What to Know About Installing a Small Septic System for One Toilet

Don’t waste time over the waste in your septic tank

Toilet bowl in modern bathroom
Photo: New Africa / Adobe Stock
Toilet bowl in modern bathroom
Photo: New Africa / Adobe Stock
Highlights
  • Concrete, polyethylene, and fiberglass are common septic tank materials.

  • Some locations require septic tanks to be at least 1,000 gallons.

  • Check local laws for building permits and percolation test requirements.

  • Small septic tanks cost between $2,900 and $18,600 on average.

  • Installing a septic tank is a job that’s best left to the pros.

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That new guest room add-on might not be so sweet if your guest has to trek to the outhouse. You might wonder if you can install a small septic tank system for one toilet—especially in remote spaces like a cabin or in tight ones like a camper—but this project isn’t a small undertaking. Here’s everything you need to know about choosing a septic system for a single bathroom. 

What Is a One-Toilet Septic System?

A septic system for one toilet is ideal for secluded or sectioned-off homes with just one bathroom or one to two occupants. This includes cabins, recreational vehicles, or an add-on to your original home. 

Most homes in rural areas require a septic system because they cannot connect to the public sewer system. One-toilet septic systems generally aren’t large enough to accommodate homes with two or more bathrooms, so a larger septic system is a must-have in those cases. 

How Much Does a One-Toilet Septic System Cost?

A small septic tank installation costs anywhere from $2,900 and $18,600, depending on the septic tank size and the extent of work to install the septic system.

How Do Septic Systems Work?

5 parts of a septic system illustrated, including septic tank, drain field, and leach lines

While most people prefer to flush and forget, knowing the mechanisms of your one-toilet septic system can help you make the best decisions for your home. Here’s a quick look at how they work:

1. Liquids and Solids Enter the Tank

After you flush your toilet, take a shower, use the sink, or run your dishwasher or washing machine, the waste travels down a pipe to the septic tank, which is self-contained belowground. 

2. The Waste Separates

From there, the liquids and solids in the tank separate into three distinct layers: scum, partially clear water, and sludge. The scum contains less dense solids than water (such as oils and grease), the water in the center is partially clear because the scum floats at the top, and the denser sludge contains heavier waste particles that naturally sink to the bottom.

3. Partial Microbial Breakdown

The bacteria must break down the solid waste in the tank before it can travel out of the tank. It can take a few hours for the bacteria to multiply and break down the waste over the course of the next few days. This microbial process partially liquefies the waste so it can flow through underground pipes to get further treated. 

4. Filtration and Distribution

Eventually, the liquified waste filters out through underground pipes. But don’t worry—this process won’t take place in your garden beds! The waste flows to a septic tank drainage field, also called a leach field, where the waste slowly comes out through perforations in the pipes and drains and enters trenches.

These trenches contain gravel and dirt and serve as the final filter for breaking down waste.

Benefits of a Small Septic Tank

Septic tanks and sewage system
Photo: gballgiggs / Adobe Stock

Low Maintenance

Compared to traditional outhouses, a septic system is much easier to maintain. Say goodbye to cleaning out the pit and the horrific smell of adding lime to a hole in the ground. In comparison, you can maintain a septic tank with a professional septic service every two to three years.

Environmental Impact

Septic tanks generally need far less piping than public sewer systems, meaning less land will get destroyed when installing a septic system. There’s also a lower chance of sewer leakages because the tank is self-contained, making the system less likely to pollute the ground or leak contaminated runoff into natural bodies of water.

How to Choose a Small Septic System 

Choosing the wrong septic system could result in unsightly backups that can give off unpleasant odors and require extensive repairs and costly cleanings to resolve. You’ll need to calculate how much water you’re likely to use in your home to determine the correct tank size, pick a good location for the tank, and select the right material for your septic system to ensure your investment withstands the test of time.

Which Septic Tank Size Is Best for One-Toilet Septic Systems?

The smallest septic tank size available on the market is a 750-gallon tank. This tank size is large enough to hold and separate waste from up to two rooms in a home, but keep in mind that not all municipalities permit tanks of this size—some areas require septic systems to be at least 1,000 gallons in size. To be on the safe side, check your local laws to ensure that you can install a 750-gallon septic tank before you make a purchase.

Here’s a septic tank capacity chart for small spaces to help put the size of your septic tank into perspective:

Septic Tank Size in GallonsHome Size in Sq. Ft.Number of Rooms
750–900Under 7501
1,000–1,200750–1,2002
1,050–2,2501,200–2,2503

Where Will the Tank Be Located?

Before you start excavating, you may want to make a phone call to your local health department! Your local municipality might have regulations on how far away you can install a septic system from your home's foundation. Generally speaking, the septic tank should be on level ground to encourage solid waste to settle toward the bottom of the tank. 

Refer to the plumbing outlet to help determine where you will put your septic tank, as you’ll want it to be accessible. Also, avoid installing the tank in a flood zone, near steep slopes, and in locations where it’s hard to excavate, such as rocky terrain.

Which Material Will You Choose? 

There are three main materials for small septic tanks: precast concrete, polyethylene, and fiberglass. However, some consist of steel. 

Precast Concrete 

As the most traditional septic tank material, precast concrete septic tanks are durable, dense, customizable, and resistant to environmental changes. These tanks can last up to 40 years if you routinely maintain, pump, and inspect your septic tank. Concrete tanks are more costly than polyethylene, but you’ll pay less for one than a fiberglass tank. The main downsides are that concrete is heavy, requires more installation equipment (like a crane), and is more prone to cracking over time.

Polyethylene 

Polyethylene is a type of plastic septic tank and is the most budget-friendly option for homeowners looking to save on the cost of their septic tanks. These tanks can last up to 30 years with proper septic tank maintenance and pumping of the septic system. They’re also corrosion-resistant, lightweight, and easy to transport to the project site. However, plastic tanks are more prone to environmental damage from heavy vehicles, buoyancy issues, changes in the soil’s condition, and temperature changes.

Fiberglass 

While fiberglass tanks use fiber-reinforced plastics (FRPs) and are technically a plastic material, these tanks have an edge over polyethylene septic tanks thanks to the reinforcement of glass fibers. You could say fiberglass tanks have the best of both worlds because they’re lightweight yet stronger than traditional plastic septic tanks. They have a similar lifespan to polyethylene septic tanks—around 30 years

The main downside with fiberglass septic tanks is that, like with plastic tanks, fiberglass tanks are so lightweight that they could float or move in installation sites where the water table is too close to the tank. For this reason, you might want to avoid plastic and fiberglass tanks altogether if you live in a climate with a high water table.

Steel 

You might find steel septic tanks on the market, but metal tanks aren’t a good option for homes. For one, they’re more costly. They’re also prone to rust—which, over the next 20 to 25 years after the installation, causes the system to collapse. And there’s not much that’s more shocking (and gross) than walking across your yard only for your steel septic system to collapse on impact!

Frequently Asked Questions

The smallest septic system you can buy is a 750-gallon tank, but that doesn’t necessarily mean you can legally use this tank size. Check with your local health department in case the minimum tank size in your area is 1,000 gallons.

You can build a wallet-friendly septic tank for around $2,900, but this depends on the size of the tank, the size of the installation site, the work required, and whether you live in a rural area with a low permit price or an urban area with a high permit price.

The most budget-friendly septic system is a plastic tank, which usually costs around $200 less than concrete septic tanks and $500 less than fiberglass.

Yes, you can have a toilet without a septic tank. However, it will have to be a composting toilet. Composting toilets work similarly to aerobic septic systems in that the waste, which sits in a separate compartment below the toilet itself, is slowly broken down by aerobic bacteria. These toilets typically have a vent to get rid of harmful gasses with a fan, which requires a battery. You will have to dispose of waste in the toilet manually every three weeks to every three months, depending on how many people are using the toilet.

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