Joan Roberts of Fairway Independent Mortgage Corp

Mortgage Companies

About us

Joan Roberts NMLS #449699 from Fairway Independent Mortgage Corp. NMLS#2289 in Cincinnati, OH, is a seasoned residential loan originator who makes the loan process as smooth and pleasant as possible. A great problem solver, Joan can often do loans for people who have been turned down by other lenders. She ensures that her customers are provided with the options suitable for them so that they can make the best decisions regarding the financing of their home. Joan is professional, but fun to work with. She is licensed in OH and KY and can do loans anywhere in those states.

Business highlights

29 years of trusted experience

Services we offer

Mortgages, Conventional, VA, FHA, Rural Development, First Time Home Buyer Programs, Fixed & Variable Rates, Investment Property, Purchases & Refinances, Debt Consolidation Loans

Services we don't offer

Commercial Loans, Home Equity Lines Of Credit

Amenities

Free Estimates
Yes


Accepted payment methods

American Express
Check
Discover
MasterCard
Visa

Photos of past projects

Reviews

4.934 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
91%
4
6%
3
3%
2
0%
1
0%


Rating CategoryRating out of 5
quality
4.9
value
4.9
professionalism
5.0
responsiveness
4.9
punctuality
5.0
Showing 1-25 of 34 reviews

Angela C.
04/2020
5.0
mortgage broker
  + -1 more
well joan is an outstanding proactive highly competent banker she is a joy!
Description of Work: refi on a mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Joan Roberts of Fairway Independent Mortgage Corp
Thank you, [Member Name Removed]. You have been a joy to work with, too.

Cindy R.
06/2018
5.0
mortgage broker
  + -1 more
I contacted Joan Roberts 3 years ago when I was interested in selling my home and purchasing another. She was so helpful and gave me such good info and even when I didn't make any move after my pre-approval, she was so gracious and invited me to contact her if I ever needed anything she could help with. Recently, I decided to try to cash out /refinance my current home, due to different circumstances. I didn't even know if I could qualify for a loan. I contacted Joan and without missing a beat, she jumped right in to see if she could help. We started out by applying for one type of loan but then were able to go for a better deal once the appraisal was done. She had to completely redo the application for me and yet, never batted an eye. Working with Joan was a breeze. She kept me informed at every step and often called to touch base. Any questions I had, I could call or email and have an answer right away. She so friendly and professional and was a joy to work with. She really helped keep my stress level to a minimum. We completed the closing a few days ago. I am just very pleased not only with the result, but with the way Joan and her team helped me through the process. Thanks again Joan!
Description of Work: Cash Back Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Kim G.
01/2018
5.0
mortgage broker
  + -1 more
Joan was very friendly, professional and knowledgeable. She was on point with all the necessary communications and details of the project. We would highly recommend Joan to all our family and friends.
Description of Work: Mortgage Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Joan Roberts of Fairway Independent Mortgage Corp
Thank you, [Member Name Removed]. It was a pleasure helping you refinance your beautiful home.

Jason A.
01/2018
3.0
mortgage broker
  + -1 more
Overall, the process with Joan/ Fairway worked out fine in the end, but getting to that "end" was a huge challenge. We started out the process by receiving a pre-approval letter from Fairway to purchase a home BEFORE selling our current home. But after we put an offer in on a home, and that offer was accepted, all of a sudden Fairway seemed to waffle, which caused significant stress and anxiety for us as homebuyers with excellent credit. Although Joan was always kind, respectful, and professional, we felt that she lacked some attention-to-detail. As an example, on multiple occasions, we had to discuss the same information with her and she responded as if she was hearing the information for the first time. Having that experience while ALSO selling our current home, made this process feel like complete madness. As mentioned previously, in the end, everything worked out. However, from the moment we were under a purchase contract up to the VERY LAST MINUTE of the loan closing, we did not have full confidence in Joan/ Fairway. Still, Joan is one of the most honest and sweetest people you could ever meet.
Description of Work: A trustworthy mortgage loan officer to help me and my partner purchase a new home in the Greater Cincinnati area.

Rating CategoryRating out of 5
quality
4.0
value
4.0
professionalism
5.0
responsiveness
3.0
punctuality
5.0

$6,000

Response from Joan Roberts of Fairway Independent Mortgage Corp
[Member Name Removed], I am calling you to discuss further. We rarely get a bad review, so want to learn more about how you felt things went. I felt that your realtor was sabotaging us a bit --you told me she didn't send me the contract because she wanted her friend to do the loan and I had to ask you to send it to me so we could get started.. But let's talk. I am always willing to learn how to improve.

Ross P.
10/2017
5.0
mortgage broker
  + -1 more
Joan provided me with an excellent loan and low rate to fit my needs. She was very responsive and kept me informed every step of the way. She cared about my loan and even attended my closing. I would definitely recommend her to others.
Description of Work: Home loan mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Lynn M.
08/2017
5.0
mortgage broker
  + -1 more
FANTASTIC !! There is no one else I would ever consider handling my Loan than JOAN ROBERTS at Fairway Mortgage!! From the very beginning with a Pre-Approval Letter to the closing Joan was right there for Me!! She has an incredible team as well. Much of my dealings were handled over the computer but there were times I wanted to come in, and that was so nice because Joan works with you and your comfort zone in mind. She patiently explained things to me when I didn't understand until I did! Joan is Always up-to-date on the current updates of the market, interest rates, and the RIGHT Loan that fits her client , the best!! She is quick to respond (I seriously don't remember ever going to a voice mail), she uses what suits you best , email, text, phone and (my favorite ) in person. She is just a joy to be around !! Joan handles whatever the situation is ( a typical or bizarre critical one), with utmost professionalism, in-depth knowledge /experience and with a smile, (when I thought I was falling apart). Joan was always in my corner and always had my back. I'm sincerely grateful to her and her team for helping me acquire a home, a home of my dreams!! What Joan has is not only an incredible profession but something I believe is a gift!! Thank you from my heart Joan.
Description of Work: Purchased a new home used the BEST Loan Officer in the business!! Joan Roberts at Fairway !! I was looking for a home in a new state with not a lot of time. Joan and I met and I found her to be extremely knowledgeable, professional and really nice too!! Please continue to read further .,,,

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,000

Response from Joan Roberts of Fairway Independent Mortgage Corp
It was a pleasure to work with you. Thank you so much!

Lula P.
07/2017
5.0
mortgage broker
  + -1 more
Joan makes the process of refinancing as easy as possible. And that's no small thing when there are 3 going on at the same time!!! Over the years I have engaged Joan's services many times, and I don't even shop around anymore because I KNOW I am getting the most careful, honest, thorough attention one can get. An added bonus - they will even come to your house to do all of the paperwork!!! I would recommend Joan for any seasoned real estate investor as well as a first time homebuyer - she really cares!
Description of Work: I needed to refinance 3 mortgages at one time.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$8,000

Response from Joan Roberts of Fairway Independent Mortgage Corp
Thank you! Hope you are having a wonderful summer!

Lori P.
07/2017
5.0
mortgage broker
  + -1 more
The process was extremely smooth. Joan goes out of her way to be patient and explain every step of the process. I recommend her for both first time homebuyers as well as experienced investors. When asking for a location, this review process does not allow me to put in my home information without the exact address, but I would like to add that THEY come to YOU if you need them too - and you can close in the comfort of your own home!
Description of Work: re-finance of 3 properties

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$9,000

Response from Joan Roberts of Fairway Independent Mortgage Corp
Thanks, [Member Name Removed]!

Joseph S.
06/2017
5.0
mortgage broker
  + -1 more
Joan was beyond great with all services we received. She was kind and courteous as well as very quick to respond. Joan is very intelligent and was able to help us in a difficult case. I would recommend Joan to all who are looking to buy a home! Great work, we are super happy!
Description of Work: Receiving a loan for our house.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Joan Roberts of Fairway Independent Mortgage Corp
Thank you! Have a wonderful summer!

Oliver S.
05/2017
5.0
mortgage broker
  + -1 more
Joan was knowledgeable, professional, and took a significant amount of time to explain terms, process, and costs associated with the mortgage. I would highly recommend her for anyone looking to purchase a home in the Cincinnati area
Description of Work: Local mortgage company offering the a services for the purchase of a home. While they could not beat the larger credit unions interest-rate, the service was outstanding, and I wish we could have used them.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Joan Roberts of Fairway Independent Mortgage Corp
Thank you for the nice review. I enjoyed helping you. Best wishes for the future!

Christine B.
02/2017
5.0
mortgage broker
  + -1 more
Every step of the way was incredibly efficient and professional. We refinanced in mid 2016 during the nadir of interest rates and she got us an excellent rate.
Description of Work: Refinancing.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Joan Roberts of Fairway Independent Mortgage Corp
Thank you, [Member Name Removed]! Hope all is well for your family.

Brian M.
10/2016
5.0
mortgage broker
  + -1 more
It went very well. Refinance done quickly and professionally. I would do business with her again.
Description of Work: Refinance my mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Brian M.
10/2016
5.0
mortgage broker
  + -1 more
Excellent! Joan Roberts stepped us through the loan process and thoroughly explained what was happening every step of the way. She provided options and suggestions as we went through the process. She did not mind when we re-asked questions or needed something re-explained. She was flexible when working with us on signing / returning document, setting up the closing, etc... The closing cost estimates were very close to the actual costs. We would definitely do business with Joan / Fairway Mortgage again. We strongly recommend!
Description of Work: We refinanced our home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Christopher W.
10/2016
5.0
mortgage broker
  + -1 more
The process went perfectly. Very fast, and professional. Joan answered every question almost immediately. She was able to receive the loan information and close the deal in less then 3 weeks, when another company couldn't get it done in 2 months! Excellent experience!
Description of Work: Fairway independent mortgage corporation provided a home loan application process. Joan Roberts was my loan officer and provided flawless service.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,600

Jill J.
09/2016
5.0
mortgage broker
  + -1 more
Joan Roberts at Fairway Mortgage was fantastic as always! I am in the Real Estate Industry and have worked with her on numerous occasions as she helped several of our clients purchase their own homes. However, this was the first time I had worked with her for my own personal benefit. Even though I was very familiar with the process, it is very different when it is for your own home. We started to work with Joan several years ago. We had had some financial issues in the past which prevented us from purchasing at the time and we knew it would be a while before we could get a traditional loan. However, we met with Joan so that we could go over what our options were and what we could do to improve our situation. She told us that due to loan guidelines, we would need to wait 3 years before we could get a traditional loan. We decided to enter into a land contract with the seller in the meantime. However, Joan gave us some advice on how to improve our credit so that when the time came, we would have no issues refinancing. She even gave us referrals for credit counselors. When it finally came time that we could possibly get a traditional loan, Joan held our hand every step of the way, reassuring us. Since we had been through so much leading up to this point of I was very worried that we had not done enough to be able to refinance. But Joan was there to put my fears to rest. The loan process was as smooth as possible. Yes, there was lots of paperwork, but Joan was very good about making sure that we got everything in in a timely manner so that there were no issues. She was in constant communication with us to make sure we knew what was needed and when. We did have a slight delay in the closing, but that was at no fault of Joan's. The seller was very slow with his follow-up. But Joan kept on him and us to make sure she got the required paperwork as quickly as possible. All-in-all we only were delayed for a couple of days. I have worked with dozens of loan officers in the past on closings for our clients and none of them compare to Joan. They do not respond timely or at all and deadlines mean nothing to them. I would highly recommend Joan to anyone. She has always been very professional, in constant communication and always quick to respond
Description of Work: Joan helped us refinance our home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,995

Cindie M.
09/2016
5.0
mortgage broker
  + -1 more
The service they provided was absolutely flawless. They made the process of getting our mortgage loan so easy and when we had questions they answered and responded to them without delay. We used them because they were highly recommended by many and now we know why. We would recommend them to everyone we know and our realtor was so impressed, she now recommends them to her clients as well.
Description of Work: We got our Mortgage loan through Fairway

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Kris H.
08/2016
5.0
mortgage broker
  + -1 more
Excellent. Joan is the best mortgage broker I've ever worked with. She is professional, personable and knows her stuff. She is very thorough and kept us informed of where we were at in the process and what additional documents or information were needed. She helped with what I thought might be a difficult situation--I changed jobs in the middle of the mortgage application process, and she made it work. Plus, she's just a nice person! I can't recommend her highly enough.
Description of Work: Worked with Joan Roberts to secure a mortgage for a new home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Manuela S.
11/2015
5.0
mortgage broker
  + -1 more
My experience with Joan Roberts was excellent. She was very patient in answering questions and willing to take time to go trough documents. The pre-approval process was very thorough, so that by the time we wanted to go ahead with the loan, there were only a few documents that needed to be updated. Although the law had just changed in October, Joan Roberts and her team, made sure that we closed in a timely manner. We even managed to close one week before the estimated original closing date. Communication with Fairway Mortgage is very simple as everything can be handled electronically which makes the communication very fast. Joan always responded to my calls fast. Always called back. And she made it a point to personally come to our closing, which was very nice and she did not have to do that. So she really cares about the people she works with. I was very pleased with the overall experience and would definitely recommend Joan to other people and will certainly consider her again in the future for myself.
Description of Work: Loan for home purchase

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Chris J.
09/2015
5.0
mortgage broker
  + -1 more
Joan Roberts and the team she works with was excellent. Every person I dealt with was quick to return calls, answer emails, and provide advice as we needed it. We actually completed the entire loan process from the comfort of our home. All correspondence and document transfer was handled via Fairways secure website and we closed the loan on our kitchen table. I would recommend Joan and Fairway to anyone looking for a home loan.
Description of Work: Refinance cash out mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1

Sarah Y.
03/2015
5.0
mortgage broker
  + -1 more
Joan has been great throughout this whole home buying process. She is very good at helping you find the best path to take. She gives you options and is good at keeping you informed. I would highly recommend her to first time buyers. Thanks Joan!!!
Description of Work: Joan was able to help me find and choose a mortgage within my preset budget. She assisted me in knowing what is typical in regards to taxes and insurance fees for the area and type of house I wanted to purchase. She helped by providing resources so that I would know what to expect. Not to mention when I was having anxiety over loan approval she would help me get through it with positive feedback at the same time letting me know of any barriers to watch out for and how to get over them.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Paul P.
11/2014
5.0
mortgage broker
  + -1 more
My wife and I have worked with Joan Roberts for years and she ALWAYS gets our first pass when we are buying or refinancing a property, and 9 times out of 10 she gets the business. I was a first time homebuyer in 2009 and Joan made the process as easy as it could possibly be. She was thorough, patient, diligent, and researched every possible loan situation to fit our needs in the best way. My wife introduced me to Joan after years of partnering with her on investment property. The number of loans closed through Joan Roberts and whatever company she happens to be with at the time are too many to count. I say and quot;whatever companyand quot; not to indicate that Ms. Roberts moves frequently or sporadically, but to indicate that she attaches herself to the most reputable company that offers the widest range of options at a particular time. You will never find a more ethical loan officer. Highly recommended.
Description of Work: Closed a specialized loan on investment property.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

Julie S.
07/2014
5.0
mortgage broker
  + -1 more
I recommended Joan Roberts and Fairway to my friends and first time buyer clients. She detailed every step in the process, answering all questions, concerns and every other aspect of this home buying experience for this young couple. Even though we had to change from conventional financing to FHA financing very close to the end of the process, things as usual with Fairway and Joan, went smoothly and we closed only 7 days past contract close date! Joan kept me informed every step of the way also, which is a great help to a realtor. I couldn't be happier with Joan and Fairway, neither can my clients!
Description of Work: Joan Roberts was the loan officer providing exceptional customer service to my clients, even meeting with them at my office in Anderson.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$132,500

Julie S.
11/2013
5.0
mortgage broker
  + -1 more
Joan Roberts helped my single parent client buy the house of her dreams! Joan goes the extra mile; she's as knowledgeable as she is caring. Some prequalification letters aren't worth the paper they are written on. If you get a prequalification from Joan, you know your client will able to purchase a home.
Description of Work: Joan Roberts, loan officer, found financing for my client, after she'd been rejected by other lenders.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$61,500

Deb D.
10/2013
5.0
mortgage broker
  + -1 more
Her communication and processing is very quick and thorough. She was going to be able to get our loan processed in under 20 days. She is very tenacious; she doesn't stop looking for solutions until all avenues have been exhausted. As pleased as I am with her performance during our difficult situation, I can only imagine how smooth and expedient the typical mortgage process is with Joan. Also, the online document system with Fairway Mortgage was very easy to use and made the paperwork process so much easier.
Description of Work: Joan Roberts goes above and beyond! We had an unusual situation with our home purchase, and, while other mortgage officers were hesitant to help, Joan took the time to explore all of our options with us. She has an in-depth knowledge of the loan products, which was especially helpful with our circumstance. We ended up having to purchase with cash, but, Joan will definitely get our business when it is time to refinance our home.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Randy J.
05/2013
5.0
mortgage broker
  + -1 more
Fantastic, Joan went out of her way to make the process smooth and simple. Joan was always on the ball.
Description of Work: Refinance.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000
    • 1(current)
    • 2

Contact information

4520 Cooper Rd Ste 200, Cincinnati, OH 45242

http://www.LoansbyJoanRoberts.com

Service hours

Monday:
8:00 AM - 5:30 PM
Tuesday:
8:00 AM - 5:30 PM
Wednesday:
8:00 AM - 5:30 PM
Thursday:
8:00 AM - 5:30 PM
Friday:
8:00 AM - 5:30 PM

Licensing

Bonded

Insured

Licensed*

Trade License Number
NMLS #449699
Trade License Locale
OH, KY and IN
Trade License Authority
FIMC #2289
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies

FAQ

Joan Roberts of Fairway Independent Mortgage Corp is currently rated 4.9 overall out of 5.

Monday: 8:00 AM - 5:30 PM

Tuesday: 8:00 AM - 5:30 PM

Wednesday: 8:00 AM - 5:30 PM

Thursday: 8:00 AM - 5:30 PM

Friday: 8:00 AM - 5:30 PM

Joan Roberts of Fairway Independent Mortgage Corp accepts the following forms of payment: American Express,Check,Discover,MasterCard,Visa
Yes, Joan Roberts of Fairway Independent Mortgage Corp offers free project estimates.
No, Joan Roberts of Fairway Independent Mortgage Corp does not offer eco-friendly accreditations.
No, Joan Roberts of Fairway Independent Mortgage Corp does not offer a senior discount.
No, Joan Roberts of Fairway Independent Mortgage Corp does not offer emergency services.
No, Joan Roberts of Fairway Independent Mortgage Corp does not offer warranties.
Joan Roberts of Fairway Independent Mortgage Corp offers the following services: Mortgages, Conventional, VA, FHA, Rural Development, First Time Home Buyer Programs, Fixed & Variable Rates, Investment Property, Purchases & Refinances, Debt Consolidation Loans
Commercial Loans, Home Equity Lines Of Credit

Contact information

4520 Cooper Rd Ste 200, Cincinnati, OH 45242

http://www.LoansbyJoanRoberts.com

Service hours

Monday:
8:00 AM - 5:30 PM
Tuesday:
8:00 AM - 5:30 PM
Wednesday:
8:00 AM - 5:30 PM
Thursday:
8:00 AM - 5:30 PM
Friday:
8:00 AM - 5:30 PM