Sump-ing interesting is afoot
Not all houses have sump pumps because of how the home is built or the region’s climate.
Homes in rainy climates or flood-prone areas are most likely to need sump pumps, and some homeowners even opt for a backup sump pump.
If your home doesn’t have a basement, you don’t need a sump pump.
Home plumbing and maintenance can be confusing to navigate. Chances are good that you've heard about the ten million ways your basement can flood and how sump pumps can help mitigate that risk. But do all houses have a sump pump, and does your home need one? Let’s get into why some houses have sump pumps but others don’t really need one.
Sump pumps direct excess water from your home's drains into a dedicated pit called a sump. The sump is often underneath the basement and is intended to keep excess water and moisture away from your home's foundation.
Sump pumps are incredibly common in residential constructions, but they aren’t in every home. Depending on how the home is built and where it is located, a sump pump may not be necessary. A sump pump installer near you can help you determine whether that pump outside your home is a utility pump or sump pump and if your home needs a sump pump.
| Reasons a Home Would Have a Sump Pump | Reasons a Home Wouldn’t Have a Sump Pump |
|---|---|
| It’s in a rainy or flood-prone climate | It’s in a dry, floodless climate |
| It has a basement | It doesn’t have a basement |
| It’s at a low elevation | It’s at a high elevation |
There are a few reasons why some houses have a sump pump but others don’t:
If you live in a flood-prone area, a sump pump is a necessity. (You can visit FEMA’s Flood Map Service Center to check the risk of flooding in your area.) In fact, people who live in hurricane and flood zones often opt for a backup sump pump to avoid significant damage to the foundation in case the first sump pump trips the circuit breaker or malfunctions.
Even if flooding isn't likely, homes in areas that experience heavy rain a few times per year or more should have a sump pump. The excess water threatens your home with damage, black mold, pests, and other risks that can become catastrophic.
Not all homes with basements have sump pumps, but homes without basements never need a sump pump.
Homes that don’t have basements don’t have the same risk factors for water damage to the foundation. If your home just sits on a concrete slab, there’s nowhere for a sump pump to go, and the home doesn’t need one. However, homes with a basement need a sump pump to get rid of excess moisture that can quickly accumulate in basements and crawl spaces.
If your home is in a low area, like the bottom of a hill or the foot of a mountain range, a sump pump is a good idea even if the local climate isn’t particularly wet. This is because it only takes one bad storm for your home to quickly get overwhelmed by excess water streaming down from the hills or mountains. Homes at higher elevations are far less likely to need a sump pump unless there’s a basement and the local climate is incredibly wet.
No. A sump pump actually increases property value, especially if it is well-maintained. Homes with basements are attractive to buyers who want more storage space or an extra room. Sump pumps that are in working order and well-maintained increase the value for these buyers who need assurance that the basement is less likely to flood.
A sump pump is one of the most common ways to get excess moisture out of your home, but it’s not the only way. If your home doesn't have a sump pump, other options to get excess water out of the basement include trash pumps, submersible pumps, service pumps, and hand-crank pumps. However, it’s worth calling a pro in to assess your situation and potentially install a sump pump for you.
Some homeowners insurance policies cover unexpected water damage. However, they rarely cover damage resulting from an overflowing sump pump. If you want additional coverage for sump pump failure, you need to check if your insurer offers a rider or endorsement for this type of water damage. If they do, you need to have proof that your sump pump is regularly maintained.
