How Often Should You Change a Whole-House Water Filter?

Fresh filters = fresh water

Woman washing dishes
Photo: Dougal Waters / DigitalVision / Getty Images
Woman washing dishes
Photo: Dougal Waters / DigitalVision / Getty Images
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Whether you’re filling a pot with water for pasta or grabbing a glass of H2O to quench your thirst, you probably prefer that your water is filtered and clean before consuming it. A whole-house water filter can help remove pollutants, but only if it’s not past its prime. Learning how often to change a whole-house water filter ensures your family is sipping fresh, pollutant-free water all the time.

How Long Does a Whole-House Water Filter Last?

When it comes to how often to change a whole-house water filter, it depends on the type of water filter your home has. Some filters require frequent changes every few months, while others can go as long as a decade before you need to replace the filter.

Here are the average life spans of some common types of whole-house water filters:

Filter TypeReplacement Frequency
Pre-sediment filter3–6 months
Post-filter9–12 months
UV filterEvery year
Salt-free water softener filterEvery 6 years
Filtration tank 5–10 years

Pre-Sediment Filter

You need to replace a pre-sediment filter frequently, every three to six months, because it’s responsible for capturing larger pollutants like dirt and debris that range from around 1 to 100 microns in size. While some filters are optional and add extra layers of filtration, the pre-sediment filter is always included in any home water filtration system.

Post-Filter

The post-filter, or the sub-micro post-filter, is available to add to your water filtration system for more thorough filtration. This type of water filter needs to be replaced about every nine to 12 months. It is responsible for capturing extremely small particles, such as bacteria or other particles under 1 micron, that weren’t caught by the pre-sediment filter.

UV Filter

Rather than collecting particulate matter in a mesh-like filter, a UV filter uses ultraviolet light to kill microorganisms in the water. The UV bulb in a whole-house water filtration system will need to be changed once every 12 months.

Salt-Free Water Softener Filter

You can change a salt-free water softener filter, good for homes with hard water, every six years. Hard water is water with high amounts of minerals like magnesium and calcium, and 85% of homes in the U.S. have hard water. 

Excess minerals in your water can cause mineral buildup in the plumbing, which can put a strain on your plumbing pipes and appliances. You may wonder, “Will a whole-house water filter remove scale?” It won’t remove the existing scale, but it will prevent additional buildup.

A salt-free water softener changes the chemical makeup of the minerals to prevent them from building up, but only when the filter is in good condition.

Filtration Tanks

In addition to filters, a whole-house water filtration system includes a filtration tank that should be replaced about every five to 10 years. The tank will remove contaminants like heavy metals, chlorine, and other chemicals. 

These tanks are rated by capacity, ranging from around 300,000 gallons for a small household to 1 million gallons for a larger household or homes that have a greater water demand. A higher capacity means that the filtration tank will last longer.

Factors Influencing How Long a Water Filter Lasts

There are some general timelines for how often to change a whole-house water filter, but the actual amount of time between filter replacements can vary based on several different factors.

Usage

The more water your household uses, the more the filters have to work to clean that water. That can shorten the life span of the filter and the filtration tank. For example, a filtration tank rated for 1,000,000 gallons should last 10 years. However, if you have a large household and use a lot of water, you could hit that 1-million-gallon limit sooner.

Household Size

A larger household will have a higher water demand, which increases usage and wears out the filters faster compared to a small household of one to two people.

Water Source

For households that rely on well water, the water can come with a higher amount of sediment, minerals, and other particles. This can lead the water filters to have to capture more particles and wear out faster compared to homes connected to a municipal water source.

Water Quality

Homes with poorer water quality or hard water will put more wear and tear on filters, as they need to collect more contaminants from the water with every use. The more contaminants the filters have to capture, the faster they will need to be replaced.

Maintenance

Regularly maintaining your water filtration system and your plumbing keeps all parts in good, working condition. When everything is operating as intended, it puts less strain on the filters and the filtration system, which can help extend the life span of your filters and other parts of this system.

Signs It’s Time to Replace the Whole-House Water Filter

Worker setting water purification system
Photo: ronstik / Adobe Stock

Maybe you forgot to mark in the calendar when to change the filter, or perhaps you moved into a new home and don’t know the last time the filters were replaced. Either way, if you’re not sure how often to change the whole-house water filter or don’t know the last time it was changed, keep an eye (and nose) out for these signs of an outdated filter:

  • Sediment is visible in your water.

  • Your water tastes or smells different than usual.

  • You notice low water pressure in faucets or appliances around your home.

  • Your water is leaving behind white residue on dishes, revealing there are higher total dissolved solids (TDS) in the water.

  • Your skin and hair feel drier, which can happen when the filters aren’t removing chlorine and other chemicals from the water.

“There are many different types of water filtration technologies. When one technology is not enough, ask a local water filtration pro how you can combine technologies to reach your water treatment goals.”

— Johnny Pujol, CEO and Water Expert for Tap Score Water Testing and SimpleLab, Inc.,  Berkeley, CA

How to Increase the Life Span of a Water Filter

You don’t want to wait too long between filter replacements, or you could risk some contaminants getting into your water. However, there are ways to get the most out of every filter while still enjoying fresh, clean H2O.

Some ways to give your water filter’s life span a boost include:

  • Conserve water to reduce the amount of water the filter has to clean.

  • Keep up with regular maintenance for the entire filtration system to reduce strain on the filter.

  • Perform regular inspections once per month so that you can change any clogged or cracked filters as soon as possible.

  • Don’t push the life span too long or you risk damaging your entire filtration system.

  • When installing whole-house water filters, use high-quality filters that are compatible with your water filtration system.

Warranties for Home Water Filters

A whole-house water filtration system often includes a one-year warranty to cover any defects in the filtration system and its parts. Some manufacturers may also offer the option to purchase extended warranties of three to five years. Warranties will vary by manufacturer, so check closely if you want some peace of mind from a strong warranty for your water filtration system.

Repairing vs. Replacing Whole-House Water Filters

You should replace water filters rather than try to clean or repair them and reuse them. But as for the entire water filtration system, eventually it will reach the end of its life span and require replacement. If you notice issues like discoloration of your water, foul smelling water, or a strange taste, hire a local water softener installation company to determine whether it’s time to repair the filtration system or replace it.

Frequently Asked Questions

It costs $50 to $300 per year to replace whole-house water filters, depending on the number of filters you have. For homes that just have a pre-sediment filter, it will cost less per year to swap out that filter. Homes with advanced filters like UV lamps or post-filters will pay more per year to maintain their filtration system.

Water filter disposal methods will vary by location, so it’s best to first check with your local recycling center to see if they accept filters. They may recommend dropping filters off at a specific collection site, and some municipalities may be able to accept old water filters in your regular curbside recycling bin. Otherwise, you may need to throw the old filter in your garbage can with other trash. Check with your city’s waste management department to determine whether that option is safe or what alternatives are available.

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