1st Choice Mortgage

Mortgage Companies

About us

Additional contact: Betty Meadows. Additional emails: betty@1choicemortgage.com, brucep@1choicemortgage.com & ctaylor@1choicemortgage.com. Additional phone numbers: (803) 772-1765, (843) 769-7500, (803) 775-3491, (800) 862-5006, (803) 779-9003, (888) 262-2722 & (800) 838-6933. Additional fax numbers: (843) 769-5111, (803) 779-0070, (803) 775-4882, (803) 779-0070 & (843) 572-7902.

Services we offer

Mortage & home refinance services.

Reviews

3.54 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
50%
4
0%
3
25%
2
0%
1
25%


Rating CategoryRating out of 5
quality
3.7
value
3.7
professionalism
3.7
responsiveness
3.7
punctuality
3.7
Showing 1-4 of 4 reviews

Annie B.
05/2011
3.0
mortgage broker
  + -1 more
unknown
Description of Work: I finally close with them on last Friday, which took a year, almost. I really don't know why I went with them, because the two people I had contact with was very nice, but they was not professional, the lady would loose the information that I took over to them, and would e-mail me to bring it again, and after the closing, I found out they did not put to full value of my home, which made me pay out of pocket, I would never refer them to any body. I was told that my mortgage would not be sold, which after everything was over, she told me that they don't keep the mortgage for but two months before they sell them to Wells Fargo.
Rating CategoryRating out of 5

Jessica T.
04/2011
5.0
mortgage broker
  + -1 more
I was genuinely pleased with the service. My loan officer, Jacob Crowder, was so kind and understanding. He helped me get through all the frustrating paperwork and streamlined the process so that I felt at ease througout the entire process. Other mortgage companies just funneled my application around, but 1st Choice Mortgage responded promptly the next morning after I submitted my application at 1 in the morning (their 24-hr website allowed me to place my application at my convenience). By that afternoon Jacob and I were discussing how to get me into my home. I am so thankful I had a loan officer who had my best interests in mind. He even sent checked up on me after I closed, just to make sure everything ws going well. I couldn't have asked for a better experience.
Description of Work: I researched several lenders before I decided to use 1st Choice. They had good deals, were completely professional, and genuinely wanted to help me find the product that best fit my needs. My loan officer (Jacob Crowder) did an amazing job. He took so much time explaining the differences between the products and the pros and cons of each. He also worked wtih my credit and got my credit score to a higher level, just so I could get a better rate. He went above and beyond to help get me into the home of my dreams. I would absolutley recommend 1st Choice Mortgage again. And, when the time comes to move again, I will definately use 1st Choice and Jacob Crowder.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$145,000

Jennifer E.
09/2010
1.0
mortgage broker
  + -1 more
They were awful and we wouldn't recommend them. They lied. We spent 3 months working on trying to do construction on a term loan which they called us about. They sold us a program that was basically a lie. They put us through a very hard time. I would never recommend them or their vice president Jacob Crowder.
Description of Work: We used 1st Choice Mortgage because we were looking to get a mortgage with them.

Rating CategoryRating out of 5
quality
1.0
value
1.0
professionalism
1.0
responsiveness
1.0
punctuality
1.0


Kathrina H.
02/2010
5.0
mortgage broker
  + -1 more
We're military so at the time we resided in another state while attempting to purchase a home at our future duty station in another state. I made several phone calls to mortgage companies that provided FHA loans and this man really stood out so I chose him,and he stuck it out with me for 5 long agonizing months. He did almost everything in three's because the first two homes where close calls but the price ended up not being right once we were under contract. He took initiative to communicate with my realtor and anyone else that required his assistance in finalizing the transaction. What mattered to me the most was not only his thouroughness but also his patience and understanding. I made countless phone calls with MANY questions over this 5 month period and he never once became annoyed or aggrevated. Matter of fact, he would even take the time after business hours. Once we found the right house, he acted fast. It was beginning of December and he was determined to get us in by Christmas. Sent us all docuemnets through UPS and walked us through the agonizing paperwork over the phone and through e-mail. He left absolutley nothing out and gave us an amazing fixed APR and helped us cut extra costs where we could without jeopordizing our assests. Upbeat, great personality and truely cares about his customers.
Description of Work: Prepared financial documents and other paperwork required to purchase a home with a FHA 203k loan

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$109,000

    Contact information

    1021 Briargate Cir, Columbia, SC 29210

    www.1stchoicewholesale.com

    Licensing

    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies

    FAQ

    1st Choice Mortgage is currently rated 3.5 overall out of 5.
    No, 1st Choice Mortgage does not offer free project estimates.
    No, 1st Choice Mortgage does not offer eco-friendly accreditations.
    No, 1st Choice Mortgage does not offer a senior discount.
    No, 1st Choice Mortgage does not offer emergency services.
    No, 1st Choice Mortgage does not offer warranties.
    1st Choice Mortgage offers the following services: Mortage & home refinance services.

    Contact information

    1021 Briargate Cir, Columbia, SC 29210

    www.1stchoicewholesale.com