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Detailed cleaning, air quality testing, and proper disposal of hazardous materials.

In most cases, homeowners insurance doesn't cover asbestos abatement. Insurance policies frequently exclude coverage for pollutants, contaminants, and hazardous materials, which include asbestos. It's considered a pre-existing condition in homes built before its ban, so removal is seen as a maintenance expense rather than an insurable loss. There may be an exception if the asbestos-containing materials are disturbed due to a covered event, such as fire or storm damage. Some policies may cover the abatement as a part of those repairs.

You shouldn’t see a difference in your home’s value from your local property assessor if you have asbestos. Does asbestos affect home value when you are selling the home, though? If you are planning to sell the home, most jurisdictions require you to legally disclose the presence of asbestos to any buyer. Most buyers would have reservations about purchasing a home with asbestos, so they may offer less for the home. If you hire a pro to completely remove the asbestos, you do not have to disclose to buyers that the home once had asbestos.

Although the use of asbestos has declined since the 1980s, it remains in several different types of building construction materials for insulation and as a fire retardant. Typically, asbestos can be found in materials such as ceiling and floor tiles, heat-resistant fabrics and coatings, and roof shingles. You may also find asbestos in textured paint and patching compounds.