The 4 Best Types of Roof Insulation for Hot Climates

The right roof insulation helps you beat the heat

A farm house on a bright day
Photo: Johner Images / Johner Images Royalty-Free / Getty Images
A farm house on a bright day
Photo: Johner Images / Johner Images Royalty-Free / Getty Images
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You might think roof insulation primarily keeps your home warm during cold weather. However, insulation can provide major benefits in the summertime, too. It helps your home’s AC system maintain a consistent indoor temperature by keeping heat out of your living space. The best roof insulation for hot climates includes fiberglass rolls, blown-in fiberglass, spray foam, and reflective insulation.

Roof Insulation TypeBiggest Benefit
Fiberglass rollsEasiest to install
Blown-in fiberglassStrong R-value
Spray foamSeals air gaps
Reflective Reflects sunlight

1. Fiberglass Rolls

A roof insulated with fiberglass roll
Photo: Patryk_Kosmider / iStock / Getty Images Plus / Getty Images

Fiberglass insulation ships in pre-cut rolls made at a width that easily fits between studs and joists. You could install the rolls yourself. This style of insulation has outstanding thermal resistance, making it a good choice for hot climates. It’s waterproof, which is helpful in areas with high humidity. Fiberglass is also a fire-retardant. However, it may not be the best roof insulation for hot climates in every instance because it potentially can leave heat trapped in an attic. The trapped heat could reduce the comfort level in your home during a summer heatwave if you don’t have proper ventilation in the attic.

ProsCons
Easy to installMay trap attic heat
WaterproofNot airtight
Thermal resistantPops loose over time

Best for: Those who want an easy installation

2. Blown-in Fiberglass

 A blown-in fiberglass insulation
Photo: BanksPhotos / iStock / Getty Images Plus / Getty Images

When you want fiberglass insulation but you want it to generate a higher R-value compared to fiberglass rolls, blown-in insulation is a wise choice. You also receive tighter overall coverage when choosing blown-in insulation versus fiberglass insulation rolls. However, you need to rent special equipment to apply the blown-in insulation or hire a local blown-in insulation application company to do the work for you. If you also have high humidity to go with your hot weather, blown-in insulation loses some effectiveness because it collapses and condenses. Blown-in fiberglass maintains the water-resistant and fire-retardant capabilities found in fiberglass rolls.

ProsCons
Fits tightlyPricier than rolls
WaterproofCondenses over time
Improved R-valuesNeeds a pro to install

Best for: Those who want a higher R-value than fiberglass rolls

3. Spray Foam

 A person applying spray foam insulation
Photo: c12 / iStock / Getty Images Plus / Getty Images

If you don’t mind spending a bit of extra money, spray foam insulation is one of the best roof insulation for hot climate options. It has a high level of thermal resistance while tightly sealing air gaps. It’s completely waterproof and performs well in high humidity. It works its way into gaps and narrow areas that are difficult to reach with other types of insulation, creating a solid barrier. You shouldn’t install spray foam insulation yourself—it's best to call a local spray foam insulation installer to add this type of roof insulation. An incorrect spray foam insulation installation can cause poor air quality in the home.

ProsCons
Seals any air gapsExpensive
Fits in narrow spacesNo DIY installation
Good thermal barrierAir quality issues

Best for: Those who want to completely seal any air gaps

4. Reflective

Reflective insulation on a roof
Photo: 2rogan / Adobe Stock

Reflective insulation, also called radiant barrier insulation, is less common than other types of roof insulation for hot climates. However, it delivers a good result at a reasonable price. It works to reflect heat away from the living areas of the home when the heat is passing through the roof. It may consist of a base material like cardboard or plastic film with a reflective material attached.

This type of insulation is extremely easy to install, although you must ensure it is facing an air space for the best results. One danger of using reflective insulation is that it can lead to moisture buildup in the attic, meaning installing proper ventilation is important. It doesn’t work as well for a home where the roof receives a lot of shade from trees.

ProsCons
Cost-effective optionNot commonly used
Easy to installNot for shaded roofs
Lasts a long timeNeed attic air vents

Best for: Those whose roofs receive significant direct sunlight

How to Measure R-Value When Selecting the Best Roof Insulation for Hot Climates

All types of insulation carry an R-value, which is the numerical measurement of the material’s ability to resist the flow of heat. An attic and roof insulative material that resists heat well will help your living space remain at a comfortable, consistent temperature.

When seeking the best roof insulation for a hot climate, you need a high R-value material. In fact, in hot climates, you should use a higher R-value insulation in the attic than in the walls and ceilings. When you’re shopping for insulation, the manufacturer includes the R-value on the package.

How Roof Underlayment Helps Roof Insulation Work Better in Hot Climates

In addition to using insulation to keep your home cooler in a hot climate, you need to pay attention to the roof underlayment in place. These two items work in tandem to provide thermal protection for the home.

What is roof underlayment? In addition to generating thermal benefits, it provides water protection for the home while creating a protective layer between the shingles and sheathing. 

When choosing an underlayment, it’s important to understand the best underlayment for a metal roof compared to a traditional shingle roof. Metal roofs often work best with synthetic underlayments, while a felt or synthetic underlayment is fine for a shingle roof.

When you are deciding how to choose a roofer, make sure the pro pairs the best underlayment with the roof material. Attention to all these items when installing the roof makes the insulation installation easier later, resulting in the best thermal barrier.

Can I Install Roof Insulation in Hot Climates Myself?

Learning how to insulate your attic yourself is possible. However, most people will want to hire a local insulation installation company to do the work. The insulation company has experience with this challenging job, has the right equipment on hand, and can help you decide whether a hot roof versus cold roof design is the better option for the installation.

If you decide to install fiberglass rolls of insulation yourself, you’ll want goggles, work gloves, a breathing mask, and clothing that completely covers your skin. The tiny fiberglass fibers can irritate your eyes, skin, and lungs.

Other types of insulation for hot climates will undoubtedly work better with a pro doing the work. You need machines to apply blown-in or spray foam insulation, meaning you’ll have some rental costs for a DIY job. If you make an error while running these machines, you could waste quite a bit of the insulative material, quickly driving up the cost of the work. 

Reflective insulation is easy to install, but you must align it just right to deliver the desired results, meaning you may want to rely on a pro.

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