Geothermal Heat Pumps in Floor Heating: Pros and Cons

Dig into the details of this underground heating option

Dad playing with his two little sons
Photo: svetikd / E+ / Getty Images
Dad playing with his two little sons
Photo: svetikd / E+ / Getty Images
Highlights
  • A geothermal heat pump draws heat from underground that can be used to heat a home.

  • A geothermal heat pump in floor heating has many advantages, including low cost of use, effectiveness in winter, easy maintenance, and access to potential rebates.

  • However, this type of system can be very expensive to install and repair.

  • Alternatives include boilers and traditional heat pumps.

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When it comes to an energy-efficient heating system, nothing pairs quite as well as a geothermal heat pump and a hydronic underfloor heating system. But although a geothermal heat pump in floor heating is environmentally-friendly, there are pros and cons to consider. While geothermal heat is highly cost-effective, installation can be expensive, and the system may not heat as quickly as traditional HVAC options. Also, adding this type of heating system to an existing house could require a sizable remodel. Let’s look at the details.

What Is a Geothermal Heat Pump?

A geothermal heat pump is installed underground and moves heat out of the ground. The ground is an excellent storer of heat, which can linger even when the air above is very cold; this allows geothermal heat pumps to work very efficiently.

The particular type of geothermal heat pump we’re discussing in this guide is a hydronic version, which means it uses underground pipes to heat water and then pump that water into the house, where it warms floors. It’s not very good at cooling, but can be very effective on cold days (and very comfortable for bare feet).

Pros of a Geothermal Heat Pump for Floor HeatingCons of a Geothermal Heat Pump for Floor Heating
Energy-efficient and works well in cold weatherHigh installation costs
Easy to maintainBetter for new construction than remodels
Many rebate optionsNot suitable for cooling a house
Saves on spaceRepairs are challenging

Pros of a Geothermal Heat Pump in Floor Heating

Geothermal heat pumps and floor heating bring many advantages to a home. Here are some of the pros that have the most impact.

Works well in cold winters

While above-ground heat pumps can sometimes struggle in very cold winters or require backup heat, geothermal heat pumps can access warmth underground more reliably, making them a better choice for the coldest states.

Very energy-efficient

Heat pumps in general are very efficient, but geothermal heat pumps are some of the most low-cost heating options around once they get up and running. If you’re using primarily floor heating, you can expect your energy costs to drop noticeably.

Limits moving air

Radiant heating doesn’t need to move air to work, which allows people with asthma or other health conditions to cut down on how many allergens move through their homes.

Easy to use and maintain

A geothermal heat pump is designed to last for many years and doesn’t require the same kind of maintenance that a boiler or similar system would.

Eligible for rebates and tax credits

Geothermal heating is extremely clean and green, which means there are usually tax rebates and other benefits associated with their installation. It doesn’t require natural gas or a nearby propane tank, so it can work in areas where these fuels aren’t readily available.

Saves on space

Most components of a geothermal heat pump are installed underground, so they don’t take up space the way a boiler would. This also makes their operation very quiet.

Cons of a Geothermal Heat Pump in Floor Heating

Underfloor heating system
Photo: filmfoto / iStock / Getty Images Plus / Getty Images

While geothermal heating for your floor may sound like a dream come true, there are a few issues that homeowners should consider before making a final decision. Here are some of the downsides to consider.

Expensive installation

Geothermal heat pumps, especially large models, can cost multiple times more than what a standard heat pump, furnace, or boiler would cost. And if you’ve got rocky soil or similar difficulties, excavation costs can rise even higher. Be sure to contact several local geothermal companies for quotes.

Difficult to retrofit

It’s tough to install both geothermal heat pumps and floor heating on an old house. Extensive remodels are required. A geothermal heat pump in floor heating is much easier to put in when the house is still in the planning or construction phase.

Not suitable for cooling

Hydronic floor heating is excellent for slowly but surely warming rooms, especially in cold weather and with compatible hard flooring. However, it can’t really cool down a house in the same way. If you have hot summers, you’ll need an additional heat pump or air conditioner to cool down the air.

Repairs can be difficult and costly

Since so much of a geothermal heat pump is underground, when it’s damaged (such as by encroaching tree roots or a settling foundation) the repairs are difficult to diagnose and expensive to address.

Alternatives to a Geothermal Heat Pump in Floor Heating

Underfloor heating installation
Photo: sturti / E+ / Getty Images

Sometimes a geothermal heat pump isn’t the right fit because of cost or excavation requirements. But that doesn’t mean you need to give up on floor heating entirely. If you’re determined to install underfloor heating in your house, you still have alternative heating options, including:

  • A boiler dedicated to hydronic radiant heating

  • Electric radiant heating with heating cables, suitable for smaller areas like bathrooms or garage floors

  • Radiant heating using standalone heating elements like electric baseboard heaters, which are close to the floor and don’t require remodeling

These options are generally less expensive to buy and install than a geothermal heat pump, but they don’t have the same efficiency over time, so be aware of the tradeoffs.

Is a Geothermal Heat Pump Right for You?

The first question many homeowners have about geothermal heating is if they need to live in a special kind of location or climate for it to work. Good news: Today’s geothermal heat pumps are so efficient that they can be installed nearly anywhere and provide excellent results (although rocky soil and bedrock can still pose challenges). You can also choose deeper or more shallow systems depending on what the ground around your home is like.

Other signs that a geothermal heat pump is right for you can include:

  • Tile or vinyl floors that can benefit the most from a radiant heating system

  • Cold winters where a standard heat pump won’t work as efficiently

  • A new home or a planned construction where installing a geothermal unit and floor heating is much easier compared to retrofitting

  • Lack of a reliable heating alternative like natural gas lines

  • Local utility companies that offer rebates, discounts, or even special loans for installing a geothermal unit

  • An interest in exploring environmentally-friendly heating options

Frequently Asked Questions

Geothermal heat pump costs range widely depending not only on the size of the pump, but how easy it is to install in your ground. These heat pumps are generally rated by the ton, with a ton equaling around 12,000 BTUs of heating potential. A one-ton model can cost between $2,500 and $8,000, while a large five-ton model can cost up to $40,000.

The most obvious downside is the high upfront cost of buying and installing one of these systems. Additionally, sometimes the system can take a longer time to heat than alternatives like a boiler. Also, if something goes wrong with the geothermal pump, repairs are often significantly more expensive than repairing traditional, above-ground heat pumps.

You can use underfloor heating with most kinds of flooring. However, particularly thick carpet will create problems, since it will absorb a lot of the heat and make it difficult to feel. Also, there are some concerns that underfloor heating can dry out natural wood over time, so if you have wood flooring, get an expert opinion on whether radiant heating is appropriate.

Standard heat pumps usually can’t be used for floor heating. That’s because they are similar to air conditioners in that they move and heat (or cool) the air, not water. You can find specialized above-ground heat pumps attached to a hydronic system, but these are uncommon.

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