With over 21 years of experience in the appraisal industry, we are the experts you need to take care of your home or investment property. We specialize in the following type of Appraisals: Estate Date of Death/Retrospective, Divorce or Separation of Assets, Tax Appeal, Pre-Listing or Sale, Review or Appeal, Bankruptcy, Immigration, Estate Budgeting, and Finance Appraisals. Additionally we have vast experience in working with Law Offices and testifying on your behalf. W will treat your home as we would treat our own. We are just a call or text away. Give William Hernandez a call today, we look forward to working with you!
"Excellent on all counts. Polite, smart, professional."
Carl H on January 2025
With over 21 years of experience in the appraisal industry, we are the experts you need to take care of your home or investment property. We specialize in the following type of Appraisals: Estate Date of Death/Retrospective, Divorce or Separation of Assets, Tax Appeal, Pre-Listing or Sale, Review or Appeal, Bankruptcy, Immigration, Estate Budgeting, and Finance Appraisals. Additionally we have vast experience in working with Law Offices and testifying on your behalf. W will treat your home as we would treat our own. We are just a call or text away. Give William Hernandez a call today, we look forward to working with you!
"Excellent on all counts. Polite, smart, professional."
Carl H on January 2025
I pride my company on reliability, integrity, and high quality work. I'm an expert in the appraisal field with over 10 years experience appraising the Richmond Metro Area. Give me a call today for a quote. I look forward to earning your business!
"Amy was thorough and courteous throughout the process. We’re happy with the result."
Sojung S on June 2023
I pride my company on reliability, integrity, and high quality work. I'm an expert in the appraisal field with over 10 years experience appraising the Richmond Metro Area. Give me a call today for a quote. I look forward to earning your business!
"Amy was thorough and courteous throughout the process. We’re happy with the result."
Sojung S on June 2023
Know the value of your home, get an appraisal.
Know the value of your home, get an appraisal.
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joe v on March 2022
Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org
"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."
joe v on March 2022
ANF Signings LLC is your trusted partner for Notary and Apostille services, Loan Signing Agent expertise, and Remote Online Notary solutions in Fredericksburg, Virginia! Our dedicated team at ANF is here to assist you with all your notary needs. Whether you're looking to notarize important documents or obtain an Apostille for international use, we ensure a seamless and efficient process. Navigating the complexities of loan documents can be overwhelming, but with ANF, you're in capable hands. Our Loan Signing Agents are skilled professionals ready to guide you through the signing process, ensuring accuracy and peace of mind. ANF embraces technology to offer Remote Online Notary Services. Count on us for accurate, timely, and secure services.
ANF Signings LLC is your trusted partner for Notary and Apostille services, Loan Signing Agent expertise, and Remote Online Notary solutions in Fredericksburg, Virginia! Our dedicated team at ANF is here to assist you with all your notary needs. Whether you're looking to notarize important documents or obtain an Apostille for international use, we ensure a seamless and efficient process. Navigating the complexities of loan documents can be overwhelming, but with ANF, you're in capable hands. Our Loan Signing Agents are skilled professionals ready to guide you through the signing process, ensuring accuracy and peace of mind. ANF embraces technology to offer Remote Online Notary Services. Count on us for accurate, timely, and secure services.
A true professional comes to your door with plenty of experience at a fair price.
A true professional comes to your door with plenty of experience at a fair price.
Transportation/Utility Design, Traffic, Land Development and Planning, Surveying, Right-of-way Acquisition, Environmental, Construction Engineering and Inspection, Structural, Litigation Support
Transportation/Utility Design, Traffic, Land Development and Planning, Surveying, Right-of-way Acquisition, Environmental, Construction Engineering and Inspection, Structural, Litigation Support
First Home Mortgage is a residential mortgage company licensed in 18 states. We specialize in financing for Conventional, FHA, VA, USDA, and VHDA financing. No matter whether you're a 1st time homebuyer or a move-up buyer, FHMC has the program for you. We offer competitive interest rates and often times they are superior to that of the competition. Do you have little money or no money for a down payment? NO PROBLEM! FHMC is the company to call!
First Home Mortgage is a residential mortgage company licensed in 18 states. We specialize in financing for Conventional, FHA, VA, USDA, and VHDA financing. No matter whether you're a 1st time homebuyer or a move-up buyer, FHMC has the program for you. We offer competitive interest rates and often times they are superior to that of the competition. Do you have little money or no money for a down payment? NO PROBLEM! FHMC is the company to call!
Local Small Construction Business with direct affiliates to House Cleaner and Electrician. Family Owned & Operated 3 Employees with ability to hire as needed for larger Jobs. Have and will Travel within and out of state, Liscensed and Insured.
Local Small Construction Business with direct affiliates to House Cleaner and Electrician. Family Owned & Operated 3 Employees with ability to hire as needed for larger Jobs. Have and will Travel within and out of state, Liscensed and Insured.
CERTIFIED RESIDENTIAL REAL ESTATE APPRAISER serving Richmond/Petersburg/Colonial Heights/ Hopewell and surrounding counties since 1996. FHA approved, specializing in Pre-sale Valuation and Divorce Appraisals as well as appraisals for home purchases and refinances. I promise fast turn-around, accurate valuations and a professional report.
CERTIFIED RESIDENTIAL REAL ESTATE APPRAISER serving Richmond/Petersburg/Colonial Heights/ Hopewell and surrounding counties since 1996. FHA approved, specializing in Pre-sale Valuation and Divorce Appraisals as well as appraisals for home purchases and refinances. I promise fast turn-around, accurate valuations and a professional report.
An appraisal is an opinion of value, so anything that is expected to boost your home value is likely to work in your favor when it comes to the appraisal. Things like improving your curb appeal, painting, refinishing floors, and taking care of minor repairs are all good investments prior to ordering an appraisal. It’s also a good idea to clear out any clutter and complete a deep clean beforehand to show your property in the best light possible.
Appraisals aren’t required by law to complete a real estate transaction, but it’s unlikely that a lender will allow a buyer to close on a property without an appraisal, so, effectively, they are usually required. Your mortgage lender uses the property as collateral for your loan, and the appraisal is what the lender will base the mortgage on to confirm the value is there to justify their investment.
The average cost of a property appraisal is around $355, but different appraisers in your area could charge anywhere from $250 to $500. Appraisals for larger properties will often cost more, as will valuations for older properties. Appraisers will use homes in the surrounding area to help determine a valuation as well, so if your home doesn’t conform to the neighborhood standards, the valuation will require more work and will likely cost more.
A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering has the proper licensing from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.
Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.