Equal Housing Lender. Evenings and Weekends by Appointment. We specialize in VA loans, Jumbo, and High Balance Conforming, Construction, and Portfolio loans. Did you know that the VA doesn't have a loan limit? If you're a Veteran, ask me about VA loans over $1m (we do them). We underwrite, process, and close your loan right here in our office.
Business highlights
20 years of trusted experience
Services we offer
2014 - 2017 Super Service Award Winner! Purchase/Refinance, Construction, Conventional, FHA, and VA; Conforming, Conforming-Jumbo, and Jumbo loans available.
Services we don't offer
We can refer you to one of our trusted partners for: Commercial Loans/Lines of Credit
Description of Work: Mortgage on a new home purchase
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
DEBORAH D.
10/2018
5.0
mortgage broker
+ -1 more
Amazing, best experience ever!!
Description of Work: Refinancing
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Matt B.
06/2016
5.0
mortgage broker
+ -1 more
unknown
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Bronwyn V.
03/2016
5.0
mortgage broker
+ -1 more
unknown
Description of Work: .
Rating Category
Rating out of 5
Yes, I recommend this pro
Response from The Rosenbaum Lending Group @ Sandy Spring Bank
Thank you for taking the time to review us. We very much appreciate it!
patrick O.
03/2016
5.0
mortgage broker
+ -1 more
unknown
Description of Work: Bob and team were great, walked me through the whole application process. Had everything ready to go with a lightening quick turn around.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$800
Response from The Rosenbaum Lending Group @ Sandy Spring Bank
Thank you for the review!
christine T.
03/2016
5.0
mortgage broker
+ -1 more
unknown
Description of Work: Bob is the best, looked out for my best interests.His team is thorough, quick, and efficient.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Steven S.
02/2016
5.0
mortgage broker
+ -1 more
unknown
Description of Work: Prepared estimate to Re-Fi. Very Professional.
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Tj C.
10/2014
5.0
mortgage broker
+ -1 more
unknown
Description of Work: Loan Origination for home purchase
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0
Yes, I recommend this pro
Paul L.
10/2014
5.0
mortgage broker
+ -1 more
unknown
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ximena & James N.
10/2014
4.0
mortgage broker
+ -1 more
unknown
Description of Work: Arranged home mortgage financing for a home purchase.
Rating Category
Rating out of 5
quality
4.0
value
5.0
professionalism
4.0
responsiveness
4.0
punctuality
5.0
Yes, I recommend this pro
Dustin B.
10/2013
5.0
mortgage broker
+ -1 more
All went smoothly. No complaints.
Description of Work: Refinancing.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$3,000
steve K.
03/2013
5.0
mortgage broker
+ -1 more
Bob and his team worked with us to refinance our home mortgage. They worked to minimize our paperwork, get us a great deal, and worked within our time frame. All in all very satisfied and completed the refinance on time.
Description of Work: Bob and his team worked to refinance my home mortgage.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Thu V.
01/2013
5.0
mortgage broker
+ -1 more
We were very pleased from beginning to end with the Rosenbaum Lending Group. Communications was direct and honest. They delivered results. Expertise was far superior.
Description of Work: If only we had found Bob at First Portfolio sooner, we would have saved alot of money (about $10K) and lots of stress. We had to close twice within a two month time frame. Our first lender at Wells Fargo could not close our loan with 45 days lead time. We did not find out until closing day that it could not fund. We were putting down almost 50% of the sales price of over $500K+. Our last resort was going with a high interest loan to quickly close and avoid losing the house and EMD. Shortly after November 5, 2012, we quickly looked to refinance. From our experience, this time we could not leave it to chance with one lender. After speaking with 4-5 lenders, we were told by two that we had to wait 6 months for seasoning requirements. We searched "portfolio" lenders and found 1st Portfolio and applied online. Bob was assigned to our case and what a true blessing it turned out to be. Of course, we were skeptical and did not high hopes after months of dealing with lenders. With our initial discussion with Bob, he was different in his analysis and assessment of our situation. My husband had started a new job this year and my 1099 situation was complex. He explained things and broke things down in ways that we have not already heard. With his high-level thinking, ingenuity, and results-oriented focus, he turned a challenging case into a closed one. When the appraisal was delayed due to the holidays and the appraisers' schedules, Bob/Kuntri did their best to follow-up and made sure we were not lost in the backlog. Throughout the entire process, Bob/Kuntri answered all our questions and concerns, by email or a phone call. Even outside of the Mon to Fri, 9-5 schedule, when we did not expect a reply, we got one. Their genuine dedication, patience, commitment, and professionalism should be the bench mark for every service industry.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$950
Response from The Rosenbaum Lending Group @ Sandy Spring Bank
Thanks you so much for your kind words. We are glad we were able to help. Enjoy your new home!
Jeff S.
12/2012
5.0
mortgage broker
+ -1 more
I used Angie's list to find a broker to refinamce my VA loan. Bob quoted me a rate Lower than the bank holding my existing home mortgage loan. Bob also honored the Angie's list coupon In his estimate and ptoperly reflected on the paperwork at closing. Bob also coordinated the selling of my loan to my previous provider for a rate a full percentage point lower with plenty of time to make my first payment ro the New loan provider. Bob's website made it easy to sign scan & Upload all documents which helped expedited the process. Also all papers were available to me prior to a title guy asking for my signature at closimg. A positive experience , the only comment I would offer is to have the title Guy allot Enough time for questions at closing and Don't tell me how you need to make your Next appointment. This was all diffused by Bob's presence at closing.
Description of Work: Very responsive and fast to setup refinance, Closed in 7 days! Bob showed up at closing to answer any questios. Definitely would recommend Bob for refinancing a VA streamline Loan (IRRRL).
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jasmine D.
11/2012
5.0
mortgage broker
+ -1 more
Even though the company doesn't provide the product we were looking for, Bob Rosenbaum returned my call promptly and helped talk me through other options in the area. He was clearly very knowledgeable and happy to share his insight and expertise and spent nearly half an hour on the phone with me, answering all the questions that I didn't even realize I had!
Description of Work: Called to inquire about construction loans.
Rating Category
Rating out of 5
professionalism
5.0
responsiveness
5.0
Yes, I recommend this pro
Response from The Rosenbaum Lending Group @ Sandy Spring Bank
Thanks so much for your kind words ... Stand by ... I should have some answers for you later today.
Morgan M.
10/2012
5.0
mortgage broker
+ -1 more
It was a very pleasant experience. We used Bob about 5 years ago and got a great rate on our first home, but rates have dropped even further so it was time to refinance. I usually have a lot of questions and Bob was always available and he was a huge help!
Description of Work: We used them to refinance our mortgage.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$9,000
Patricia B.
07/2012
5.0
mortgage broker
+ -1 more
Bob Rosenbaum worked with us on refinancing our home in May 2012. He answered tons of questions, some repeated, with a mixture of friendliness and professionalism. When schedules changed, he contacted us in a timely manner with details of why things changed. If he didn't know the answer to our questions, he didn't make something up, he would find out and recontact us. His ability to represent his company business with a generous dose of warmth & understand made a very stressful transaction much easier.My husband and I have separately bought many homes and this was by far the best experience. We would definitely recommend Bob to someone seriously requiring mortgage assistance.
Description of Work: Bob Rosenbaum worked with us on refinancing our home in May 2012.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$800,000
Response from The Rosenbaum Lending Group @ Sandy Spring Bank
Member - Thanks so much for your kind words. Working with you and he was an absolute pleasure. If we can help at any time in the future, don't hesitate to call on us. Best, Bob.
Benjamin E.
07/2012
5.0
mortgage broker
+ -1 more
Excellent job, original mortgage was a challenge and Bob was the only broker that could get me the terms I needed. Both refinances have been handled without issues.
Description of Work: Mortgage and 2 refinances
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$400,000
Response from The Rosenbaum Lending Group @ Sandy Spring Bank
Thank you Member -- we very much enjoyed working with you and appreciate your trust in us. All the best, Bob Rosenbaum.
Carolyn C.
05/2010
5.0
mortgage broker
+ -1 more
As a Realtor, I work with a lot of lenders. Bob impressed me right from the beginning as a "can-do" guy, willing to do whatever it took to take care of us, which made him stand out from the rest. He returned my calls promptly. He is very professional and ethical, not at all pushy, and good at explaining the process. He obviously loves helping people get the loan that's best for them, and brings a lot of enthusiasm to everything he does. Our rate was very competitive. I would highly recommend him to anyone purchasing or refinancing their home.
Description of Work: Bob did the refi for our house last year. He took our application, gave us a great rate and great service.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Margo W.
04/2010
5.0
mortgage broker
+ -1 more
Bob refinanced my home on 2 occassions. The customer service was better than any I've ever had in many home refi's over the years. There were none of those last minute scrambles for needed paperwork. Bob made it as easy as it could possibly be.
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
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Service Categories
Mortgage Companies
FAQ
The Rosenbaum Lending Group @ Sandy Spring Bank is currently rated 5 overall out of 5.
Monday: 8:00 AM - 5:00 PM
Tuesday: 8:00 AM - 5:00 PM
Wednesday: 8:00 AM - 5:00 PM
Thursday: 8:00 AM - 5:00 PM
Friday: 8:00 AM - 5:00 PM
No, The Rosenbaum Lending Group @ Sandy Spring Bank does not offer free project estimates.
Yes, The Rosenbaum Lending Group @ Sandy Spring Bank offers eco-friendly accreditations.
No, The Rosenbaum Lending Group @ Sandy Spring Bank does not offer a senior discount.
No, The Rosenbaum Lending Group @ Sandy Spring Bank does not offer emergency services.
No, The Rosenbaum Lending Group @ Sandy Spring Bank does not offer warranties.
The Rosenbaum Lending Group @ Sandy Spring Bank offers the following services: 2014 - 2017 Super Service Award Winner! Purchase/Refinance, Construction, Conventional, FHA, and VA; Conforming, Conforming-Jumbo, and Jumbo loans available.
We can refer you to one of our trusted partners for: Commercial Loans/Lines of Credit