Mike Murgatroy CrossCountry Mortgage

Mortgage Companies

About us

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

Business highlights

27 years of trusted experience

Services we offer

Residential Mortgages, Purchases, & Refinances.

Amenities

Free Estimates
Yes
Warranties
Yes
Senior Discount

$200



Accepted payment methods

American Express
MasterCard
Visa

Photos of past projects

Reviews

4.9602 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
95%
4
1%
3
1%
2
1%
1
2%


Rating CategoryRating out of 5
quality
4.9
value
4.9
professionalism
4.9
responsiveness
4.9
punctuality
4.9
Showing 576-600 of 602 reviews

Adrian L.
06/2014
2.0
mortgage broker
  + -1 more
unknown
Description of Work: I went to them for refi of my mortgage .and I was misled. I should have been told if they could help me from the beginning.

Rating CategoryRating out of 5
quality
1.0
value
2.0
professionalism
1.0
responsiveness
1.0
punctuality
2.0


Response from Mike Murgatroy CrossCountry Mortgage
It is with our deepest apology and regret that the member felt like he was misled in any way. There would never be any reason for us to string anyone along as that helps nobody in the end. Member was e-mailed after applying for a refinance with our complete recommendation after extensive research to make sure that member’s goals would be met. Because of reasons explained in the e-mail it was our opinion that the savings would not realize member’s goals. HERE IS WHERE we failed as we should have followed up with a phone call and gone over the e-mail. One month later member e-mailed us for an update on the status of the loan. We replied to member’s e-mail and tried a phone call to explain the e-mail that we had send a month earlier. Although the member instructed us the best way to communicate was e-mail we still should have followed up the original e-mail with a phone call and explained our recommendation. Members are so very important to us and please call us back or e-mail so that we can fully communicate with you our recommendation with the refinance and if rates lower when it will make sense for you to refinance.

Eugene S.
06/2014
5.0
mortgage broker
  + -1 more
.
Description of Work: .

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Mae W.
06/2014
5.0
mortgage broker
  + -1 more
unknown
Description of Work: AppraisL

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$250

Marcela M.
06/2014
5.0
mortgage broker
  + -1 more
unknown
Description of Work: New moetgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$800

Chris W.
05/2014
1.0
mortgage broker
  + -1 more
unknown
Description of Work: I made contact with Mike to get a mortgage on a second home. After being told by the third representative that they didn't make enough money on a mortgage he recommended I refi my primary residence. He made a commitment to get an offer to me in a day and I haven't heard back. Wasted my time.

Rating CategoryRating out of 5
professionalism
1.0
responsiveness
1.0


Response from Mike Murgatroy CrossCountry Mortgage
dear member. We appreciated you reaching out to us to assist you with a second home purchase. We do decide to help members based on the amount of money that can be made on a mortgage. If that was the case we would not have assisted several members. Your comment is the furthest from the truth based on the integrity of how I do business. I don't believe a member will find in the nearly 300 reviews a comment similar to yours about us not making enough money. We did educate you as to why you would not be able to do the 2nd home regarding your specific credit, income, & assets. While we spoke to we asked about your terms of your primary home and advised multiple reasons why a refinance would make sense to help you qualify for the other purchase. We did not waste your time and gave you solid advice.

Patrick M.
05/2014
5.0
mortgage broker
  + -1 more
Thank-you
Description of Work: Mortgage service

Rating CategoryRating out of 5
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

John T.
05/2014
5.0
mortgage broker
  + -1 more
unknown
Description of Work: Great service with a very professional team.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Kenneth W.
05/2014
5.0
mortgage broker
  + -1 more
unknown

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

$400

Timothy C.
04/2014
5.0
mortgage broker
  + -1 more
unknown
Description of Work: Went above and beyond other lending agencies.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Ernestine C.
04/2014
4.0
mortgage broker
  + -1 more
unknown

Rating CategoryRating out of 5
quality
3.0
value
4.0
professionalism
4.0
responsiveness
3.0
punctuality
3.0


Joseph K.
03/2014
5.0
mortgage broker
  + -1 more
.
Description of Work: .

Rating CategoryRating out of 5
quality
5.0
punctuality
5.0

Yes, I recommend this pro

Daniel A.
03/2014
5.0
mortgage broker
  + -1 more
Well
Description of Work: Guidance on mortgage rates

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Marty P.
01/2014
5.0
mortgage broker
  + -1 more
.
Description of Work: .

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Ed T.
01/2014
5.0
mortgage broker
  + -1 more
.
Description of Work: .

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

MARIO M.
09/2013
5.0
mortgage broker
  + -1 more
Great
Description of Work: These guys are very professional and reasonable .. I will definitely get this service again in the future.. If you want to get a good closing just go with them ..

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$900

Tom G.
08/2013
5.0
mortgage broker
  + -1 more
Simply excellent
Description of Work: 1st time home buyer made it very simple Gave easy to understand options resulting in lowering payments Large lender credit, even larger than promised Did not matter that they were not local Delivered on all promises Great workign with Pete and Mike

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$500

Patricia R.
06/2013
5.0
mortgage broker
  + -1 more
unknown
Description of Work: I keep going back to Mr. Murgatory over and over. He has NEVER let me down. He gets me the best rates, does it professionally, quickly and painlessly. There is no where you will find a harder working team who gets the job done as well. These guys are awesome!
Rating CategoryRating out of 5
Yes, I recommend this pro

Jesus A.
06/2013
5.0
mortgage broker
  + -1 more
All was done excellently!
Description of Work: He was my mortgage loan originator

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

sharon D.
05/2013
5.0
mortgage broker
  + -1 more
N/A
Description of Work: Did not use their service

Rating CategoryRating out of 5
quality
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Ann G.
04/2013
5.0
mortgage broker
  + -1 more
Excellent-A+++++!
Description of Work: Mike is very professional, prompt, responsible, and will assure you the best refinance package out there. We shopped around with several other companies before moving forward with Mike and his team. The terms Mike achieved for us literally blew the competition out of the water. Clearly, Mike has his client's best interests at heart even if it means him making less profit in the end. It's been a very long time since I have worked with someone as professional and customer-service oriented as Mike. Not only were the refinance terms better than any others out there, his customer service was through the roof amazing. Every phone call and email was immediately returned and our questions were promptly and fully answered---some even after business hours. Mike even took over an hour of his time to fully review our options with us before we agreed to proceed with his team. Talk about customer service--it really just doesn't get any better than that. If you are thinking about refinancing, you really should go with Mike and his team. We were so impressed with hs work we immediately referred one of our friends to him. I hope this review reaches a lot of people so others out there can benefit from Mike's great service.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$5,000

C. Steven G.
12/2012
1.0
mortgage broker
  + -1 more
unknown

Rating CategoryRating out of 5
quality
1.0
professionalism
1.0
responsiveness
1.0
punctuality
1.0


Response from Mike Murgatroy CrossCountry Mortgage
Dear member, I do not have any records of reviewing any mortgage options with you. Please remove your F report. thanks, Mike

Cristina S.
10/2012
1.0
mortgage broker
  + -1 more
ay
Description of Work: I started with a refinance in August 2012 and began emailing information between me and Mike Murgatroy as well as one of his associates. They were very responsive at first and I sent all of the information they needed for my refinance of my rental. They had received a preapproval and said everything was on track they would be in touch. They said it would take 60 days and when I hadn't heard back from them and the 60 days started approaching I emailed (9/24) and didn't receive a response so I emailed Mike Murgatroy on 10/10 and copied the associate. Mike emailed me back that day (10/10) stating that someone would get back to me that day and nobody has contacted me since and it has been 3 weeks. They whole company receives an F for unprofessional behavior and response. I do not recommend them and wouldn't want anyone else to waste their time.

Rating CategoryRating out of 5
quality
1.0
professionalism
1.0
responsiveness
1.0
punctuality
1.0


Response from Mike Murgatroy CrossCountry Mortgage
Dear member the information you have supplied is not correct. We did advise you that you could not qualify for the program you wanted for your transaction. We reached out and left you a message and didn't hear back from you. We fully understand the concept of great customer service and this is what we provide to the members which is displayed by all the amazing reviews. If we can't help anyone we advise why and some accept and others don't by acknowledging the information we supply.

Mikael P.
06/2012
5.0
mortgage broker
  + -1 more
N/A
Description of Work: Mike ran my credit report and gave me a firm time frame for when I would be eligible to purchase a home. He is very professional and responsive to email and phone messages. I will be using him in the future.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Rhonda J.
06/2012
1.0
mortgage broker
  + -1 more
tsame as above
Description of Work: We contacted Mr. Murgatroy twice on both numbers listed on two different dates... because we really would like to find a decent mortgage company to refinance and renovate our home... we have been researching to find the right one and I thought we could trust what we read online here at about this one but evidently not... If he wasnt in the office for some reason he should have had someone checking his voicemail and taking the calls for him while he was away... this would be good business to keep the good name for the company he works for.. 2 strikes and I am done... I have already been disgusted by several general contractors who stated they believe a mans word is gold but then dont answer calls or show back up... I was raised where respect meant something and underhandedness didnt...I am greatly disappointed...

Rating CategoryRating out of 5
professionalism
1.0
responsiveness
1.0
punctuality
1.0


Response from Mike Murgatroy CrossCountry Mortgage
I find this report to be shocking since I log every message I receive and if I can't call back I assign to a team member. I have no record of any calls from the member. I will gladly review her scenario and advise her on any options available but don't have a phone number. I have not been on vacation and have been working the most hours of my 14 year career due to assisting so many referrals and happy Angie's List members who are currently in process and closing soon. I understand the importance of returning calls and customer service which has afforded me the opportunity to remain as a top mortgage advisor in the country. I did not complete any work per the report and I didn't receive any messages on my work number or cell phone. I'm more than willing to still review if Rhonda would like and I would appreciate this post to be removed since it is far from my way of doing business. High regards, Mike

Richard N.
04/2012
5.0
mortgage broker
  + -1 more
Very Well
Description of Work: We contacted Mike for instructions on how to proceed with a FHA loan. Mike was very informative and provided us with the required steps that we need to take for the loan. We look forward to working with Mike Murgatroy in the near future. Thank You Mike and Angie's List Sincerely, Richard & Cheryl

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Contact information

900 NW 17TH AVE, Delray Beach, FL 33445


Service hours

Sunday:
Open All Day
Monday:
Open All Day
Tuesday:
Open All Day
Wednesday:
Open All Day
Thursday:
Open All Day
Friday:
Open All Day
Saturday:
Open All Day

Licensing

Insured

Licensed*

Trade License Number
LO6441
Trade License Locale
FL
Trade License Authority
Florida Department of Financial Services
Trade License Expiration
12/31/2021
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies

FAQ

Mike Murgatroy CrossCountry Mortgage is currently rated 4.9 overall out of 5.

Sunday: Open All Day

Monday: Open All Day

Tuesday: Open All Day

Wednesday: Open All Day

Thursday: Open All Day

Friday: Open All Day

Saturday: Open All Day

Mike Murgatroy CrossCountry Mortgage accepts the following forms of payment: American Express,MasterCard,Visa
Yes, Mike Murgatroy CrossCountry Mortgage offers free project estimates.
No, Mike Murgatroy CrossCountry Mortgage does not offer eco-friendly accreditations.
No, Mike Murgatroy CrossCountry Mortgage does not offer a senior discount.
No, Mike Murgatroy CrossCountry Mortgage does not offer emergency services.
Yes, Mike Murgatroy CrossCountry Mortgage offers warranties.
Mike Murgatroy CrossCountry Mortgage offers the following services: Residential Mortgages, Purchases, & Refinances.

Contact information

900 NW 17TH AVE, Delray Beach, FL 33445


Service hours

Sunday:
Open All Day
Monday:
Open All Day
Tuesday:
Open All Day
Wednesday:
Open All Day
Thursday:
Open All Day
Friday:
Open All Day
Saturday:
Open All Day