*The Angi rating for Kitchen And Bathroom Remodel companies in Trabuco Canyon, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Kitchen And Bathroom Remodel needs.
*The HomeAdvisor rating for Kitchen And Bathroom Remodel companies in Trabuco Canyon, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Kitchen And Bathroom Remodel needs.
Last update on May 01, 2025
Opulent Design Build is Orange County's premier design-build company. We take the complicated process of home design, building and remodeling and make it an experience that you will love! There's no need to fear the design and construction process. We personally handle every aspect of the design, permitting and construction project process. Opulent Design Build is truly a one-stop design-build company.
Opulent Design Build is Orange County's premier design-build company. We take the complicated process of home design, building and remodeling and make it an experience that you will love! There's no need to fear the design and construction process. We personally handle every aspect of the design, permitting and construction project process. Opulent Design Build is truly a one-stop design-build company.
*Please Call Directly* WE SPECIALIZE IN COMPLETE REMODELING PROJECTS WITH A MINIMUM COST OF $5,000. We are a team of skilled craftsmen each with many years of experience remodeling kitchens and baths in the Orange County area. At Coastal Kitchens Inc. instead of a showroom we use door style, finish and kitchen cabinet samples, as well as photo design books and CAD on laptops to display your kitchen as it is designed. This way we eliminate the need and the cost associated with a showroom business model. This makes the design process more convenient for our customers, and we pass the significant savings on to them as well. Our design process also allows us to spend more time working on our customer’s designs. This is what we enjoy most about our business and it is what makes the difference between an average and a great kitchen design. Why should I work with Coastal Kitchens Inc.? John (the owner) has 34 years of experience in the remodeling field along with his experienced team. Our top priority is ensuring you receive the highest value for your dollars. This means we will sometimes suggest less expensive options for some aspects of your kitchen to accommodate better investments for others. For example, we can often recommend a cabinet door style that will appear identical and cost substantially less leaving you more dollars for your overall renovation. One of our guiding principles at Coastal Kitchens Inc. is that the best investment in your kitchen is always your design first and your door style second. Exceeding expectations, but never your budget. Contact us through email at coastalkitchens@cox.net for faster response. Credit card purchases are welcome however we charge a small convenience fee.
"BEWARE OF COASTAL KITCHENS & BATHS! This review is for a complete remodel of our master bathroom that occurred in early 2024. This business has no BBB rating. This business has no employees. This business has no presence on Houzz, Angi.com, Home Advisor, Yelp or any place else online and no website. Everyone who works for John Bailey is a sub-contractor. His subs vary widely in quality. Some are good and some are not. His idiot painter tracked white paint all over our master bedroom carpet. When I complained to John about that he responded that we were going to replace the carpet anyway and so what! His sub-contractors had to access the bathroom by going through our master bedroom. THEY DIDN'T EVEN PUT DOWN DROP CLOTHs. When I complained to John about that he had them put down tarps that were so filthy that it made our floors even worse than before. When it came time to install the vanity countertop the supplier (Best Cheer Stone) delivered the wrong countertop and John didn't even notice! My wife caught the mistake. John pressured us into accepting the mistake by telling us there would be a 2-3 week delay in the project if we insisted on returning the countertop. He did get us a discount from the supplier but it’s still the wrong countertop. Recently I noticed that one of the bathroom floor tiles had cracked only 10 months after installation so I called John to see if he would replace it. He told me he would talk to his tile guy and get back to me. A week later still no response so I called him back. He clearly did not want to accept responsibility and told me that replacing the tile might damage other tiles. This is nonsense because I have had 3 tile contractors look at the job and none of them said anything about that. When I tried to get John to accept responsibility for the cracked tile he got mad and hung up on me! BEWARE OF COASTAL KITCHENS & BATHS! John Bailey is super sketchy and will blow smoke at you all day long to get your money. He does not guarantee the work and will leave you with a $600 extra charge for tile replacement. I have other complaints too but in the interest of brevity I will stop here."
Jim B on March 2025
*Please Call Directly* WE SPECIALIZE IN COMPLETE REMODELING PROJECTS WITH A MINIMUM COST OF $5,000. We are a team of skilled craftsmen each with many years of experience remodeling kitchens and baths in the Orange County area. At Coastal Kitchens Inc. instead of a showroom we use door style, finish and kitchen cabinet samples, as well as photo design books and CAD on laptops to display your kitchen as it is designed. This way we eliminate the need and the cost associated with a showroom business model. This makes the design process more convenient for our customers, and we pass the significant savings on to them as well. Our design process also allows us to spend more time working on our customer’s designs. This is what we enjoy most about our business and it is what makes the difference between an average and a great kitchen design. Why should I work with Coastal Kitchens Inc.? John (the owner) has 34 years of experience in the remodeling field along with his experienced team. Our top priority is ensuring you receive the highest value for your dollars. This means we will sometimes suggest less expensive options for some aspects of your kitchen to accommodate better investments for others. For example, we can often recommend a cabinet door style that will appear identical and cost substantially less leaving you more dollars for your overall renovation. One of our guiding principles at Coastal Kitchens Inc. is that the best investment in your kitchen is always your design first and your door style second. Exceeding expectations, but never your budget. Contact us through email at coastalkitchens@cox.net for faster response. Credit card purchases are welcome however we charge a small convenience fee.
"BEWARE OF COASTAL KITCHENS & BATHS! This review is for a complete remodel of our master bathroom that occurred in early 2024. This business has no BBB rating. This business has no employees. This business has no presence on Houzz, Angi.com, Home Advisor, Yelp or any place else online and no website. Everyone who works for John Bailey is a sub-contractor. His subs vary widely in quality. Some are good and some are not. His idiot painter tracked white paint all over our master bedroom carpet. When I complained to John about that he responded that we were going to replace the carpet anyway and so what! His sub-contractors had to access the bathroom by going through our master bedroom. THEY DIDN'T EVEN PUT DOWN DROP CLOTHs. When I complained to John about that he had them put down tarps that were so filthy that it made our floors even worse than before. When it came time to install the vanity countertop the supplier (Best Cheer Stone) delivered the wrong countertop and John didn't even notice! My wife caught the mistake. John pressured us into accepting the mistake by telling us there would be a 2-3 week delay in the project if we insisted on returning the countertop. He did get us a discount from the supplier but it’s still the wrong countertop. Recently I noticed that one of the bathroom floor tiles had cracked only 10 months after installation so I called John to see if he would replace it. He told me he would talk to his tile guy and get back to me. A week later still no response so I called him back. He clearly did not want to accept responsibility and told me that replacing the tile might damage other tiles. This is nonsense because I have had 3 tile contractors look at the job and none of them said anything about that. When I tried to get John to accept responsibility for the cracked tile he got mad and hung up on me! BEWARE OF COASTAL KITCHENS & BATHS! John Bailey is super sketchy and will blow smoke at you all day long to get your money. He does not guarantee the work and will leave you with a $600 extra charge for tile replacement. I have other complaints too but in the interest of brevity I will stop here."
Jim B on March 2025
You can have the lasting beauty of the fine custom cabinets. We offer custom-built cabinets and refacing to enhance the beauty of your kitchen or bathrooms at a price to fit your budget. When it comes to fine workmanship, "C & M is second to none". Our cabinet designs are not mass produced, but individually designed to fit your specific needs. We do all of our own design, fabrication, finishing, and installation. C & M is a family owned operation based in Huntington Beach since 1977. Thanks to our many satisfied customers we are proudly a referral driven Business. C & M proudly provides the superior quality and workmanship that our customers demand at a price you can afford. When you want the best, Call C & M Kitchen Cabinets. 7 employees. Uses subs for counter tops & electrical. Cost is determined by the job. No travel charges apply. License #384045.
"My wife and I recently decided to redo our walk-in closet. Because of my engineering background I drew up the plans and searched multiple cabinet shops throughout Orange County only to find that none except for one could provide me with the finished cabinets I hoped to get. Having been a customer of his for as long as he has been in business I should have realized that no one can compare with the craftsmanship that goes into each job that he does. Thank you Jacques, Angel, and the rest of the crew. You did what no others would do and I am truly thankful for that."
Jim A on March 2023
You can have the lasting beauty of the fine custom cabinets. We offer custom-built cabinets and refacing to enhance the beauty of your kitchen or bathrooms at a price to fit your budget. When it comes to fine workmanship, "C & M is second to none". Our cabinet designs are not mass produced, but individually designed to fit your specific needs. We do all of our own design, fabrication, finishing, and installation. C & M is a family owned operation based in Huntington Beach since 1977. Thanks to our many satisfied customers we are proudly a referral driven Business. C & M proudly provides the superior quality and workmanship that our customers demand at a price you can afford. When you want the best, Call C & M Kitchen Cabinets. 7 employees. Uses subs for counter tops & electrical. Cost is determined by the job. No travel charges apply. License #384045.
"My wife and I recently decided to redo our walk-in closet. Because of my engineering background I drew up the plans and searched multiple cabinet shops throughout Orange County only to find that none except for one could provide me with the finished cabinets I hoped to get. Having been a customer of his for as long as he has been in business I should have realized that no one can compare with the craftsmanship that goes into each job that he does. Thank you Jacques, Angel, and the rest of the crew. You did what no others would do and I am truly thankful for that."
Jim A on March 2023
Our company prides itself on reliability, integrity and quality work. When Coastline Construction & Development, Inc. is hired, we make it a point to provide the highest level of customer service. We work with both residential and commercial clients, and apply the same attention to detail regardless of project size or complexity. Call today for your free estimate. We look forward to earning your business! Thank you! Additional email: ricksimmonsdirect@gmail.com.
"We are very pleased with our whole house remodel performed by our contractor, Rick Simmons of Coastline Construction. We received four bids from various contractors which were all competitive. We chose Rick for various reasons including that he was easy to communicate with and that he uses his own very skilled employees, no subcontractors. We completely remodeled the kitchen, the main and secondary bathroom, laundry room and installed new flooring throughout that required grinding and leveling the concrete slab. Every wall and ceiling was retextured and painted. It was a HUGE job. Rick is a hands-on contractor who stopped by the house 3-4 times a week (sometimes everyday!). Rick kept us up to date on scheduling and every addition we made to the scope of work was clearly documented in change orders that we discussed with him. We had a good idea of what we wanted design-wise and the end result reflects that vision."
Uiki And Liz N on April 2025
Our company prides itself on reliability, integrity and quality work. When Coastline Construction & Development, Inc. is hired, we make it a point to provide the highest level of customer service. We work with both residential and commercial clients, and apply the same attention to detail regardless of project size or complexity. Call today for your free estimate. We look forward to earning your business! Thank you! Additional email: ricksimmonsdirect@gmail.com.
"We are very pleased with our whole house remodel performed by our contractor, Rick Simmons of Coastline Construction. We received four bids from various contractors which were all competitive. We chose Rick for various reasons including that he was easy to communicate with and that he uses his own very skilled employees, no subcontractors. We completely remodeled the kitchen, the main and secondary bathroom, laundry room and installed new flooring throughout that required grinding and leveling the concrete slab. Every wall and ceiling was retextured and painted. It was a HUGE job. Rick is a hands-on contractor who stopped by the house 3-4 times a week (sometimes everyday!). Rick kept us up to date on scheduling and every addition we made to the scope of work was clearly documented in change orders that we discussed with him. We had a good idea of what we wanted design-wise and the end result reflects that vision."
Uiki And Liz N on April 2025
INC Remodeling is a trusted remodeling company offering a wide range of construction and renovation services. When you work with us, you can have peace of mind knowing that we are professionals adhering to set state and federal building laws. Our company uses only the highest quality construction materials and products. We use quality tiles, countertops, different flooring options, and bathroom and kitchen fixtures.
"I just had my shower remodel project done by INC Remodeling, and I cannot be more pleased with the result of this project. I found the company after searching remodeling companies within my area through Yelp. The reviews were really positive, so I decided to request an estimate. Bayron promptly responded, and an appointment was set up to go over of what I wanted to get done. I felt really comfortable while discussing the project details, and the estimated time frame for completion. Since the beginning Bayron was very accommodating, and prompt to respond any of my concerns. It took them a week to complete the project - convert a bath tub shower into a regular shower- As I mentioned before communication was outstanding. There was a schedule and a crew for each of the days. These people were very honest, professional and knowledgeable. I also want to mention that they did a fantastic job covering and isolating the areas of the house from the dust and mess. I am already thinking about other little projects within the house, and it will be with INC remodeling"
Carolina N on November 2024
INC Remodeling is a trusted remodeling company offering a wide range of construction and renovation services. When you work with us, you can have peace of mind knowing that we are professionals adhering to set state and federal building laws. Our company uses only the highest quality construction materials and products. We use quality tiles, countertops, different flooring options, and bathroom and kitchen fixtures.
"I just had my shower remodel project done by INC Remodeling, and I cannot be more pleased with the result of this project. I found the company after searching remodeling companies within my area through Yelp. The reviews were really positive, so I decided to request an estimate. Bayron promptly responded, and an appointment was set up to go over of what I wanted to get done. I felt really comfortable while discussing the project details, and the estimated time frame for completion. Since the beginning Bayron was very accommodating, and prompt to respond any of my concerns. It took them a week to complete the project - convert a bath tub shower into a regular shower- As I mentioned before communication was outstanding. There was a schedule and a crew for each of the days. These people were very honest, professional and knowledgeable. I also want to mention that they did a fantastic job covering and isolating the areas of the house from the dust and mess. I am already thinking about other little projects within the house, and it will be with INC remodeling"
Carolina N on November 2024
We have the experience and dedication to bring your dreams to reality! Specializing in Painting, Flooring and Ceramic Tile services, we guarantee your satisfaction, and we won't leave until the job is done right. We pride ourselves on the quality work we provide, while delivering great customer service! we won't leave until the job is done right. We pride ourselves on the quality work we provide, while delivering great customer service! Call or click for your FREE estimate today! Visit our website at https://eagleviewremodeling.com/.
"Very fast and professional response"
Yuval B on March 2025
We have the experience and dedication to bring your dreams to reality! Specializing in Painting, Flooring and Ceramic Tile services, we guarantee your satisfaction, and we won't leave until the job is done right. We pride ourselves on the quality work we provide, while delivering great customer service! we won't leave until the job is done right. We pride ourselves on the quality work we provide, while delivering great customer service! Call or click for your FREE estimate today! Visit our website at https://eagleviewremodeling.com/.
"Very fast and professional response"
Yuval B on March 2025
We are a building, architectural design company that strongly believes in adding value with quality remodeling and affordable pricing. We specialize in crafting your dreams. Our owner, David Fidman, has experience since the 1990's in new construction and remodeling of homes. Our enthusiastic and fully licensed and bonded team can exceed your hopes for any project with our personalized service, whether it is constructing your dream home, renovating and upgrading your curb appeal, or remodeling your existing floor plan. As a boutique firm, we optimize personalization by getting to know our customers needs and wants through an attentive project management style. At Laguna Bay Developing, we want this experience to be as an exciting experience as it is rewarding, from the design plans and material selections to the permit approval and construction process, we will be there for every step, we love to see our clients dreams realized!
"I had an excellent experience working with Laguna Bay Developing. From the initial call and quote all the way through to project completion, they were extremely responsive and professional. Their quote was detailed and transparent, making it easy to understand exactly what I was paying for—no surprises or hidden costs. The work itself was completed on schedule and to a high standard. The team was respectful, organized, and clearly took pride in their work. Communication throughout the process was consistent and clear, which gave me confidence every step of the way. I especially appreciated their attention to detail and willingness to answer any questions I had. It’s not easy to find a company that combines fair pricing, reliability, and great workmanship, but they delivered on all fronts. Highly recommended!"
steve r on March 2025
We are a building, architectural design company that strongly believes in adding value with quality remodeling and affordable pricing. We specialize in crafting your dreams. Our owner, David Fidman, has experience since the 1990's in new construction and remodeling of homes. Our enthusiastic and fully licensed and bonded team can exceed your hopes for any project with our personalized service, whether it is constructing your dream home, renovating and upgrading your curb appeal, or remodeling your existing floor plan. As a boutique firm, we optimize personalization by getting to know our customers needs and wants through an attentive project management style. At Laguna Bay Developing, we want this experience to be as an exciting experience as it is rewarding, from the design plans and material selections to the permit approval and construction process, we will be there for every step, we love to see our clients dreams realized!
"I had an excellent experience working with Laguna Bay Developing. From the initial call and quote all the way through to project completion, they were extremely responsive and professional. Their quote was detailed and transparent, making it easy to understand exactly what I was paying for—no surprises or hidden costs. The work itself was completed on schedule and to a high standard. The team was respectful, organized, and clearly took pride in their work. Communication throughout the process was consistent and clear, which gave me confidence every step of the way. I especially appreciated their attention to detail and willingness to answer any questions I had. It’s not easy to find a company that combines fair pricing, reliability, and great workmanship, but they delivered on all fronts. Highly recommended!"
steve r on March 2025
A COMPLETE EXPERIENCE- The Shenon Construction Team acknowledges that the path of remodeling is as important as the final product. Therefore, we strive to give our clients the most pleasant experience no matter how extensive the project may be. The team is present every step of the way, and is determined to help guide you with decision making, so that the final project meets and exceeds every expectation. A spectacular home and an ecstatic client are our two main priorities! COMMITMENT TO QUALITY- We proudly hold ourselves accountable to achieving the highest quality construction, utilizing durable materials and collaborating with highly skilled professionals. A SENSE FOR DESIGN- We communicate with our clients and have the ability to clearly understand the critical design elements. Prior to construction, we employ a 3D design to visualize your ideas and concepts. This way, we assure that the final execution is flawless. ATTENTION TO DETAIL- We realize that transforming a house into a home, and truly personalizing the project requires immaculate attention to detail. We embrace the uniqueness of each development and we call our projects complete when each of your needs and wants are fulfilled.
"5++ stars! My home's exterior was cracking due to a poor job prior and drainage issues. Tom and Adam and the team not only gave me peace of mind moving forward with drainage, put in gutters, and re-did the entire exterior of my home (stained wood and stucco), but made it beyond beautiful!! They were communicative, timely, so easy to work with, and the end product is gorgeous. I would recommend them to anyone who needs a construction project done and can't wait to use them again on my next project!!"
kim A on April 2025
A COMPLETE EXPERIENCE- The Shenon Construction Team acknowledges that the path of remodeling is as important as the final product. Therefore, we strive to give our clients the most pleasant experience no matter how extensive the project may be. The team is present every step of the way, and is determined to help guide you with decision making, so that the final project meets and exceeds every expectation. A spectacular home and an ecstatic client are our two main priorities! COMMITMENT TO QUALITY- We proudly hold ourselves accountable to achieving the highest quality construction, utilizing durable materials and collaborating with highly skilled professionals. A SENSE FOR DESIGN- We communicate with our clients and have the ability to clearly understand the critical design elements. Prior to construction, we employ a 3D design to visualize your ideas and concepts. This way, we assure that the final execution is flawless. ATTENTION TO DETAIL- We realize that transforming a house into a home, and truly personalizing the project requires immaculate attention to detail. We embrace the uniqueness of each development and we call our projects complete when each of your needs and wants are fulfilled.
"5++ stars! My home's exterior was cracking due to a poor job prior and drainage issues. Tom and Adam and the team not only gave me peace of mind moving forward with drainage, put in gutters, and re-did the entire exterior of my home (stained wood and stucco), but made it beyond beautiful!! They were communicative, timely, so easy to work with, and the end product is gorgeous. I would recommend them to anyone who needs a construction project done and can't wait to use them again on my next project!!"
kim A on April 2025
So Cal Builders & Design have been helping the homes throughout California look perfect one nail and brick at a time! With the best prices and highest standard of service, we can deliver the kitchen or bathroom of your dreams on time and on budget! Our staff of trained technicians will build your addition or remodel to your specifications; using only the finest quality materials and the most up-to-date building procedures. We also have in house masonry service as well as perform a number of other services such as plumbing, lighting, painting, patios, and much more. Because we do it all ourselves, we eliminate miscommunication, stress and down time. We don’t use outside contractors or fancy gimmicks to get our customers. We combine new and modern building practices with tried and true hard work to deliver a work of art every time and that is why our customers make us #1. Request Your Free Estimate Voice Star: (888) 284-9122.
"I worked with David from So Cal Builders and Design on a bathroom and bedroom addition to my home. We had been through a few renovation projects before so expectations were low, but I can honestly say this is the BEST experience I have ever had with a contractor. If you need work done hire David and his team! David helped navigate the whole process for us from drawing up the plans, through the entire build, and final inspection. As with any renovation project some issues arose along the way, but David's attitude was always "it's okay, we will take care of it"! He was super transparent with everything going on, and was very responsive when I had questions. He also helped me with some design ideas that I absolutely LOVE! The end result is honestly better than I could have fully envisioned, and I truly believe it wouldn't have been possible without David and his team. Thank you for everything So Cal Builders and Design!"
Katherine J on April 2024
So Cal Builders & Design have been helping the homes throughout California look perfect one nail and brick at a time! With the best prices and highest standard of service, we can deliver the kitchen or bathroom of your dreams on time and on budget! Our staff of trained technicians will build your addition or remodel to your specifications; using only the finest quality materials and the most up-to-date building procedures. We also have in house masonry service as well as perform a number of other services such as plumbing, lighting, painting, patios, and much more. Because we do it all ourselves, we eliminate miscommunication, stress and down time. We don’t use outside contractors or fancy gimmicks to get our customers. We combine new and modern building practices with tried and true hard work to deliver a work of art every time and that is why our customers make us #1. Request Your Free Estimate Voice Star: (888) 284-9122.
"I worked with David from So Cal Builders and Design on a bathroom and bedroom addition to my home. We had been through a few renovation projects before so expectations were low, but I can honestly say this is the BEST experience I have ever had with a contractor. If you need work done hire David and his team! David helped navigate the whole process for us from drawing up the plans, through the entire build, and final inspection. As with any renovation project some issues arose along the way, but David's attitude was always "it's okay, we will take care of it"! He was super transparent with everything going on, and was very responsive when I had questions. He also helped me with some design ideas that I absolutely LOVE! The end result is honestly better than I could have fully envisioned, and I truly believe it wouldn't have been possible without David and his team. Thank you for everything So Cal Builders and Design!"
Katherine J on April 2024
Our building expertise includes not only remodeling of existing homes, but new custom home construction, multifamily housing, tenant improvements, commercial and industrial office buildings. Our professional staff has the experience necessary to give you the confidence to start your next project today.
"Very well. Worked closely with me To consider my needs."
Deborah C on April 2025
Our building expertise includes not only remodeling of existing homes, but new custom home construction, multifamily housing, tenant improvements, commercial and industrial office buildings. Our professional staff has the experience necessary to give you the confidence to start your next project today.
"Very well. Worked closely with me To consider my needs."
Deborah C on April 2025
The cost of home remodeling is $50,000 for the average homeowner. However, this cost can range anywhere from $3,000 for a small project to $170,000 for a whole home remodel. Factors like project size, location, and room type all affect your overall cost. For example, bedroom remodeling costs are one of the least expensive projects, costing about $1,500 to $5,500 per bedroom. However, a kitchen remodel has a significant cost range, totaling anywhere from $14,500 to over $70,000.
Yes, most states require home remodeling contractors to be licensed, and for good reason. Hiring an unlicensed home remodeling contractor could lead to poor quality work, costly future expenses, and potential code violations.
As you browse our pro listings, take note of the “Angi Approved” badge. Angi Approved businesses meet our standards for certification which include:
The owner, principal, or relevant manager passed a criminal background check
Required to have applicable state and local licenses
Maintain an average star rating of 3.0 or better on our network, if they have at least one review
Paying to advertise their services
Meeting any other eligibility criteria required by Angi
Keep in mind licensing is different from certifications. A license is a legal requirement to operate a business, while certifications are voluntary.
The best time of year to remodel your home is late winter and early spring when fewer homeowners are thinking about projects and pros are more available. Also consider the type of remodel you want and plan ahead as much as possible. For example, the summer is a great time of year to update your fireplace, but winter is a better option for fixing foundations and building room additions.
There are a few things you can do to prepare for a home remodeling project to ensure a smooth construction process. Creating a detailed budget can help you stay on track, especially with the excitement of new construction or upgrades. It’s also beneficial to map out a remodeling timeline with your contractor to have clear expectations. In addition, you’ll want to prepare the space that will be worked on ahead of time—this could be tarping furniture or entirely removing belongings from the room.
Home renovation insurance, sometimes called “dwelling under renovation coverage” or “builder’s risk insurance,” helps financially cover any damages that occur during the home renovation process. While different from typical homeowners insurance, many homeowners insurance policies already include some sort of home renovation insurance or offer it as an additional add-on. While this insurance isn’t necessary for every home remodeling project, it’s best to contact your insurance company to verify if it’s needed and what your coverage options are.