As a homebuilder in Southwestern PA, I find that potential Buyers seeking to build a new home are not familiar with today’s common methods of residential construction which include on-site 'stick built' or off-site 'modular' built. These include ranch, cape cod, and 2-story homes that are identical in style and built to the same building code with the modular home constructed in a climate controlled friendly environment and transported 85% complete to the job site in modules. The modular home has many more benefits including up to a 50% reduction in heating & cooling costs plus installed on a full basement foundation. Conversely, a mobile/trailer home is built to a much less stringent building code and set on blocks. While 'mobile' homes may be built for less than $100,000, the homes built to the universal building code, both site built and modular, start at $300,000 excluding the lot. Those seeking to build the traditional home styles should qualify for financing to cover those costs.