We're a locally operated mortgage business in central Iowa. We have a team of three people ready to help answer your mortgage related questions. Our slogan is "On time. Under budget. No surprises". We're also Central Iowa's most recommended mortgage company! Bring on your home financing questions, we love to answer them! We're an education based mortgage company that would love to earn your business!
Business highlights
20 years of trusted experience
Services we offer
Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.
The Tyler Osby Team was easy to work with. They went out of their way to make sure the process was quick and painless. They were responsive to questions we had and never left us hanging. Highly recommended!
Description of Work: Mortgage Refinance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
James Y.
05/2019
5.0
mortgage broker
+ -1 more
Tyler and team were excellent the whole way, we were first time buyers and unfamiliar with the process and were nervous about making mistakes. Tyler and team helped us understand all the possible financing options and also helped us understand every part of the process outside of financing. Throughout, Tyler and team kept us updated about what information they had, needed, and when we could expect certain things to happen. We were very happy to have Tyler and his team help us get our first home! We were very happy that there were *no* surprises about what was required of us in terms of documentation, money, or time.
Description of Work: Mortgage Lender
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
alicia T.
05/2019
5.0
mortgage broker
+ -1 more
Tyler and his team were very knowledgeable and helpful in walking us through our first home loan. Very communicative and great people to work with
Description of Work: home loan for our first home purchase
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Brooke S.
03/2019
5.0
mortgage broker
+ -1 more
Tyler and his team were amazing to work with! This was our first home and they made the process easy. The team helped us feel comfortable and confident along the way. The constant communication was extremely helpful I highly recommend the Tyler Osby Team for your mortgage needs!!
Description of Work: Helped us purchase our first home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Bryce S.
03/2019
5.0
mortgage broker
+ -1 more
Tyler was very casual and honest and no nonsense. He explained everything in simple terms that we could understand and this being our first time buying a home that was very reassuring. Tyler and his whole team were very friendly. They also provided very frequent updates on the timeline of our purchase and what we needed to do next and what to expect. Just a very good overall experience.
Description of Work: PURCHASED A HOME
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Angela D.
02/2019
5.0
mortgage broker
+ -1 more
Tyler and his team were AWESOME to work with! They were down-to-earth and kept us very informed about everything along the way. Tyler was able to help us save us around $5000 at closing (compared with another mortgage lender) and saved us almost $100 per month on our mortgage. We will be back when we are ready to buy again and will refer all of our friends and family looking for a great mortgage lender to work with!
Description of Work: Mortgage- First Time Buyers
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Julia C.
01/2019
5.0
mortgage broker
+ -1 more
Quickest and best mortgage lender around! My husband and I have 3 children under the age of 6 and we were both transferring jobs in two weeks. Tyler and his team were able to help us close on our house with Misty’s team at Better Homes and Garden Realty in just under 2 weeks! Tyler and his team put in extra hours and made us feel comfortable during the whole process.
Description of Work: Mortgage loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Elise W.
01/2019
5.0
mortgage broker
+ -1 more
Tyler and his team made the home buying process much easier than expected! They were always available to answer our many questions and made everything easy to understand. We also appreciated them keeping us in the loop the entire time and sending us a detailed timeline to help us understand where we were in the process. Thanks so much!
Description of Work: Mortgage lending
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Ashley L.
01/2019
5.0
mortgage broker
+ -1 more
Tyler and the team made every effort to help make the purchase of our new home as smooth as possible. They were quick to reply and kept everything organized and moving in the right direction. They sent weekly updates to show what was done and still needed to be done with estimated completion dates. You couldn't ask for a better team to work with through such a big, life changing experience. Thanks Tyler and team!
Description of Work: Mortgage Loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Olivia S.
01/2019
5.0
mortgage broker
+ -1 more
This was my first time buying a home. This team did an absolutely amazing job at explaining everything to me in simple terms. They mapped everything out for me, it would be real tough to mess things up. They made this stressful time so easy! I work night shift and they worked around my hours with communication. They respond very quickly to calls, emails or texts. I was never without a quick answer to all my questions. They go out of their way to accommodate to your needs. The people are friendly and kind. I will definitely be utilizing the Tyler Osby team again in the future. Couldn’t be happier with their service!
Description of Work: Mortgage Loaner
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Russell H.
11/2018
5.0
mortgage broker
+ -1 more
Tyler and his team were very helpful in our whole home buying process. Being our first home we had many questions and they happily answered every single one. Very professional and personable, we will definitely be recommending the TOT.
Description of Work: Mortgage broker
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Lyndsey C.
11/2018
5.0
mortgage broker
+ -1 more
If you are going to buy a house, refinance, etc, do not use anyone else!! The Tyler Osby team provides the best service and they are the most knowledgeable team I have ever worked with. Tyler and his team answered my many questions, and even helped me with things that didn't necessarily pertain to financing, but helped with the overall purchase of my home. I would ask questions and get responses back in minutes most of the time; in fact, there were times I got responses to my emails that I sent at 10pm - it's TRUE dedication when someone is responding back to you when they should probably be in bed! I also liked that I always got weekly updates so that I knew exactly what was happening. The Tyler Osby team lives up to their promises - everything is friction-free, on time, and under budget! HIGHLY RECOMMEND!
Description of Work: Helped me purchase my new home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jason B.
09/2018
5.0
mortgage broker, real estate agents
+ 0 more
I'm a first time home buyer from rural Iowa and i can not be more pleased on my experience with Tyler. Questions were answered promptly and through many platforms. They are so tech oriented that I never had to leave my town!
Description of Work: Home Purchasing
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Kaitlyn K.
08/2018
5.0
mortgage broker
+ -1 more
Tyler Osby and team were so great to work with. They were quick to answer every question we had no matter the time. I was shocked when we emailed them at 6am and had a response in minutes. They were truly on our side! It was nice to work with a laid back yet professional company!
Description of Work: Mortgage lender
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Shelia L.
08/2018
5.0
mortgage broker
+ -1 more
Tyler Osby and his team were wonderful. I was under pressure to refinance my home due to a divorce and Tyler was able to easy my fears while making the whole process painless. Everyone was very accommodating, informative, and friendly. Tyler and his team were always willing to answer my questions and were very quick when providing a response. Tyler walked me through the process step by step and always made sure I understood what would happen. I couldn't be happier with this experience. I would definitely recommend the Tyler Osby team and will use them again.
Description of Work: Home Refinance
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Natalie F.
08/2018
5.0
mortgage broker
+ -1 more
This was our second time working with Tyler Osby and his awesome team. 6 years ago when we were first time home buyers, Tyler patiently walked us through all the steps in the mortgage process. It was a no-brainer that we would want to work with them again on our second home. The whole group is super patient, responsive, and knowledgeable. Their streamlined process made it easy for us to submit and share documents. We recommend The Tyler Osby Team to our friends and would use them again for future home purchases.
Description of Work: Responsive to all Questions
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
John J.
08/2018
5.0
mortgage broker
+ -1 more
The Tyler Osby Team was very professional. They made the entire process stress free. Answered all of our questions and the information and services they provided were invaluable. We would recommend them for everyone trying to buy a home or refinance.
Description of Work: Help with purchasing our home.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Lauren W.
07/2018
5.0
mortgage broker
+ -1 more
When you’re a first time home-buyer like my husband and I, you want a team like Tyler Osby’s. His first time home-buyer seminar was incredibly informative. He explained the steps to purchasing a house, tips for avoiding major mistakes, and how to get pre-approved for a loan. Tyler and his team were very helpful in getting us started- he even recommended our fantastic realtor, Joleen Roskamp. Throughout the process, they kept us up-to-date on the status of our loan, providing weekly updates as things moved forward. They made the process of purchasing our home easy. Tyler and his team were great to work with! We highly recommend them to anyone looking for financing on a new home!
Description of Work: Purchasing a home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Travis R.
06/2018
5.0
mortgage broker
+ -1 more
It was a joy to work with Tyler and his team. They were all exceptionally responsive, knowledgable, and friendly. While working together I always felt like I was in good hands - they provided clear instructions so that there was never doubt about what I needed to do in order to meet all of our deadlines. I had many questions during the process of purchasing my first home and they always provided prompt and helpful answers (even on weekends or late at night). I am very glad that Tyler was able win me over by going to bat for me and matching a very competitive offer from another lender. I am confident that the home buying experience that he facilitates is easier, more personally tailored, and less stressful than anything else around.
Description of Work: First time home purchase
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Adam S.
05/2018
5.0
mortgage broker
+ -1 more
This process was great with Tyler Osby and his team!!
Description of Work: First Time Home Buyer.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Emily M.
04/2018
5.0
mortgage broker
+ -1 more
My husband and I just purchased our first home with Tyler Osby Team and it was such a wonderful experience! They walked us through every step of the way. Even before we started working with them, they have a first home buyer workshop where you just learn about the process of home buying and when each step takes place (there was even a sheet to take home with everything). There is no pressure to work with them after that. However, they were so helpful at the beginning that we decided to go with them. Through the whole process, they keep up to date with weekly e-mail and phone calls. We knew where we were with the paperwork, underwriting and what is needed. It was such a relief to know they were taking care of everything so we could enjoy the process and not have any surprises at closing. They were so nice and helpful with every question we had. I highly recommend them to anyone purchasing a home, but especially for first home buys.
Description of Work: Home Loan/Mortgage
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Bill B.
04/2018
5.0
mortgage broker, real estate agents
+ 0 more
Tyler and his team were great !! On time and no surprises. Communication was great. Friendly and responsive.
Description of Work: Mortgage for home
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Stephanie K.
04/2018
5.0
mortgage broker
+ -1 more
We had a wonderful experience with Tyler's team. Each person was friendly and communicated fast with us. Their work is thorough and fast. The whole experience was painless for us. We will continue to recommend this company to anyone needing a mortgage!
Description of Work: Mortgage Loan
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Abi R.
03/2018
5.0
mortgage broker
+ -1 more
Tyler Osby is a mortgage badass, hiding behind a pinstripe button-up and boyish good looks. Tyler has been a friend of mine for years, and I'm always cautious of doing business with friends. But when I decided to purchase my first home I wanted to use somebody I trusted, and Tyler and his team did not disappoint. There were no surprises, the process was simple, they dumbed-down the lingo so I understood everything, and the purchase went off without a hitch. Five years later, I came to him again for a new home build needing options and guidance, and the experience was as easy as ever. If you want to get approved for a home you can't afford, get lost in mortgage lingo, and have zero support throughout the purchase and post-purchase, The Tyler Osby Team is not for you. But if you want to feel informed, comfortable and ready to kick some house-buying ***, he's your guy.
Description of Work: Mortgage Lender
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Nancy B.
02/2018
5.0
mortgage broker
+ -1 more
I can't say enough!!! So pleased with the service! TOP KNOTCH! Customer service is absolutely superb!!! They have amazing teamwork figured out! What a breath of fresh air---- A phenomenal company!!! I could not be more pleased and satisfied!!!!! Fantastic start to finish!
Description of Work: I needed a HELOC and they connected me with someone that had it done in a week when everyone else was telling me at minimum a month (maybe)! The customer service for the home loan I got through Fairway was superb! They were on top of it the whole way through!
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Mortgage Companies,
Real Estate Agents
FAQ
The Tyler Osby Team is currently rated 5 overall out of 5.
Sunday: Closed
Monday: 8:30 AM - 7:00 PM
Tuesday: 8:30 AM - 7:00 PM
Wednesday: 8:30 AM - 7:00 PM
Thursday: 8:30 AM - 7:00 PM
Friday: 8:30 AM - 7:00 PM
Saturday: Closed
No, The Tyler Osby Team does not offer free project estimates.
Yes, The Tyler Osby Team offers eco-friendly accreditations.
No, The Tyler Osby Team does not offer a senior discount.
No, The Tyler Osby Team does not offer emergency services.
No, The Tyler Osby Team does not offer warranties.
The Tyler Osby Team offers the following services: Local mortgage lender. www.applywithtyler.com. "On time, under budget with no surprises!" Offering FHA, USDA, VA, Conventional & Jumbo loans. We also have extensive experience with clients relocating to Central Iowa and first time home buyers.