The real estate business is not about selling houses, it is about people. Working with, listening to, engaging with and determining how to help them meet their real estate goals is what I do.
The real estate business is not about selling houses, it is about people. Working with, listening to, engaging with and determining how to help them meet their real estate goals is what I do.
Real Estate one stop shop
Real Estate one stop shop
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joe v on March 2022
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joe v on March 2022
7 full-time licensed real estate appraisers serving all of Mesa County. Also covering parts of Delta, Montrose, Garfield and Rio Blanco Counties in Colorado. Established 1983. Appraisal assignments encompassing single-family and multi-family dwellings, proposed residential and commercial subdivisions, townhomes, condominiums, and projects of each; plus existing and proposed commercial and industrial properties; vacant land; farms and ranches.
7 full-time licensed real estate appraisers serving all of Mesa County. Also covering parts of Delta, Montrose, Garfield and Rio Blanco Counties in Colorado. Established 1983. Appraisal assignments encompassing single-family and multi-family dwellings, proposed residential and commercial subdivisions, townhomes, condominiums, and projects of each; plus existing and proposed commercial and industrial properties; vacant land; farms and ranches.
DBA Country Lane Appraisals.
DBA Country Lane Appraisals.
Movement Mortgage- fully underwrites every file at the beginning of the loan process, not at the end. This integral step provides our real estate agents and borrowers with a clear road map to closing. It takes a little more work on our end, but provides a huge benefit to our valued clients! Our talented operations team strives to underwrite each loan within only six hours and finishes processing each loan within only 7 business days. Currently, over 70% of our loans are processed within just 7 days of receiving the application. This allows Movement Mortgage to issue preliminary HUDs weeks before closing and regularly move closing dates up when requested by our agent partners. Exceeding expectations is what we do!
Movement Mortgage- fully underwrites every file at the beginning of the loan process, not at the end. This integral step provides our real estate agents and borrowers with a clear road map to closing. It takes a little more work on our end, but provides a huge benefit to our valued clients! Our talented operations team strives to underwrite each loan within only six hours and finishes processing each loan within only 7 business days. Currently, over 70% of our loans are processed within just 7 days of receiving the application. This allows Movement Mortgage to issue preliminary HUDs weeks before closing and regularly move closing dates up when requested by our agent partners. Exceeding expectations is what we do!
An appraisal is an opinion of value, so anything that is expected to boost your home value is likely to work in your favor when it comes to the appraisal. Things like improving your curb appeal, painting, refinishing floors, and taking care of minor repairs are all good investments prior to ordering an appraisal. It’s also a good idea to clear out any clutter and complete a deep clean beforehand to show your property in the best light possible.
Appraisals aren’t required by law to complete a real estate transaction, but it’s unlikely that a lender will allow a buyer to close on a property without an appraisal, so, effectively, they are usually required. Your mortgage lender uses the property as collateral for your loan, and the appraisal is what the lender will base the mortgage on to confirm the value is there to justify their investment.
The average cost of a property appraisal is around $355, but different appraisers in your area could charge anywhere from $250 to $500. Appraisals for larger properties will often cost more, as will valuations for older properties. Appraisers will use homes in the surrounding area to help determine a valuation as well, so if your home doesn’t conform to the neighborhood standards, the valuation will require more work and will likely cost more.
A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering has the proper licensing from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.
Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.