Pool and Spa Service, Pool Sales Construction and Installation
About us
Additional phone numbers:
Victoria: (361) 527-6018
Beaumont: 409-898-4995
Additional contact name - Wanda Terrell.
Platinum Pools was founded in 1998 and currently serves the Houston, Victoria and Beaumont areas. Platinum Pools is a pool builder of high quality residential swimming pools and spas. Owner, Scott Waldo runs the business with a charitable spirit that carries over into their customer service department. Platinum Pools has been voted by Pool and Spa News as one of the top builders in Texas and ranked top 10 pool builder in the nation for several consecutive years. The company has been awarded the Gold Star from the Better Business Bureau for over 6 years for providing exceptional customer service.
Started off well - dig went smoothly, the gunite and tile were done earlier than anticipated. We received weekly phone calls for 6 months before we even had a dig date. I thought we had lucked out with Platinum Pools. Then after construction and the final check was cashed, communication was non existent. We were told to fill our pool before the city approved it. It has been filled for two months and has not passed final inspection. During "pool school" our instructor was surprised that the heater was not working. I send a daily email to ask about status and all I am told is they are "working hard to find a date." It failed its most recent inspection. Our spa is not functioning because their plumber is too busy.
Description of Work: Pool installation
Rating Category
Rating out of 5
quality
3.0
value
2.0
professionalism
2.0
responsiveness
2.0
punctuality
2.0
$100,000
Response from Platinum Pools
Our plumber has been backed up, but we have him on schedule for first of next week, so we can close the permit and this client can have her meter upgraded. We apologize the final inspection process dragged on so long, but do hope that you love your pool!
Karen B.
07/2022
4.0
swimming pools
 + -1 more
We had a great experience with Mark and Chris at Platinum pools. They responded when we sent texts and we are very happy with the way the pool looks and functions.
Description of Work: Pool installed
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$65,000
Gabrielle D.
08/2019
2.0
pool cleaners
 + -1 more
13 years later and $60K on a pool once again we have 5 cracks, a deck that is falling behind the spa, no working pool lights for over 10 years and another summer with a deep unusable hole in the ground. Don't use Platinum, run as fast as you can away!! Additional bonus, the lights that have been shorted out 10+ years and we were originally charged 1635.00 for them to get them fixed is now over $5K. Also owner Scott Waldo has never reached out, what a coward.
Description of Work: Inground pool
Rating Category
Rating out of 5
quality
1.0
value
3.0
professionalism
3.0
responsiveness
3.0
punctuality
3.0
$60,000
Response from Platinum Pools
Mrs. [Member Name Removed], we understand the frustration that comes with dealing with any warranty issue on a pool. It is unfortunate that the cracks happened, but fortunately our lifetime Gunite warranty covers all repair costs. We are here 13 years later to take care of this issue as promised when you and your husband purchased this pool from us in 2006. We are also working on the light issues. We are going to see if we can isolate the short to prevent the expense of replacing all four lights in the pool. We never walked away and have always taken care of the warranty, and we stand behind our product. What else could a customer ask for?
troy K.
02/2017
1.0
swimming pools
 + -1 more
Our experience with Platinum pools was lousy. On site supervision was minimal to not at all, tile work was awful, we have replaced the pump twice because it was undersized. We have replaced the tile in the spa because it rotted out in a short time. When problems came up, the salesman and owner were no where to be found and would not return call. This is worst contractor I ever dealt with in over 40 years!!
Description of Work: build new pool and spa
Rating Category
Rating out of 5
quality
2.0
value
3.0
professionalism
2.0
responsiveness
1.0
punctuality
2.0
$45,000
Response from Platinum Pools
Platinum has built many pools since this build 8 years ago, the majority of our clients referred to us. Construction is never a pleasant experience, and we do our best to handle any problems in a professional manner. We request a review from every client when we complete a pool, so that we can continue to improve and deliver the best experience possible.
John G.
11/2016
1.0
pool cleaners
 + -1 more
Quit on me before we even started. So surprised a company so unwilling to answer questions about product options.
Description of Work: Quit on me before we even started.
Rating Category
Rating out of 5
value
3.0
professionalism
2.0
responsiveness
1.0
punctuality
2.0
$70,000
Marzena P.
10/2015
4.0
pool cleaners, swimming pools
 + 0 more
I didn't think they were professional in the way they were providing me with a quote. It took way too much time and it seemed like the sales person that they sent to assess what kind of pool I was building was only with the company for less than a year. That person by themselves that told me that they had 20 years experience in design. It took a few days and then I called them and asked what was happening with the design and the way they were working they said that the person that they sent to me first draws on the paper and then they pass it to somebody in the office and that was like a middle person and then the person in the office is going to do a computer sketch and I just thought that was really complicated because a lot of things could get lost.
Description of Work: I got a quote for pool service.
Rating Category
Rating out of 5
quality
5.0
value
3.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Jeff F.
07/2015
1.0
swimming pools
 + -1 more
Salesman was nice, that was the only good thing in this terrible ordeal. They put the pool in way past the lead time they said which is not the bad part.They dug the pool with my neighbors driveway access. They promised to clean his driveway when they were done. They left an inch of mud in his driveway and left. The pool was dug in the wrong place. The tile was installed out of level and uneven, they came back to fix it and it was still very sub par. The flagstone coping was installed over a 1/4" uneven in height and at the interior edge of the pool. I caught them in the middle of this and had them fix it although it was still a 2nd class job. The guys pouring the decking could not lay out a circle for our table, I had to do it for them. They pored the decking 3 days after they dug a 3 foot deep trench to reroute the sewer line. I told them they needed to wait until the ground settled but they assured me it would be fine. One week after they poured the decking, there was a 4" void under it where the ground settled. I had to make them come out to blow gunite in the void. We had rusty rebar sticking out of the gunite before the plaster was installed. I heard on the owner of Platinum's radio show that that could bleed over time through the plaster so I call Scott the owner. He proceeded to tell me I didn't know how to F**** build and pool and he cussed me out. I couldn't believe it! The salesman did have it repaired later before the plaster went in. My pool is now old, but the lack of a good job is still evident.
Description of Work: New pool with decking and waterfall.
Rating Category
Rating out of 5
quality
1.0
value
4.0
professionalism
1.0
responsiveness
1.0
punctuality
1.0
$25,000
linda L.
02/2015
5.0
pool cleaners, swimming pools
 + 0 more
Had the pool installed..Work began Oct.2013... Filled pool Dec 2013... Had some plaster issues showing up aprox 3 mos later..got worse... First Platinum told us it was our fault...as we werent watching calcium levels, etc. After going back and forth with Platinum for months.. they did in fact make it right. I would have said terrible things about them had they not. But they have truly come thru for us and I have nothing but nice things to say about Scott Waldo and his staff. Wanda Terrell especially has been nothing but responsive, she has been there for us every step of the way. He has some great people at this time representing his company. They were not the cheapest... but of all the pool co's we inquired with..they seemed the most professional and responsive. They listened to what we wanted and did not try to push anything on us we didn't ask for. I would highly recommend them to anyone looking to build a pool.
Description of Work: 20k gal inground pool
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$50,000
Matthew L.
08/2014
2.0
swimming pools
 + -1 more
This was not a good process from beginning to end. Once we signed the contract and paid the deposit, communication became spotty at best. Service providers would show up unannounced to remove trees without the proper permit. Eventually , it was determined that they could not get a permit, but they did not find this out until 3 months later. Any communication was initiated by me. Sales staff was very nice, but project management, planning and communication was a joke.
Description of Work: Pool Installation
Rating Category
Rating out of 5
professionalism
2.0
responsiveness
1.0
punctuality
2.0
$65,000
Response from Platinum Pools
The city declined this permit, because there was not enough room in the back yard, so unfortunately we were unable to put in a pool for this customer. It was a long process to end up being declined. We had to cancel his contract and refund his money.
Kent & Paula V.
07/2014
2.0
swimming pools
 + -1 more
It took them forever, they started in April, we did not get what we thought we were gonna get and the sales man just basically, we went in, we take that all of our stuff and we wanted the stack stone and were not cool people so when he designed it, we signed up on the design and we found out once everything is poured, there's no going back, oh you can't do the stack stone, it has to be a straight wall and he did a slot on the lading curve to that wall so we could not have what we wanted. Contractors that came out were sloppy and messy and didn't clean up after themselves, they didn't clean up any of their stuff, i would not recommend them again. They weren't the highest but they weren't the lowest either, we were buying what we want the pool is going to look like, the workers did not clean up themselves like when they laid the tile, they did not clean up any of the boxes, they left everything in the yard, they tramped mud totally over the patio so over the months they were working, every time you go outside, there was mud everywhere including having to come up to the back door to use the plug there not the ones closest to them. Its hard to give them a good rating if you didn't get what you paid for,good thing, the supervisor, his name is John, he tried his best, he even came over helped my husband pick up boxes and clean up.
Description of Work: They just built the pool but we weren't happy.
Rating Category
Rating out of 5
quality
3.0
value
3.0
professionalism
1.0
responsiveness
2.0
punctuality
2.0
$6,000
Response from Platinum Pools
We are disappointed to receive this review from the [Member Name]. The material they selected for the raised wall feature was flagstone. They decided after it was installed that they didn't like it. They wanted a material that would not work on their design because the wall was curved and the material was designed for a straight wall. We allowed them to change their material, none the less, to a dry stacked moss rock and removed their old material and replaced with the new choice, all at our cost, as a good faith gesture.. The pool was excavated in April and we completed their project in seven weeks. Sorry about the mud, it is impossible to avoid in a construction project.
Debbi M.
05/2014
5.0
pool cleaners
 + -1 more
I couldn't have been more pleased with the experience! Everyone I dealt with at Platinum was attentive to detail and to my needs! A+ on communication as well! Phones calls and emails were responded to in a very timely manner and often times, a team member contacted me first just to see how things were going! I had heard horror stories about the use of subcontractors but the ones I got were fantastic! Very personable...excellent in working with me when I needed to let the dogs out for potty breaks!...and the clean-up was a breeze! Many thanks to my team....Shaun Smith, Shawn Buckley, Erica Clark, Wanda Terrell, and everyone else who worked on this project! Now, I have my own personal paradise in my own backyard!
Description of Work: After my above ground pool burst and flooded my backyard with 13000 gallons of water, decided to get an in-ground pool....I contacted Platinum Pools and 3 other companies....Platinum was not the least expensive but they were not the highest bidder either....I chose Platinum because of the professionalism, knowledge, and honesty of my salesperson Shaun Smith. He alerted me to several issues that I might encounter that other companies failed to mention. So I was not blindsided by the additional expenses that he predicted...things like gas line and sewer issues...
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$33,000
Kelly R.
02/2014
5.0
swimming pools
 + -1 more
Gave me a quote. Educated me in pool types. Made plans for me.
Description of Work: .
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
$50,000
Holly S.
11/2013
2.0
swimming pools
 + -1 more
As of today's date we have a pool that is full of water, but we can't use our heater because it was never hooked up. Even though the plumbers put in the gas line a month ago, and no one from Platinum bothered to let us know that we might need an upgraded meter, that is until Friday of last week. This is one of the many errors and miscommunication on the part of either Platinum Pools or their subcontractors. I began the process of this pool build on July 24. Our pool designer walked up through the steps and helped us design something that would fit in our smaller yard and retain some of the yard for our dogs. At this beginning point everything was fine, and for months this would be the nicest part of our experience with Platinum Pools. I wont' try to tell you everything sequentially, but if you would like more details I kept a blog journal on the building of my pool that I plan on keeping update throughout this process. To read this very detailed journal and see pics of my pool you may click on the following link: http://houdiniandholly.blogspot.com/. Pool Designer and Sales - There are a lot of promises and a lot of inactivity in my opinion. A part of their job is to contact you once a week and see if everything was going okay with your pool build. Most of the time, in my build something was not going okay and he would say he would find out what was going on or see if he could help out in some way and generally that is the last I would here from him until he calls again Friday afternoon for the weekly, and quot;Is everything going okay,and quot; call. This is a very annoying habit unless you actually do plan on doing something for your customers. The worst thing about my particular designer was that he missed something on the HOA application form that caused our pool to be delayed one month. Pool Construction Supervisors - I've had three during this entire process. One guy who wasn't around long enough for me to remember his name on that he came unannounced to my home and into my back yard where my very unhappy dog greeted him. Then I get the second Supervisor who lets me know he will be coming, but gets there before we get home and so he jumps my brand new security gate (that had just been set in concrete the day before) to take a look at the yard. There was no harm done to my gate, but I think that is pretty unprofessional. This supervisor came one more time to lay out the pool, but it was raining pretty hard to not a lot accomplished. Then I get a call from someone who tells me they are coming to re layout the pool, and lo and behold I find I have yet another construction supervisor. No one actually tells me this I actually call the Platinum Office to find this out. Pool sub Contractors - Generally did quality work and fixed mistakes as needed. Many mistakes could have been avoided by better communication with Platinum. General Manager - Mid way through the process I wrote a letter to the general manger explaining our frustration, especially with regards to communication and received a form letter in return apologizing and promising things would get better. (They have not.) My biggest complaint with this company if that they do not communicate well. You will have one employee tell you one thing and the another something else. My journal tells of all the miscommunications that are too numerous to list, but let me say this I started this process 125 day ago and still do not have a pool I can swim in. This is a luxury item and my husband and I have worked hard and saved for this and they do not value anything about you or your hard work. They are a large pile of excuses, broken promises, missed dates and lazy intentions. So sorry I chose this company, but in the end hopefully I will have a quality product. I will update this when they are completely finished, but that may be awhile as they have to drain the hot tub (at my expense?) after Thanksgiving to re plaster because they put the wrong plaster in the hot tub. Update December 12. The pool is for the most part complete. They have to add a couple of jets to the hot tub because the didn't have the ones we wanted. They also left the off some cosmetic stuff around our skimmer basket and cleaning system. Will hopefully be finished with everything next Tuesday. That is when the gas company will hook up the new meter.
Description of Work: Built and in-ground 11,000 gallon pool and hot tub. Which, includes decking, grading soil for landscapers, clean-up, debris removal and full start up.
Rating Category
Rating out of 5
value
3.0
professionalism
3.0
responsiveness
2.0
punctuality
1.0
$50,000
Meghan E.
11/2013
2.0
pool cleaners, swimming pools
 + 0 more
The sales/pool design process was lovely. Our salesman, Shaun Smith, really seems to know his stuff and has been very helpful... Most of the subs are AWFUL and completely unreliable! We went days and days (at one point it was weeks!) without any work being done. I would contact our scheduler everytime one of her subs does not show, and she then will tell me and quot;they will be out next weekand quot; or what ever it takes to shut me up. I'm not sure if it's the pool company being completely overboked or they just really use terrible subs. I wish I would have waited on this pool installationAt this rate, we will have a pool that we can not use for 6 months. Update (mid Nov) Our pool was completed mid. October (enough to swim in one time), but a major mistake was spotted (by my husband), and the company only responded to him a month later. It turned out that the mistake caused us to have to drain the pool and complete replaster. I truly believe that the company would have ignored the problem if my husband had not been persistent. In the end, it is being repaired at Platinums expense (hopefully water and chemical expenses as well), but I would use this review as a warning that the company may try to ignore issues if not forced....
Description of Work: Pool installation. We went with Platinum Pools because they are a large company and have done well in reviews.
Rating Category
Rating out of 5
quality
4.0
value
5.0
professionalism
2.0
responsiveness
1.0
punctuality
1.0
$65,000
Tracey G.
10/2013
3.0
swimming pools
 + -1 more
We contacted Platinum via website and they responded quickly. Our initial meeting was promising but the sales rep did not show up for the 2nd meeting . After a couple emails to the company they responded he was no longer employed. We thought the fact we were not contacted to reschedule the appointment with another rep demonstrated unprofessional and disorganized behavior so removed them from our list of potentials.
Description of Work: Meet regarding new pool contruction
Rating Category
Rating out of 5
professionalism
3.0
responsiveness
3.0
punctuality
3.0
Colleen B.
08/2013
3.0
pool cleaners
 + -1 more
Really well except the plaster job.We started having problems with it after 4 years. Big chunks are missing. When we called about it they tried to blame the use of chemicals for the corrosion of the plaster. We will have to re-plaster in the next year or so. I don't know if that is normal but I know several people who have had pools for years and never had to re-plaster. A friend that used Platinum had a similar problem with her plaster. I would check with other people to see if they had the same problem and how Platinum responded. I was not happy but since they said it was out of warranty there was nothing they could do...
Description of Work: Installed free form gunite pool
Rating Category
Rating out of 5
quality
2.0
value
4.0
professionalism
4.0
responsiveness
4.0
punctuality
4.0
$30,000
Patty D.
06/2013
5.0
swimming pools
 + -1 more
My experience with them was excellent. I never had a pool before, but they were really good. Their professionalism, timeliness, service, and punctuality was good. The quality of the pool was excellent. They gave us the best deal out of all of them.
Description of Work: Platinum Pools built our pool.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$48,000
Abdallah B.
05/2013
4.0
pool cleaners, swimming pools
 + 0 more
They are hard to get hold off that is one of the dislikes, but overall they did a good quality work. I would use them again.
Description of Work: I used Platinum Pools about four weeks ago. They built our pool.
Rating Category
Rating out of 5
quality
4.0
value
4.0
professionalism
5.0
responsiveness
3.0
punctuality
3.0
Yes, I recommend this pro
$32,000
Judi H.
04/2013
5.0
pool cleaners, swimming pools
 + 0 more
Platinum is currently installing a pool in our back yard. We started the process back in October or November with the design of the pool, which was a lot of fun. We sent our pool designer, Brandon, a and quot;platand quot;, or scale drawing including easements of our property. My husband and I had already spent a lot of time talking with each other about what we wanted and how we wanted it to look, so we were able to give Brandon a clear idea of our desires and our budget. Brandon spent a couple of weeks designing a pool and arrived at our home with a beautiful color rendering in a hard copy, and a full-motion rendering in his computer. He took a couple of hours in the back yard confirming all of his measurements and then we sat at the kitchen table and discussed the designs, tweaking things as we went along, and discussing the budget. When he left he had an even better idea of what we wanted, and he spent another couple of weeks tweaking his design and sending us updated .pdfs in email for our approval. When we were satisfied with the design, we signed a contract, and Platinum applied to the city for the permits while we applied to our HOA for approval. HOA approval came near Christmas, so we went back to the showroom (which is smaller than we thought it would be, but still gorgeous and filled with so many choices!) and chose tiles, coping, and color schemes. They broke ground near the end of December, and the pool was completed around the middle of March. We went overschedule, mostly due to weather, but also because of a couple of minor changes my husband and I requested. The process went fairly smoothly, no major problems were encountered, and the pool now looks blue, sparkling, and inviting. The only uh-oh we've encountered has been during the landscaping phase (another company is taking care of that for us.) We've found a slight leak in the plumbing and have been waiting for a little while for Platinum to schedule a stress test. Hopefully, that will be dealt with quickly and repairs can be made soon.
Description of Work: Platinum Pools is currently installing an in-ground pool and pool equipment in our back yard. They're about half finished with the job and should have no more than three weeks left on the project.
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$51,000
Mark Q.
03/2013
4.0
pool cleaners
 + -1 more
Requested a quote for a Swimming Pool - recieved one after some back and forth on appointments. Had to drive in to their office @ Westheimer and Beltway 8 for a 5PM appointment, NOT a pleasant experience Salesman was very knowledgable, personable, and pleasant. Showroom is bright, clean, and organized. They came in a very close second in our choice of pool companies to build our pool. I would recommend them to anyone seeking a builders pool in the West Houston, surrounding counties area.
Description of Work: Requested a quote for a Swimming Pool
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
4.0
Yes, I recommend this pro
Crystal D.
03/2013
4.0
pool cleaners
 + -1 more
The process went okay. I also think we typically had some problems, they made a pretty big mistake but they came out and they did everything they were supposed to do to fix it and it works right now. They are not the cheapest but I think their craftsmanship is one of the best.
Description of Work: I did use Platinum Pools to put in a new pool and spa.
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
4.0
punctuality
4.0
Yes, I recommend this pro
$45,000
Daniel & Kathy M.
02/2013
4.0
swimming pools
 + -1 more
We used Platinum pools to build a smallish rectangular shaped pool in our backyard. Our home is in the Heights so we don't have a big backyard. Our designer Brandon H. was very professional and always very patient with us thru the entire process. He was accommodating and supported our changes in our plans and size and location of our pool. Dave, the main contractor supervisor was awesome. He was always available by phone and put out all and any fires that came up. We did have an issue with one of their subcontractors--Rainbow Construction-- that tore up one of our french drains and not only did not fix the problem but LIED to my wife that it even happened. If it wasn't for Dave and Platinum stepping up to fix the problem, this review would be very different in tone. Platinum did solve the french drain issue professionally and to our satisfaction. They also addressed issues such as staining caused by the new tiles in the pool and a malfunction in the filter system of the pool. All problems were fixed within reasonable time and without us having to make a big fuss to get it done. Overall the pool was done on time and all the issues that WILL come up with having a big hole in your backyard were resolved timely and properly. The work was all done right and with skill. Now we have a beautiful pool for our 7 year old to enjoy!
Description of Work: Rectangular pool. 8 feet deep at deepest end 3 foot back wall with 3 scuffers. Chlorine pool with LED light, in pool recirculation and cleaning package. 3 steps and tanning ledge at the entrance of the pool. Travertine decking (looks amazing!). Basic gunite and basic plaster with no extras No landscaping.
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0
Yes, I recommend this pro
$35,000
Sherri N.
02/2013
2.0
swimming pools
 + -1 more
They were very expensive and were always trying to upsell us, instead of listening to what we had to say. I'm very disappointed in that. And they were very aggressive. His goal was just to sell us the most expensive thing he could and that really put us off.
Description of Work: They gave us an estimate for a pool.
Rating Category
Rating out of 5
value
1.0
professionalism
2.0
responsiveness
4.0
punctuality
3.0
Phil S.
02/2013
4.0
pool cleaners, swimming pools
 + 0 more
I would suggest that any planning for a pool include multiple companies. We found that most companies in the pool construction business do provide a similar product and service. The difference is your comfort level, and some of the available extras
Description of Work: Platinum was one of 6 companies we spoke to while planning our pool. Their proposal, pricing and information provided us was consistent with others we received. We did not chose Platinum because another company's proposal included certain options that Platinum did not provide.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
3.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Steve C.
06/2012
4.0
pool cleaners, swimming pools
 + 0 more
As they have just started, I will give them a B grade all-round.
Description of Work: Platinum Pools are digging a brand new in-ground pool right now.
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.
*Contact business to see additional licenses.
Service Categories
Pool and Spa Service,
Pool Sales Construction and Installation
FAQ
Platinum Pools is currently rated 3.6 overall out of 5.
Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 3:00 PM
Platinum Pools accepts the following forms of payment: Check,Discover,Financing Available,MasterCard,Visa