Mike Murgatroy CrossCountry Mortgage

Mortgage Companies

About us

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

Business highlights

26 years of trusted experience

Services we offer

Residential Mortgages, Purchases, & Refinances.

Amenities

Free Estimates
Yes
Warranties
Yes
Senior Discount

$200



Accepted payment methods

American Express
MasterCard
Visa

Photos of past projects

Reviews

4.9602 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
95%
4
1%
3
1%
2
1%
1
2%


Rating CategoryRating out of 5
quality
4.9
value
4.9
professionalism
4.9
responsiveness
4.9
punctuality
4.9
Showing 1-25 of 602 reviews

joseph V.
03/2022
5.0
mortgage broker
  + -1 more
It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie.
Description of Work: Mortgage refinance.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
When a client takes time to leave such a fabulous review with A++'s and 10's, we know we've done just about everything right. Thank you for your business and review.

Christina D.
01/2022
5.0
mortgage broker
  + -1 more
Micheal and his team worked hard to get us the best deal! They were very responsive and fast. Without them we would have paid way more for our loan than we should have. Will be using them for any of our future needs!
Description of Work: Mortgage refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Wow, thank you so much for taking the time to leave this amazing review!

Thomas C.
12/2021
5.0
mortgage broker
  + -1 more
Process from start to finish was excellent. I have used Mike and his team before, they put the customer first, are prompt, and from start to finish I was able to close within 30 days. Highly recommend Mike Murgatroy and his team at Guaranteed Rate!
Description of Work: Refinance mortgage
Rating CategoryRating out of 5
Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
With so many options out there, we're grateful you continue to trust us with this important transaction. Thank you for taking the time to share your experience with others and for recommending our team.

MATTHEW R.
11/2021
5.0
mortgage broker
  + -1 more
This team does an excellent job. We have used them 4 times now for 3 different homes!
Description of Work: Mortgage for a new home

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
One of the most rewarding aspects of our work is being a part of the home ownership journey with our clients over the years. We're truly thankful that you have included us.

Steven S.
11/2021
5.0
mortgage broker
  + -1 more
Mike and his team at Guaranteed Rate are the best in the business! I worked with them to refinance my mortgage and they went above and beyond with exceptional service at every step of the process. They did their research to find me an excellent rate and then diligently worked with me to ensure we lined up everything for a timely close. I was pleasantly surprised that they were able to execute the entire process through closing in less than 30 days. I really appreciated how proactive and honest they were with their communication. Overall, I give Mike and his team 5 stars all around and would use them in a second. If you are considering between multiple firms for your mortgage or refinance, I highly recommend you go with Mike at Guaranteed Rate.
Description of Work: Mortgage Refi

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for your fantastic review and kind comments. We strive to provide every client with the same level of service. We appreciate your continued business.

Brantley P.
07/2021
5.0
mortgage broker
  + -1 more
Mike, Rick, Teri, Tracy, Monica, and the team made our refinance experience smooth and easy! They are very respectful, and not once did we feel out of the loop or that they were bothered by our questions. They went above and beyond to guide us in the right direction and choose an option that was best for us after taking time to discuss our history and future. They are AMAZING, and I brag about them daily.
Description of Work: Refinance our home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for this fantastic review and 5 star rating! We are proud of our consultative approach to help our clients with the right product for their needs, but also to educate on all elements of the process to empower them to make the right decisions. We appreciate you.

Paul M.
06/2021
5.0
mortgage broker
  + -1 more
Excellent people to work with. Great communication and very professional in dealing with any little snags in the process.
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for the 5 star rating! We're grateful for your business and for taking the time to include comments for other members.

Harry G.
06/2021
5.0
mortgage broker, real estate appraisal
  + 0 more
The process was smooth, efficient, remarkably easy. These folks are professionals in every sense of the word. I am now using them again on another purchase. Return business says it all!
Description of Work: Refinancing Condo

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for the 5 star rating and sharing your experience with other members. We agree - return business is everything to us as it means we earned your trust by providing excellent service!

Valerie S.
04/2021
5.0
mortgage broker
  + -1 more
The whole process from beginning to end was exceptionally well run. Communication was extremely facile, whether I needed access to them or they required something from me. They were very responsive to questions in all stages and clear in their answers. they were specific about documentation required and provided a safe and secure but fast way to upload confidential information. The closing itself had some pandemic challenges but, especially here, the Guaranteed Rate staff members were solution oriented and pro-active ins some instances. I have closed twice on home purchases before, outside of a pandemic. Neither was as smooth as this.
Description of Work: I obtained a loan from this company

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,500

Response from Mike Murgatroy CrossCountry Mortgage
Thank you the 5 star review and taking the time to share your positive experience. We're always thrilled when we hear a client is happy with our services. Enjoy your new home!

David D.
04/2021
5.0
mortgage broker
  + -1 more
Mike Murgatroy and his team made our refi quick and easy. They are very knowledgeable and were able to do our complex refi with no issues. It only took 3 weeks from start to finish. This is my 5th mortgage with Mike. My first one with him was 25 years ago! I fully trust him to help us make the best choices when it comes deciding which loan is right for us and when to lock our rate.
Description of Work: Mortgage Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
It's our goal to provide you with the best fit solution for your current situation, so that you do trust us with your next mortgage. Thank you for your business over these 25 years.

Peter G.
03/2021
5.0
mortgage broker
  + -1 more
They are professional and reliable and after using them 2 times for our mortgages would not hesitate to use again. They make it easy and as fast as possible to ensure the mortgage is done properly and as painless as possible.
Description of Work: We used Guaranteed Rate to purchase our current house and just refinanced our mortgage with them.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Your home mortgage is a major financial transaction. Since we're the experts, it's our responsibility to simplify the process for you. Thank you for your wonderful review and rating.

Matthew S M.
03/2021
5.0
mortgage broker
  + -1 more
Amazing experience. Mike and his team are best of the best. Under 30 day close and couldn’t be happier.
Description of Work: Securing a mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
So glad you were pleased with the quick close. Thank you for your business and this great rating!

Phillip G.
02/2021
5.0
mortgage broker
  + -1 more
Excellent service, closed on time with no surprises. I shopped for rates and they had the most available.
Description of Work: VA Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for the A rating and great comments [Member Name Removed]! We value your continued trust in us.

Alan R.
02/2021
5.0
mortgage broker
  + -1 more
Very good experience. I would recommend Mike and his team,
Description of Work: Refinance home loan

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for the fantastic rating and comments. We are grateful for your business and your recommendation.

David B.
02/2021
5.0
mortgage broker
  + -1 more
I've done multiple loans with Mike and his team an guaranteed rate. When we purchased our first home, Mike was able to help us through the whole process. I was amazed at how easy and simple his team made a complicated transaction by using modern online tools. We later refinanced that home with Guaranteed rate and saved tons of money. Several years and four kids later, Mike help us buy our second home. My financial situation was unique since I was back in school full time while working for the church. This makes getting a loan difficult, but Mike's team bent over backwards to take care of us. I was amazed at the speed and quality of their work. I recommend Guaranteed Rate to everyone I know who is looking for a new home.
Description of Work: Home Purchase Loan

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
[Member Name Removed], thank you for the amazing review and sharing your experience for others. We are grateful in your continued trust in us.

Francisco V.
02/2021
5.0
mortgage broker
  + -1 more
This is the second time we've used Guaranteed Rate. Again, the process has been seamless. As other people I know have told me about the problems they've experienced with their lenders, we continue having an incredibly simple process on refinancing our home. Previously, we purchased a home, so they're completely effective at both. I have shared their name with everyone who asks and will continue to do so.
Description of Work: Home Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Richard L.
01/2021
5.0
mortgage broker
  + -1 more
Professional service. Always responded the same day, within an hour or 2, with any questions we had. Polite, attention to detail, friendly, knowledgeable office. Settlement was a breeze. We had everything we needed before settlement. I would recommend Mike Murgatroy and his office to my family and friends knowing that they will be treated with honesty and respect.
Description of Work: Mortgage Company for home purchase

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for your wonderful feedback! We aim to make the process as easy as we can with all the variables involved. We appreciate you trusting in is to deliver on this very important life event.

Michael G.
01/2021
5.0
mortgage broker
  + -1 more
A great experience working with a knowledgeable and helpful team who helped guide us through the purchase and all the information required.
Description of Work: Mortgage for new home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for your business and kind words.

Lynnette P.
01/2021
5.0
mortgage broker
  + -1 more
Everything went as planned with our financing and there were no hidden costs or surprises. The team was incredibly responsive and answered all of my questions.
Description of Work: New home purchase

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thanks again for choosing us! It is always our goal to exceed our clients expectations :)

Zachary S.
12/2020
5.0
mortgage broker
  + -1 more
Michael and his team (Geneva, Tracey, and Rick) delivered on all their promises. Michael made a fair offer upfront, and delivered on it. I would and have recommended him to my friends
Description of Work: Mortgage on jumbo

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for your wonderful review and comments [Member Name Removed]. We appreciate your business and willingness to recommend the team.

Linda D.
12/2020
5.0
mortgage broker
  + -1 more
What a great experience! I needed a fast prequalification @ Guaranteed team made it happen. Found my ideal property and needed a quick close -out of state. They were efficient, knowledgeable & worked hard to make things happen. Not to mention the great rate I got! Thanks to a great professional team!!!
Description of Work: Mortgage for second home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thanks for trusting us and summarizing those critical pieces of the mortgage process. We are licensed in all 50 States and will handle the process the same regardless of location.

Phillip G.
12/2020
5.0
mortgage broker
  + -1 more
Mike and his team did an outstanding job! The application process was primarily handled electronically and was seamless. The loan closed on time exactly as promised.
Description of Work: VA Mortgage Loan

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for sharing. It is our pleasure to assist Veterans all over the country and save them dramatically on closing costs (no lender fees) and additional credits towards closing costs when available. Our team has some of the most competitive rates in the country due to working on thin margins and never sacrificing the experience and knowledge needed to execute on such important life events with purchases and refinances.

Harry G.
10/2020
5.0
mortgage broker, real estate appraisal
  + 0 more
Absolutely seamless. Highly recommended—I would use this company every time. Outstanding and professional group of individuals.
Description of Work: Refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you we appreciate your trust and the opportunity to assist you.

Jacqueline R.
10/2020
5.0
mortgage broker
  + -1 more
AMAZING! They got us our mortgage in less than 3 weeks. We did not plan on a mortgage but needed so many renovations in our new home that we decided to get some extra money. Mike Murgatroy and his team have helped us multiple times and they NEVER disappoint. The entire team does exactly what that promise - on time & every time. I have never worked with a company that I could recommend higher. Solid 10!
Description of Work: Mortgage lending

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Mike Murgatroy CrossCountry Mortgage
Thank you for your amazing review and always trusting us to do what's best for you. I'm glad we were able to turn around such a fast closing to help you save on paying higher rates if you paid cash and we refinanced after.

Lindy H.
09/2020
5.0
mortgage broker, real estate appraisal
  + 0 more
Mike and his team were outstanding! My mortgage was complicated, his team was very accommodating, easy to contact, and made the entire process much easier than it should have been. I would recommend them without hesitation, and plan to use them again in the future. This process is complicated, and they made it very easy to manage. Highly recommend!!
Description of Work: jumbo mortgage for vacation home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,500

Contact information

900 NW 17TH AVE, Delray Beach, FL 33445


Service hours

Sunday:
Open All Day
Monday:
Open All Day
Tuesday:
Open All Day
Wednesday:
Open All Day
Thursday:
Open All Day
Friday:
Open All Day
Saturday:
Open All Day

Licensing

Insured

Licensed*

Trade License Number
LO6441
Trade License Locale
FL
Trade License Authority
Florida Department of Financial Services
Trade License Expiration
12/31/2021
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies

FAQ

Mike Murgatroy CrossCountry Mortgage is currently rated 4.9 overall out of 5.

Sunday: Open All Day

Monday: Open All Day

Tuesday: Open All Day

Wednesday: Open All Day

Thursday: Open All Day

Friday: Open All Day

Saturday: Open All Day

Mike Murgatroy CrossCountry Mortgage accepts the following forms of payment: American Express,MasterCard,Visa
Yes, Mike Murgatroy CrossCountry Mortgage offers free project estimates.
No, Mike Murgatroy CrossCountry Mortgage does not offer eco-friendly accreditations.
No, Mike Murgatroy CrossCountry Mortgage does not offer a senior discount.
No, Mike Murgatroy CrossCountry Mortgage does not offer emergency services.
Yes, Mike Murgatroy CrossCountry Mortgage offers warranties.
Mike Murgatroy CrossCountry Mortgage offers the following services: Residential Mortgages, Purchases, & Refinances.

Contact information

900 NW 17TH AVE, Delray Beach, FL 33445


Service hours

Sunday:
Open All Day
Monday:
Open All Day
Tuesday:
Open All Day
Wednesday:
Open All Day
Thursday:
Open All Day
Friday:
Open All Day
Saturday:
Open All Day