We met our real estate agent at an open house. At the time we "were just looking" at what was out there. She followed up with us about a week later. We called a number of mortgage companies. We initially had decided to go with Bank of America as they had approved us sooner. Well, when we needed something on a weekend, there was no one to help us at Bank of America. So our agent recommended, again, Charlotte at Monarch. We gave her a call and less than 48 hours we had all the paperwork needed to make an offer on the house of our dreams. We just had to find that house! When we found the house, Charlotte had everything to our agent in a matter of hours so we could make the offer. When the appraisal came back and had some things that had to be corrected by the seller and we needed additional paperwork, Charlotte secured an extra week at the locked in rate. We closed on the 12th of May and didn't have to make a mortgage payment until July 1. I could not have been any happier with Charlotte and Morisa. They were prompt and professional. Emails were returned immediately. If the answer wasn't known at the time, one of them would get back to me very quickly with the answer. Charlotte was always available by cell phone and was very dedicated to making our dreams a reality.
Description of Work: We used Charlotte Hauck at Monarch Mortgage to purchase our first home. Charlotte and her assistant, Morisa, were professionals of the highest caliber! They walked us through every single thing that they needed. They were highly responsive to phone calls and emails; Charlotte even answered a text message from our real estate agent on a Sunday morning while she was swimming! Charlotte and Morisa handled every aspect of our loan from the initial inquiry and credit report to closing. We closed with an FHA loan at a rate of 5.25%. Her estimate of closing costs was spot on. We came to the table with $600 more than we needed and it was super awesome to get a check back from the attorney to put towards home improvements!
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FAQ
MONARCH MORTGAGE is currently rated 5 overall out of 5.
No, MONARCH MORTGAGE does not offer free project estimates.
No, MONARCH MORTGAGE does not offer eco-friendly accreditations.
No, MONARCH MORTGAGE does not offer a senior discount.
No, MONARCH MORTGAGE does not offer emergency services.