Award-winning Guardian Roofing, Gutters & Insulation has been serving the Puget Sound region with quality top-of-home solutions for almost twenty years. From the first call to the final installation report to ongoing warranty protection, the family-owned and operated company has earned the trust of manufacturers, customers, and team members in the communities they serve.
Guardian advertises a "Gentle Wash" roof cleaning/moss removal process. Nothing could be further from the truth. In reality, they use an industrial strength air compressor and hire inexperienced, poorly trained, incompetent non-English speaking employees to perform this work. The result: While under a three (3) year contract, Guardian has destroyed my GAF 50 year guaranteed roof by shredding and removing the protective granules down to the asphalt itself. The damage is so extensive and widespread, it cannot be repaired. My roof needs to be entirely replaced at a cost of ~ $35K to $40K for a like kind of material. Guardian has attempted to mitigate the damage by inserting a new thin starter row shingle to "Hide" (not replace) the damage shingles around the entire perimeter of my home. This is an unacceptable remedy. I am awaiting for Guardian's attorney to respond to my request for compensation. Complaints also filed with BBB and the C of C.
Description of Work: Because of my age, I needed a company to perform annual moss removal and prevention. Surprise, they found additional chimney work (crown/flashing) and vent replacements. The flashing eventually leaked; they fixed it; it leaked again, but they said it was "Out of Warranty "! I fired them!
Rating Category
Rating out of 5
quality
1.0
value
1.0
professionalism
1.0
responsiveness
2.0
punctuality
2.0
$11,441.39
Response from Guardian Roofing, Gutters & Insulation
Dear Mr. [Member Name Removed], We have reviewed the concerns regarding your experience with Guardian Roofing, and we are both surprised and saddened to read over your comments, as they do not reflect the high standards of service and quality we are committed to and known for. After reviewing the timeline of actions at your home and the details provided, we feel it's crucial to clarify certain points to provide a comprehensive understanding of the situation and address them accurately to future and potential clients. Regarding the original contract signed in December of 2020, it's important to note that the contract specifically outlined the scope of work agreed upon, and it did not include annual maintenance. We take great pride in the quality of our work and the satisfaction of our clients, so we performed annual maintenance visits on multiple occasions, free of charge. This was Guardian's way of demonstrating our commitment to customer satisfaction and goodwill. Prior to the completion of any work by Guardian, we have photographic evidence of the significant neglect in the maintenance of your roof, pre-existing damage and excessive debris and moss accumulation that would deem any manufacturer’s warranty null and void. Regarding the warranty period for repair work, we are committed to standing by our work and addressing any issues that may arise within the warranty period. Since your work was 3 years beyond the warranty period, we provided upfront communication that there could be a service fee if the issue was due to no fault of our technician’s workmanship. We attempted to address your concerns as our records reflect, but you chose to cancel so we were unable to address this most recent concern. In conclusion, Guardian has spent the last 3 years going above and beyond our contractual obligations to help you care for your roof and we regret to learn that your experience did not meet your expectations. Guardian Management
Shelley C.
02/2024
5.0
roofing
+ -1 more
It went well! I would hire Guardian Roofing again and recommend them to anyone. The Sales person did a great job in explaining everything and answering my questions. He was very professional and nice. Their crew did a great job in taking off the old roof and installing the new one. They did a great job cleaning up as well.
Description of Work: Need a new roof. And the old one taken off.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Guardian Roofing, Gutters & Insulation
We truly appreciate your business and takin time to leave us a review and we will share this with our crew and technicians. Enjoy your new roof!
Erik W.
01/2024
5.0
roofing
+ -1 more
I cannot more highly recommend Gaurdian Roofing. Their levels of professionalism, quality and reliability are unmatched. Value and skill are unmatched.
Description of Work: Roof evaluation and assessment.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Guardian Roofing, Gutters & Insulation
[Member Name Removed], thank you so much for your kind words! Its our main focus at Guardian that we continuously provide this level of service for our loyal clients like yourself. We look forward to working with you again!
fred D.
07/2023
1.0
roofing
+ -1 more
Submitted a request for a quote and Guradian Roofing CONFIRMED and CALLED, they set a time and a date for them to come by. We dedicated a time for them but they cancelled the day of via text! This is typicall behaviour for them as we also had a similar experience in 2018.
Description of Work: Roof Repair
Rating Category
Rating out of 5
quality
1.0
value
1.0
professionalism
1.0
responsiveness
1.0
punctuality
1.0
Brenda M.
10/2021
5.0
contractors, roofing
+ 0 more
Guardian is the best. Customer service and follow-up all during the process was top notch and I cannot say enough good things about our new roof, the work performed and the follow-up after the job was completed.
Exceptionally well. Entire staff was very customer service focus and quality control was performed at every step to ensure that outstanding service was performed.
Description of Work: Roof replacement
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jennifer L.
10/2021
5.0
roofing
+ -1 more
We called Guardian Roofing for a leaky roof above our front door. A roofer came out, got on the roof, replaced a skylight, and patched everything back up. You cannot tell where the repair was made. We hope this will be the end of our leaky skylight above our front door.
Description of Work: Fix leaky roof
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$1,400
j R.
10/2021
5.0
roofing
+ -1 more
From the estimator to the roofing crew, all were very professional and responsive. Answered my questions and made sure I was pleased with their work. I had a very positive experience.
Description of Work: roof replacement
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
4.0
Yes, I recommend this pro
Angie E.
10/2021
5.0
contractors, masonry, roofing, skylights
+ 2 more
The job was a big one. We knew we would need a new roof when we bought the house but didn’t know the extent of it. They did the job the right way and fixed the problem. They had a pretty good sized crew and finished most of the job in under a week. We had to wait for the skylights since they were custom. We had a couple little issues with some leaks from skylights and they sent someone out to evaluate and reseal them. I would recommend this company.
Description of Work: New roof, flashing, skylights vents and downspouts. The roof was re-sloped, the chimney was repointed.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0
Yes, I recommend this pro
$63,000
Barbara U.
10/2021
5.0
contractors, roofing
+ 0 more
The service was wonderful! I highly recommend Guardian Roofing.
Description of Work: A new roof
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$29,000
Bonni W.
10/2021
5.0
contractors, roofing
+ 0 more
The job was done on time. They cleaned up afterwards and everything went smoothly.
Description of Work: I had a small leak and they fixed it
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$1,600
Murtaza C.
10/2021
5.0
roofing
+ -1 more
Guardian Roofing is the best roofers in King County
Description of Work: Roof check up and flashing work
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Janet G.
10/2021
5.0
contractors, roof cleaning
+ 0 more
The company kept us informed via email of the service date and the scope of the project, the representative arrived and completed the work well and on time and, most importantly, the site was cleaned up beautifully when the work was completed. We will recommend Guardian Roofing to friends and family.
Description of Work: Roof cleaned and treated for moss, gutters cleaned, attic vents sealed
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$4,000
Brenda M.
10/2021
5.0
roofing
+ -1 more
Amazing company. Responsive, caring, great follow up and kept us informed every step of the way.
Description of Work: New roof installation
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Danielle R.
10/2021
5.0
contractors, roof cleaning
+ 0 more
The process of getting an estimate was super easy. The worker who came out to estimate was very friendly and answered any questions we had regarding the condition of our roof! They put together an informative video that showed us the condition of our roof and gave us several options of treatment plans we could choose from! I would definitely recommend this company to anyone.
Description of Work: Roof cleaning
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Staci B.
04/2021
1.0
gutter cleaning, roofing, roof cleaning
+ 1 more
Pros: * available to put up a tarp on short notice Cons: * took 3 months to do repair * extremely poor communication * slightly pricier than other estimates (~10% more) * power-washing damaged the paint on our deck!! and they won't fix Last December we found a leak in our roof. Guardian was one of the only companies available on short notice to come put up a tarp. We then used them to do the roof repair. The soonest they could schedule us was 3 months out, and the week we expected them I had to call and ask when they were coming because they had moved us back a week without telling us. Then they originally tried to charge us for the full service before sending someone out to do the clean-off after the repair. Once they came out to do the clean-off, they cleaned off the debris that fell from the roof onto our deck but used a power-washer that stripped a ton of the paint off our deck. Once we brought this to their attention to see what they could do to rectify the situation, they stopped responding to all communication. Would not recommend, get someone else that won't cause you to need to repaint your deck or otherwise damage the rest of your property.
Description of Work: Roof Repair
Rating Category
Rating out of 5
quality
2.0
value
3.0
professionalism
2.0
responsiveness
1.0
punctuality
1.0
$6,000
Michael .
01/2021
2.0
contractors, roofing
+ 0 more
This vendor gave me an estimate after inspecting my roof, indicating I only needed limited repairs with an estimate of $2000. I felt quite pleased and accepted and paid for the service. No sooner was it completed, then I developed an additional leak. They indicated this was a new issue, and would repair it for $591. I paid for this added service, after which they informed me that I had additional leaks, and quoted me another $2700 +, depending on what else they might find during the third repair. Obviously, I felt their original assessment was very poor, and now felt I would be on a repair roller coaster if I continued to use them. I consulted with two other roofers who indicated I needed more extensive repairs to start with. I asked Guardian for some returned compensation under the circumstances, and was refused. It seemed to me that their manager just would not accept any responsibility for what I considered an inadequate upfront assessment. I would not be able to recommended this company to anyone else given my recent experience.
Description of Work: Roofing /Repairs
Rating Category
Rating out of 5
quality
3.0
value
3.0
professionalism
2.0
responsiveness
4.0
punctuality
4.0
$2,657.38
Response from Guardian Roofing, Gutters & Insulation
Hello [Member Name Removed], While we are disappointed by your review we want to thank you for choosing Guardian Roofing for your project. As our General Manager explained in previous correspondence, the $500 fee was for an emergency tarp service we performed to prevent further damage when new leaks developed during January’s record heavy rains. These newly developed leaks are in no way connected to the repair work we performed and as such you received a new quote. We apologize that you feel you were provided an inadequate assessment and we have offered to reinspect your roof free of charge and discuss the best options moving forward. Should our inspection reveal that our work damaged you in any way we will certainly take appropriate action. Best Regards, Morgan R
Melissa B.
12/2020
5.0
roofing
+ -1 more
I had the pleasure of meeting with Jeff and Nathan. As a small business owner myself, I can tell that this company is a well oiled machine. A company ran this well can only come from the top down. The have spent a lot of time perfecting their craft. This is a company that I trust and you can tell they know what they are doing. If you need a roof done at a professional level and want questions answered, then this is the company for you!!!
Description of Work: Roof repair
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$2,500
Response from Guardian Roofing, Gutters & Insulation
Thank you so much for taking the time to post such a thoughtful review and providing us the opportunity to assist you with your roofing needs. We are very fortunate to have such a wonderful Team and I’m excited to share your kind words with them. Lori and Matt Swanson, Owners
Charles S.
10/2020
2.0
roofing, air duct cleaning
+ 0 more
This project did not go well. Guardian sent a tech on 8/19/20 to inspect the job and provide a quote. The tech also noticed some split shingles on the roof cap and offered a to include their replacement in the quote. I paid a deposit on 8/19/20 to secure a date to schedule the work, and was told the work would be performed the week beginning September 28. I was also told someone would call me the morning of 9/28/20 to schedule the actual date the work would be performed. I received no call from Guardian on the morning of 9/28/20. I contacted the office in the afternoon and was told someone would call me that evening. A service foreman called that evening and said my job would be performed 9/30 or 10/1, and they would call to confirm the day the evening before. As of the morning of 10/2/20, I received no communication from Guardian. I contacted Guardian the afternoon of 10/2/20 and was told service would definitely be performed 10/5/20. The 2 workman arrived at the appointed time on 10/5, and began their work. After approximately 2 hours they informed me they completed their work, and wanted me to sign off on final payment for the job. I got up on the roof to inspect the work and saw the exhaust fan was not mounted so it would be level. The manufacturer specified the exhaust fan must be level to operate properly. I also noticed some of the replacement shingles they installed were split, thereby invalidating the work of replacing the shingles. We talked and they called their supervisor. We agreed on a course of action, and the workmen left to get the necessary parts. They returned with the parts, installed the parts to level the fan, reinstalled the fan, and also replaced the split shingles they had installed elsewhere on the roof. Guardian billed me an extra 4 hours of labor at $90/hour for them to complete the job in a satisfactory manner. Ultimately, my exhaust fan and replacement shingles would not have been installed properly if I hadn't gotten up on the roof to inspect the work. I will not use Guardian again for work, nor would I recommend the company to anyone else. As noted above, replacing the curb for the kitchen exhaust fan was completed 10/5/20. A representative of Guardian Roofing called me in the early evening of 10/7/20 to ask about my satisfaction with the installation of new roof curb for the kitchen exhaust fan. I described the problems I encountered with the exhaust fan not being mounted so it was level, and the splits in the installed replacement shingles. He told me he would take feedback and report it to the Guardian Roofing management. The Guardian Roofing owner called and e-mailed me on 10/8/20 to discuss if anything could be done to rectify the situation and problems with the work done on my roof. I returned his call that day, but we did not talk directly until 10/12/20. He started the call by apologizing for the problems I encountered with the work his team performed on my roof, and acknowledged he had read the review of Guardian I posted on Angie's list. He asked if the initial bid for the job specified the exhaust fan would be level after it was mounted on the new roof curb, and I said yes. (The bid stated, "Take out old curb, install new curb, make sure it is level and looks good".) He offered to return the portion of the payment charging the 4 additional hours of custom work which was added to my bill so the exhaust fan was installed properly. I stated I appreciated the offer, but it would not change my opinion of the work performed by Guardian Roofing. My credit card company informed me on 10/13/20 they processed a $436 refund from Guardian Roofing to my credit card.
Description of Work: My home has a roof mounted exhaust fan for the kitchen. The curb supporting the fan was failing and I needed a roofer to rebuild the curb, install a new fan I supplied, and install a new membrane to reseal the roofing around the new curb.
Professional and excellent job. Pricing seemed a bit high but the quality of work and service was impeccable. They delivered as quoted.
Description of Work: Replaced roof and skylights
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
James G.
07/2020
5.0
roofing
+ -1 more
What an awesome company. If you hate getting multiple estimates, then save yourself the time and just go with these guys. I got 4 estimates and Brent from Guardian was the only one to get up in the attic and diagnose the problem. It was improper ventilation not a bad roof. Brent was not just giving me an estimate, he educated me on how roofing works. Instead of just trying to sell me a new roof, he fixed the underlying issues. The whole process went according to the timeline Guardian laid out. Juan and his crew were on time and spent 2 days on the repairs. They even worked through the rain. Total professionals. After they finished the repairs, they thoroughly cleaned and power washed the roof. It looks brand new!! Save yourself the anxiety of picking a roofing company and just go with Guardian.
Description of Work: Roofing repairs
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$4,200
Response from Guardian Roofing, Gutters & Insulation
Hi [Member Name Removed]! Thank you so much for your thoughtful review and picking Guardian for your project! We appreciate your kind words and are so happy you are happy! If you need us for anything please don't hesitate to reach out. Lauren Client Service Manager
Laura K.
05/2020
1.0
roofing, air duct cleaning
+ 0 more
they emailed me for details of my project and then disappeared. never heard back from them. very unprofessional.
Description of Work: roof repair or replace estimate
Rating Category
Rating out of 5
professionalism
1.0
responsiveness
1.0
Response from Guardian Roofing, Gutters & Insulation
Hi [Member Name Removed], While we are disappointed by your review we want to thank you for considering Guardian Roofing for your project. I have looked through your account and reflect our team reached out to schedule a time for an inspection and estimate but do not reflect we received a return call. If you are still interested in starting the estimation process please let us know and we would be happy to get you scheduled for a thorough inspection of your roof. Thanks again, Lauren
Tabb M.
03/2020
5.0
roofing
+ -1 more
I had 4 estimates, Guardian was the only company that performed a thorough inside and outside inspection. Because the estate is in probate, we decided not to perform the service.
Description of Work: Roof cleaning
Rating Category
Rating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Response from Guardian Roofing, Gutters & Insulation
Thank you [Member Name Removed] for taking time to acknowledge our Team at Guardian Roofing ! We truly appreciate the opportunity and we will be here if we can assist in the future. Take Care , Stay Safe and Healthy! Lori Swanson , Guardian Roofing
Casey H.
03/2020
5.0
roofing, chimney repair, roof cleaning
+ 1 more
My experience with guardian roofing was miles above their competitors. From the first call to the office to the last step of my job. I needed, or wanted, my room cleaned. I had moss and debris and had been putting it off for a few years so I figured my roof was going to my home project for the season. The inspection was incredibly thorough. I was actually surprised a roofing company would be so professional, thorough and educational. The price was high but that really didn’t detour me. From the time my deposit was paid the communication was great. They told me exactly what I was to expect. My job did end up moving Passed when they initially told me but they were quick to assure me they were on it and wouldn’t let it move again. And they didn’t. The job started and the miss removal began. Unfortunately the moss uncovered needed repairs but the sales guy was clear this was a potential so to be prepared for this if it came up. A call to guardian, a deposit paid, a clean roof and change order later I have a roof that looks brand new. I’m so happy I went with guardian and I was definitely be calling them again. Thanks guardian!
Description of Work: Roof cleaning
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$3,500
Response from Guardian Roofing, Gutters & Insulation
[Member Name Removed], Thank you very much for taking the time to share such a detailed review! I’m looking forward to sharing it with our Team at our weekly meeting so each department can see how they were helpful to our client. We truly appreciate your patience in regards to the schedule and happy we were able to get the job completed to your satisfaction. Thank you again for your business! Lori Swanson , Guardian Roofing
David F.
03/2020
1.0
roofing
+ -1 more
Hello Neighbors, We recently went through a three-week process of getting quotes, and I thought I would share our story in hopes that it helps others who may also be in this process. This all started when our gutter cleaning service was up on the roof, and the gentleman said we have some loose or torn shingles that we might want to get repaired. One of the first roofing companies out to look at our roof was Guardian Roofing. The Guardian sales guy walked around and was saying, "This roof needs to be replaced. I see shingles that are delaminating, lifting, and the grains are worn out ." The Guardian sales guy also said we have a Certainteed brand roof; He explained that he knew this because he looks at 800 roofs a year, and he knows this brand well. He further explained to us that it's a 20-year roof, and since it's 19 years old, its due to be replaced. When I asked him about repairing, he said there was no point in spending $8,000 fixing it, when it would be better to put that money towards a new roof. We asked for a quote, so he returned to his truck to work on the quote. He came into the house after, and we sat down and went over all his sales materials, roofing samples, and he provided us a quote to replace the roof for $52,000 plus tax. That's not a typo, $52k. It is a big roof, but this seemed very high. We then proceeded to call and schedule nine additional roofing companies to have them out to inspect our roof. This turned into a little project for me to search out the best price considering $52K seemed high to us, so I set up a lot of appointments. When the second roofing company came out, the first thing he said to me was…" Am I at the right house? Your roof looks excellent; I'm a little confused as to why you think you need a replacement." He went up on the ladder and looked around, came back, and said, you don't need a roof. This is a GAF Timberline roof, it's a very thick shingle, and it's rated for 30-40 years, and in excellent shape. He has been in the roofing industry for 30 years. He then said he would feel bad about tearing this roof off and replacing it, as it's still got a lot of life left. He suggested that we may want to have someone go up and do some minor maintenance/repairs, replace the rubber pipe boots, replace some broken shingles and address a few missing nails, loose nails, small holes, etc., but don't' replace it. Inspections three through eight came back with the same info. It's a GAF Timberline roof, and we are good for awhile still, no need to replace it at this time. I heard many times, "Am I at the right house? This roof looks like it's in great shape." We did have two other companies try to sell us on a new roof, for the record. While I won't go into a list of all the companies we had out, they were all highly "A" rated on Angie's list with positive reviews. A range of smaller companies to some of the larger companies we see advertising on TV. I just wanted to warn others that it's essential to get lots of opinions and quotes as there are some dishonest companies or salespeople out there that are just looking for a buck/commission and don't care about the customer's actual needs. Cost: While these other companies were out, we asked them if they could provide a quote, even though we didn't need a new roof, so that we can start planning for the future. Out of all companies, Guardian Roofing was the most expensive by a long shot! The average cost was $28k, with the lowest being $17,500. Anyway, it pays to shop around and get opinions/estimates. Those companies that were honest with us are going to be the ones that we select from when it comes time to replace. As for the repairs, those quotes came back from $800-$1500, not $8,000, as the Guardian sales guy suggested.
Description of Work: Roof Repair
Rating Category
Rating out of 5
Response from Guardian Roofing, Gutters & Insulation
As the Owners, Matt and I would like to thank you for taking the time to bring this to our attention. This was an unfortunate mishap since here at Guardian, we are built on integrity and customer satisfaction and have a long standing history of repairing roofs rather than replacing. We allow our work and customer satisfaction to speak for us, but unfortunately, you've expressed that we fell short on that task with you. As you can see from other neighborly reviews, we make it a point to put the customer first in all of our decisions. We can't fix the past but we encourage you to call us if you still have questions about your roof and I'd be happy to send the detailed photos of your inspection and roof drawing if you they would be helpful for you to have for your records. I can see all the time and resources we spent trying to assist so we will share this review with our team and allow it to influence our future as we continue to strive for excellence and customer satisfaction. Until then, please accept my sincerest apologies on behalf of everyone here at Guardian Roofing.
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
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Service Categories
Roofing,
Roof Cleaning,
Gutters,
Skylights,
Chimney Repair,
Gutter Cleaning,
Masonry,
Insulation,
Chimney Caps
FAQ
Guardian Roofing, Gutters & Insulation is currently rated 4.5 overall out of 5.
Sunday: 12:00 AM - 12:00 AM
Monday: 12:00 AM - 12:00 AM
Tuesday: 12:00 AM - 12:00 AM
Wednesday: 12:00 AM - 12:00 AM
Thursday: 12:00 AM - 12:00 AM
Friday: 12:00 AM - 12:00 AM
Saturday: 12:00 AM - 12:00 AM
Guardian Roofing, Gutters & Insulation accepts the following forms of payment: Check,Financing Available