Who does property appraisals?

<div><p>A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering <a href="https://www.angi.com/angi-license-check.htm">has the proper licensing</a> from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.</p></div>

Who hires a property appraiser?

<div><p>Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.</p></div>

Get matched with top property appraisers in Carpinteria, CA

Q: Do I need a property appraisal to buy a home?

<div><p>Appraisals aren&rsquo;t required by law to complete a real estate transaction, but it&rsquo;s unlikely that a lender will allow a buyer to close on a property without an appraisal, so, effectively, they are usually required. Your mortgage lender uses the property as collateral for your loan, and the appraisal is what the lender will base the mortgage on to confirm the value is there to justify their investment.</p></div>

Q: How much does a property appraisal cost?

<div><p>The <a href="https://www.angi.com/articles/how-much-does-home-appraisal-cost.htm">average cost of a property appraisal</a> is around <b>$355</b>, but different appraisers in your area could charge anywhere from <b>$250 to $500</b>. Appraisals for larger properties will often cost more, as will valuations for older properties. Appraisers will use homes in the surrounding area to help determine a valuation as well, so if your home doesn&rsquo;t conform to the neighborhood standards, the valuation will require more work and will likely cost more.</p></div>

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Verified Reviews for Property Appraisal pros in Carpinteria, CA

*The Angi rating for Property Appraisal companies in Carpinteria, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Carpinteria, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on April 05, 2025

Reviewed in October 2024
Karen, was personable, professional and knowledgeable. She told more about the house, and thought I knew quite a bit about the house in which I had lived and was selling. I so appreciated her knowledge and expertise, I really think I received a better offer because of her.
KR Appraisals
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Reviewed in September 2024
Penny was very knowledgeable, professional, ethical, and easy to work with. She put in a lot of effort into my mom's date of death appraisal as my mom's property was very unusual and there were not really comps as the property was very unique. She went above and beyond and listened to our...
Penny Smith Realtor/Appraiser
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Reviewed in September 2024
I no longer live in SoCal and we are part owners of a property that needed an appraisal. Having good experience with Angi and finding quality pros, I searched for an appraiser. We chose Penny and started a conversation. I explained our purpose for the appraisal and she fully understood our...
Penny Smith Realtor/Appraiser
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Reviewed in June 2024
Penny was very helpful, personable and knowledgeable. While we could not use her services, she was able to point us to someone else who could possibly help us. We would highly recommend Penny for any of your Realty/appraising needs. The Fryes
Penny Smith Realtor/Appraiser
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Reviewed in October 2023
Penny was great not just with my personal after death appraisal but I have reffered her to my clients as well whom have been very happy with her service.
Penny Smith Realtor/Appraiser
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Reviewed in October 2023
We hired Penny to appraise two properties. She did a great job evaluating the properties promptly and professionally. Penny is very knowledgeable and understands the needs of her clients. We would definitely hire her again, and we would definitely recommend her to others.
Penny Smith Realtor/Appraiser
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Reviewed in October 2022
Brad did a great job not only in marketing my place, but getting it ready for sale - arranging for pre-inspections, staging, and minor maintenance. Couldn’t have done so well without him.
Brad Korb
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Reviewed in July 2022
Brad Korb and his team of support professionals (escrow, transaction coordinators, lenders, etc.) are the gold standard in realty services. In a recently-concluded transaction, I experienced (and benefitted from) Brad's unique brand of tireless efficiency, relentless positivity ("Happy...
Brad Korb
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Reviewed in October 2022
Appraisal and bought a condo Penny helped me find a company who did renovation loans which I had no experience with. She was friendly, helpful, professional and I would definitely recommend!
Penny Smith Realtor/Appraiser
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Reviewed in November 2022
Kirk was responsive and had great communication. I knew when he would arrive, how long the appointment would take, and when I would receive the information. The report was accurate, photos were included, and he was timely in his responses. Kirk also went one step further and he not only took the...
Digital Appraisal Network, Inc.
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Property appraisals FAQs

An appraisal is an opinion of value, so anything that is expected to boost your home value is likely to work in your favor when it comes to the appraisal. Things like improving your curb appeal, painting, refinishing floors, and taking care of minor repairs are all good investments prior to ordering an appraisal. It’s also a good idea to clear out any clutter and complete a deep clean beforehand to show your property in the best light possible.

Appraisals aren’t required by law to complete a real estate transaction, but it’s unlikely that a lender will allow a buyer to close on a property without an appraisal, so, effectively, they are usually required. Your mortgage lender uses the property as collateral for your loan, and the appraisal is what the lender will base the mortgage on to confirm the value is there to justify their investment.

The average cost of a property appraisal is around $355, but different appraisers in your area could charge anywhere from $250 to $500. Appraisals for larger properties will often cost more, as will valuations for older properties. Appraisers will use homes in the surrounding area to help determine a valuation as well, so if your home doesn’t conform to the neighborhood standards, the valuation will require more work and will likely cost more.

A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering has the proper licensing from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.

Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.

The homeowners guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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Dec 12, 2024

FHA Appraisal Guidelines and Requirements

FHA loans are backed by the government and come with specific FHA appraisal guidelines and requirements. Learn what an FHA appraisal entails in this guide.