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Hurricane Shutters questions, answered by experts

Hurricane shutters can add value to your home by protecting windows from flying debris during a storm and possibly reducing your home insurance premiums, likely appealing to potential home buyers. The material also plays a role in the value of the hurricane shutters. For example, plywood hurricane shutters are a more temporary solution that likely will not impact home insurance costs even if it can save your windows and doors from damage. 

The average shutter is designed to last 20 to 25 years. Proper maintenance for the type of shutters you have is essential for helping them reach their full potential.

Hurricane shutters cost about $3,700 on average, ranging from $1,500 to 5,900, depending on the style, size, materials, and your location. Materials may include metal, plastic, fabric, or wood.

Additional cost factors to consider include the number of windows, the time of year you install, and necessary permits. Keep in mind that if you purchase and install hurricane shutters during hurricane season, namely June through November in most states, you can expect to pay more due to increased demand.

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

Considering the advantages and disadvantages of hurricane shutters can help you decide if they’re the right choice for your home. Some pros and cons include:

Pros

  • Protection against flying debris during hurricanes and other strong storms

  • Many available styles

  • Relatively easy to remove compared to impact windows

  • Customizable to fit your home

Cons

  • Expensive cost

  • Require maintenance

  • Take up significant space

  • Many require you to go outside to operate

The Junior, WV homeowners’ guide to hurricane shutter services

From average costs to expert advice, get all the answers you need to get your job done.

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