I am a Top Producer with U.S. Bank specializing in Relocation/Purchase business with an expanded team focused on the best quality and service for you. Mortgage purchases and refinances to include FHA, VA, Dr loans, portfolio loan products, low down payment programs, 80/10/10 options, HELOCS, and so many more products and banking services. As a residential mortgage banker selling in all states with almost 20 years experience doing 99% purchase business I have been in the industry working as a loan officer since 1999. I have been in outside sales since 1980. I understand and believe that the most important part of my position is building trust in my relationships whether it is with business partners, clients, friends or associates. In this industry choosing the right loan officer is as important as the right mortgage and the right home. I consider myself a lender for life. I will remain in contact with you long after your closing to assist you in any way possible; whether to lower your rate or help you with your next purchase. What sets me apart from my competition is personalization. Taking the time to get to know my clients and listening to their financial goals helps me to enhance the outcome of a brighter financial future. See you at the closing table!