Amerifirst Home Mortgage

Mortgage Companies

About us

I have been in the mortgage industry for over 23 years. The most fulfilling aspect of my career is helping over 2900 young families achieve the American Dream of Home Ownership. I have also helped thousands of clients reduce their payments and eliminate mortgage debt over the past 23 years. We have mortgage products for the first time home buyer to those who need reverse mortgages in the twilight of their mortgage life.

Business highlights

40 years of trusted experience

Services we offer

We provide simple options for purchases and refinances. We specialize in FHA/VA/Conventional/203K/Reverse mortgages.

Amenities

Free Estimates
Yes
Warranties
Yes


Accepted payment methods

Check
Financing Available
MasterCard
Visa

Photos of past projects

Reviews

4.89 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
78%
4
0%
3
11%
2
0%
1
11%


Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
4.8
responsiveness
4.8
punctuality
4.8
Showing 1-9 of 9 reviews

Brian M.
02/2016
5.0
mortgage broker
  + -1 more
Everything is going well. They're always happy to answer any questions, and they're very responsive whenever I reach out to them.
Description of Work: They service my mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Robert H.
09/2014
5.0
mortgage broker
  + -1 more
Everything has been going well. They were very knowledgeable and helpful, and they did a good job of walking us through the application and approval process for the mortgage.
Description of Work: They helped us to finance our house, and they now service our mortgage.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0

Yes, I recommend this pro

Response from Amerifirst Home Mortgage
It is always rewarding to help a young couple to achieve the "American Dream" of home ownership.

Jennifer W.
06/2014
1.0
mortgage broker
  + -1 more
The man I dealt with was unprofessional and dishonest. I had to call him every day to get an update on where things stood and he would only speak in generalities like "well, once I get it back, I'll make sure everything looks ok then we can move on." No matter how much I pushed I always felt like I was getting the runaround. The last straw was when I let him know that I found another bank that would do our loan for 0.5% lower interest rate and half the closing costs. He told me that he called that bank and that their lowest rate was only 1/8% lower than them. This was a blatant lie. I cut off all dealings and went with the other bank and I'm so glad I did! I realize now how much he was ripping us off and gouging us with fees and the interest rate. The Amerifirst representative was going to have us put down 7.5% on an FHA loan, but their fees and interest rate (4.25%) were so much higher than we would have had a $50/month higher payment than with the new bank where we're only putting down 3.5% and have an interest rate of 3.75%. That alone would have cost my family $18,000 more over the life of the loan!!
Description of Work: We contacted this mortgage provider to handle the loan on a home we were buying. In the middle of the process, I halted the process and switched to another bank.

Rating CategoryRating out of 5
professionalism
1.0
responsiveness
4.0
punctuality
2.0


Response from Amerifirst Home Mortgage
As the branch manager, I want to apologize for any miscommunication or misunderstanding. Unfortunately, the loan officer you were dealing with was a new employee to the company. He was not familiar with the proper procedures and protocol here at AmeriFirst. The loan officer has learned valuable information and turned it into a learning experience. I apologize for any inconvenience this may have caused you. Rest assured AmeriFirst Home Mortgage has been and always will be a customer service driven company.

Michael S.
02/2014
5.0
mortgage broker
  + -1 more
Wonderful.
Description of Work: We bought a house.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$900,000

Response from Amerifirst Home Mortgage
Thank you for the review !! It is appreciated!

Brian M.
02/2014
5.0
mortgage broker
  + -1 more
They went above and beyond what I expected to help me get approval for my home loan.
Description of Work: Home loan.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Amerifirst Home Mortgage
It's always a pleasure helping someone achieve the "American Dream" of home ownership.

Tom L.
07/2013
5.0
mortgage broker
  + -1 more
My experience to them went very well. Their price was fair and reasonable. They did great a job! they closed it with a great rate and did it almost on time. They are hardworking people.
Description of Work: I used Amerifirst Home Mortgage for my loan.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Amerifirst Home Mortgage
Thank you for the positive review! It was great working with you again and enjoy your new home! Congratulations!

Ranisha C.
07/2012
5.0
mortgage broker
  + -1 more
Anyone buying a house in this day and age knows how difficult it can be to work with the bank. However, my loan officer worked extremely hard to get my loan processed. It was a very time consuming and tedious process, but she was very diligent and she kept me informed through every step of the process. I was also able to use a coupon for the appraisal that waived the fee completely!
Description of Work: I acquired a loan from the Dayton location.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0

Yes, I recommend this pro

Response from Amerifirst Home Mortgage
Happy anniversary! I hope the first in your home was great! I'm glad you had a great experience!

Roberto A.
06/2011
3.0
mortgage broker
  + -1 more
I stop the inquiring, because their fees were to high.
Description of Work: I was inquiring information about refinancing, but I did not do business with them.

Rating CategoryRating out of 5
professionalism
3.0
responsiveness
3.0
punctuality
3.0


Response from Amerifirst Home Mortgage
Thank you for the input [member name removed]. Unfortunately, the fees you are referring to are third party fees that are required for closing a mortgage loan

Jackie D.
02/2010
5.0
mortgage broker
  + -1 more
Steve was very professional and personable. He explained everything in detail, from application to closing. Steve made the loan process very easy.
Description of Work: Steve collected all of our financial information and pre-approved us for our mortgage loan at no cost. He went over all the details such as credit, downpayment, payments and closing costs. He gave us a great rate and great service.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Amerifirst Home Mortgage
Thank you for the great review! We pride ourselves on service here at AmeriFirst Home Mortgage!

    Contact information

    7631 Cheviot Rd Ste 2A, Cincinnati, OH 45247

    www.amerifirst.com

    Service hours

    Sunday:
    Closed
    Monday:
    8:30 AM - 8:30 PM
    Tuesday:
    8:30 AM - 8:30 PM
    Wednesday:
    8:30 AM - 8:30 PM
    Thursday:
    8:30 AM - 8:30 PM
    Friday:
    8:30 AM - 8:30 PM
    Saturday:
    Closed

    Licensing

    Insured

    Eco-friendly Accreditations

    LEED Accredited Professional
    No
    Energy Star Partner
    No
    EPA Lead-Safe Certified
    No
    Use Green Products or Work Practices
    Yes
    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies

    FAQ

    Amerifirst Home Mortgage is currently rated 4.8 overall out of 5.

    Sunday: Closed

    Monday: 8:30 AM - 8:30 PM

    Tuesday: 8:30 AM - 8:30 PM

    Wednesday: 8:30 AM - 8:30 PM

    Thursday: 8:30 AM - 8:30 PM

    Friday: 8:30 AM - 8:30 PM

    Saturday: Closed

    Amerifirst Home Mortgage accepts the following forms of payment: Check,Financing Available,MasterCard,Visa
    Yes, Amerifirst Home Mortgage offers free project estimates.
    Yes, Amerifirst Home Mortgage offers eco-friendly accreditations.
    No, Amerifirst Home Mortgage does not offer a senior discount.
    No, Amerifirst Home Mortgage does not offer emergency services.
    Yes, Amerifirst Home Mortgage offers warranties.
    Amerifirst Home Mortgage offers the following services: We provide simple options for purchases and refinances. We specialize in FHA/VA/Conventional/203K/Reverse mortgages.

    Contact information

    7631 Cheviot Rd Ste 2A, Cincinnati, OH 45247

    www.amerifirst.com

    Service hours

    Sunday:
    Closed
    Monday:
    8:30 AM - 8:30 PM
    Tuesday:
    8:30 AM - 8:30 PM
    Wednesday:
    8:30 AM - 8:30 PM
    Thursday:
    8:30 AM - 8:30 PM
    Friday:
    8:30 AM - 8:30 PM
    Saturday:
    Closed