Nearby Hail Damage Recovery in Columbus

The average cost to repair hail damage to a home is around $1,100, but you could pay anywhere from $250 to $3,000 or more, depending on the extent of the necessary repairs. If a hail damage repair company determines your roof is too old or too damaged to be worth repairing, then you might pay an average of $9,200 to replace your roof. Excessive hail damage may be covered by your homeowner’s insurance policy or a home warranty, so check those policies before paying out of pocket for roof repair or replacement.

In most cases, homeowner’s insurance policies include coverage for hail-damaged roofs, but you should check your policy to confirm that you’re covered. Even if your insurance company will cover the damage, you may not have enough damage to warrant filing a claim. Remember, you’ll still have to pay your deductible, which ranges from $500 to $2,000 in most cases and may be more than the cost to repair the damage without involving your insurance provider. Plus, filing a claim may raise your premium.

Hail damage to a roof looks different depending on the type of roof. On asphalt roofs, you’ll likely see dark circles on the impact sites of the larger pieces of hail, and you may see small cracks in the surrounding shingles. Hail damage is easiest to spot on a metal roof, as you’ll notice dings and dents where the hail was severe enough to cause damage. Whether you notice signs of hail damage or not, it’s best to have a hail damage repair company inspect your roof after a major storm to assess the damage.

In most cases, yes, you should fix hail damage to your roof. For asphalt roofs that experience hail damage, the shingles can crack and tear from impact, potentially exposing the underlayment and other building material underneath to water and pests. You might save an average of $1,100 by neglecting repairs, but water damage can cost significantly more. Even on a metal roof, where penetration isn’t a concern, the dents hail can leave behind can detract from your curb appeal, potentially making your home less valuable.

Generally speaking, hail that’s one inch or more in diameter will damage your roof to the point where you need to call in a hail damage repair company. However, smaller pieces of hail can also do damage over time, especially if you experience hailstorms frequently. If the hail that falls on your roof is ¼ inch or less—about the size of a pea or smaller—there’s a minimal risk of permanent damage. It might still be a good idea to call in a roofing professional to take a look, though.