Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joe v on March 2022
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joe v on March 2022
Indiana Mold Remediation is a locally owned Indiana company performing mold remediation and testing for the past decade. We welcome your questions, and are happy to provide free advice over the phone. our staff is friendly and easy to work with, and we will not try to scare you into buying services that you do not need.
"Mark, who did the initial visit, was very professional and knowledgeable and honest. And the crew that showed up to do the work was also professional and friendly. The owner also worked with me directly to resolve a minor billing mistake, which certainly strengthened by trust of this local company."
JAMES K on September 2020
Indiana Mold Remediation is a locally owned Indiana company performing mold remediation and testing for the past decade. We welcome your questions, and are happy to provide free advice over the phone. our staff is friendly and easy to work with, and we will not try to scare you into buying services that you do not need.
"Mark, who did the initial visit, was very professional and knowledgeable and honest. And the crew that showed up to do the work was also professional and friendly. The owner also worked with me directly to resolve a minor billing mistake, which certainly strengthened by trust of this local company."
JAMES K on September 2020
Independent Appraisers-Consultants Inc
Independent Appraisers-Consultants Inc
The Charlie Butler Team is a team of 11 licensed real estate professionals working in the Evansville area. Charlie earned his Real Estate salesperson license in 1999 and started his career with The Realty Group. From 1999 to 2008, Charlie sold over $100 million in real estate, had over 1400 transactions, and was #1 Realtor in the Evansville Area in transactions by the Association of Realtors 5 years in a row. By 2006, he was ranked among the top 100 realtors in the country. In January 2009, Charlie and business partner Jennifer McBride, started Capital Realty and Associates. By the end of the first year, the company had grown exponentially and was named #3 out of 68 companies in the Evansville area by the Association of Realtors. Charlie was elected to the Southwest Indiana Association of Realtors Board of Directors in 2010. With a solid foundation, Capital Realty and Associates continued to grow and provide exceptional service to the Evansville area. In 2011, after many offers from various companies, Charlie found the technology to effectively support his clients, the growth potential that his team needed, and most importantly, the culture that his team lives by at Keller Williams. After an 8-month process, Charlie and Jennifer brought Keller Williams to Evansville. Keller Williams takes a different approach to real estate, one that is built on culture. At Keller Williams, we know that Character builds Culture and is the backbone of our belief system. The Associates find fulfillment in their daily surroundings and strive to be the best they can be for their clients and peers. For the last six years the team has been named among America’s Best Real Estate Agents Indiana by Real Trends for number of transactions. In 2012, the team was named among the top 250 teams in the country by transaction by the Wall Street Journal. With over 75 years of combined experience, Charlie and his team are dedicated to serving you. The team utilizes the latest technologies, market research and business strategies to exceed your expectations. The team’s mission is to provide the most exceptional customer service to create the best possible experience for every client.
The Charlie Butler Team is a team of 11 licensed real estate professionals working in the Evansville area. Charlie earned his Real Estate salesperson license in 1999 and started his career with The Realty Group. From 1999 to 2008, Charlie sold over $100 million in real estate, had over 1400 transactions, and was #1 Realtor in the Evansville Area in transactions by the Association of Realtors 5 years in a row. By 2006, he was ranked among the top 100 realtors in the country. In January 2009, Charlie and business partner Jennifer McBride, started Capital Realty and Associates. By the end of the first year, the company had grown exponentially and was named #3 out of 68 companies in the Evansville area by the Association of Realtors. Charlie was elected to the Southwest Indiana Association of Realtors Board of Directors in 2010. With a solid foundation, Capital Realty and Associates continued to grow and provide exceptional service to the Evansville area. In 2011, after many offers from various companies, Charlie found the technology to effectively support his clients, the growth potential that his team needed, and most importantly, the culture that his team lives by at Keller Williams. After an 8-month process, Charlie and Jennifer brought Keller Williams to Evansville. Keller Williams takes a different approach to real estate, one that is built on culture. At Keller Williams, we know that Character builds Culture and is the backbone of our belief system. The Associates find fulfillment in their daily surroundings and strive to be the best they can be for their clients and peers. For the last six years the team has been named among America’s Best Real Estate Agents Indiana by Real Trends for number of transactions. In 2012, the team was named among the top 250 teams in the country by transaction by the Wall Street Journal. With over 75 years of combined experience, Charlie and his team are dedicated to serving you. The team utilizes the latest technologies, market research and business strategies to exceed your expectations. The team’s mission is to provide the most exceptional customer service to create the best possible experience for every client.
An appraisal is an opinion of value, so anything that is expected to boost your home value is likely to work in your favor when it comes to the appraisal. Things like improving your curb appeal, painting, refinishing floors, and taking care of minor repairs are all good investments prior to ordering an appraisal. It’s also a good idea to clear out any clutter and complete a deep clean beforehand to show your property in the best light possible.
Appraisals aren’t required by law to complete a real estate transaction, but it’s unlikely that a lender will allow a buyer to close on a property without an appraisal, so, effectively, they are usually required. Your mortgage lender uses the property as collateral for your loan, and the appraisal is what the lender will base the mortgage on to confirm the value is there to justify their investment.
The average cost of a property appraisal is around $355, but different appraisers in your area could charge anywhere from $250 to $500. Appraisals for larger properties will often cost more, as will valuations for older properties. Appraisers will use homes in the surrounding area to help determine a valuation as well, so if your home doesn’t conform to the neighborhood standards, the valuation will require more work and will likely cost more.
A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering has the proper licensing from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.
Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.