Ruoff Home Mortgage

Mortgage Companies, Insurance Agencies, Real Estate Appraisals

About us

Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank committed to helping you find the right mortgage product for your needs. We are licensed in Indiana, Illinois and Michigan. Because we understand that every borrower is different, we offer a variety of products to meet your individual requirements such as conventional mortgages, FHA mortgages, VA mortgages, new construction mortgages, and home equity loans. We also offer first-time homebuyer programs through Indiana Housing and Community Development Authority. With over 25 years of experience, we make the process of securing a mortgage simple and straight forward - with no hidden costs and no surprises. Our own in-house processing, underwriting and closing departments can help expedite the whole process while providing individual personal service. Contact us today to find out more about our low closing costs and great rates on our many flexible mortgage products. Ruoff is also an independent insurance agent offering homeowners insurance, auto insurance, and life insurance products.

Business highlights

41 years of trusted experience

Services we offer

Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank committed to helping you find the right mortgage product for your needs. We are licensed in Indiana, Illinois and Michigan. Because we understand that every borrower is different, we offer a variety of products to meet your individual requirements such as conventional mortgages, FHA mortgages, VA mortgages, new construction mortgages, and home equity loans. We also offer first-time homebuyer programs through

Amenities

Free Estimates
Yes


Accepted payment methods

American Express
Check
Discover
Financing Available
MasterCard
Visa

Reviews

4.15 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
60%
4
0%
3
0%
2
20%
1
20%


Rating CategoryRating out of 5
quality
4.1
value
4.3
professionalism
4.6
responsiveness
4.6
punctuality
4.8
Showing 1-5 of 5 reviews

Chris F.
10/2015
5.0
mortgage broker
  + -1 more
Ruoff is an outstanding provider for home mortgages. Communication was very thorough from the start of the process to the end. Mark Willen was in charge of my loan and went out of his way to get me the information that best suited my needs. He and the entire team gave me what can only be considered their undivided attention. They were able to confirm my eligibility within a few days and set up the home inspection. The process was easy for me and didn't require my time away from work. Scheduling was always set to be convenient for me and my location at the time be it work or after hours. We were able to use email and fax to keep the process speedy and efficient. I felt very secure releasing my personal documents to Ruoff. I was so happy with my service that I referred a friend and he is using the company as well. Thanks to everyone at Ruoff for your great service!
Description of Work: Did the refinance work on my home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$500

TAMMY Y.
08/2015
1.0
mortgage broker
  + -1 more
We have been working specifically with Donnie Dodson to obtain pre-approval while we conducted our house search. I gave him all of our financial records for review and got the pre-approval. After several months of looking we finally found a house we liked that had multiple offers pending so we had to move quick and was satisfied that we were coming to the table with a pre-approval in hand. Our realtor double checked with him before we sat down to write the offer when he informed us that we would need thousands of dollars to close the deal. He had never told us that critical piece of information even though he knew our financial situation clearly showed we did not have ready access to that kind of money. They are the ?professionals? that we came to for help through the mortgage process. Had we have known up front how much money would be required we would not have wasted our time doing extensive house searches over the last few months but would have refocused our efforts to getting cash in hand. We have the credit and the income but don?t have that kind of cash lying around. I don?t take an investment that large too lightly and need a company that understands that as well. One of his e-mails states that he prides himself on being a resource for his customers, not just a loan officer. Ruoff or it's rep was not a "resource" for us.
Description of Work: Failed to give proper help in home mortgage process.

Rating CategoryRating out of 5
quality
1.0
professionalism
1.0
responsiveness
1.0


Alissa R.
02/2015
5.0
mortgage broker
  + -1 more
Amazing, I can't speak highly enough of this company. Ryan Frantz specifically has been working with me for over a year, I wasn't able to get financing last year and with his help I managed to raise my credit score. He went over all of the options and answered questions quickly. Buying a home can be scary, a lot of the lingo isn't common knowledge and he always made sure I knew what he was talking about. The process for approval and underwriting took literally no time. I was able to get them all required information and underwriting completed within 3-4 days. I would and will recommend this organization to all of my friends and family. Ryan's office number is 317.538.0849.
Description of Work: Worked with me on obtaining a home loan.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$900

Kaitlyn C.
06/2014
2.0
real estate appraisal, mortgage broker
  + 0 more
The experience with them was horrible. What they said at the beginning, was completely different at the end. We were told that we would receive one thing, and then when everything was said and done, it ended up being completely different. They ended up costing us thousand more dollars than we expected. They respond on time.
Description of Work: We used Ruoff Home Mortgage. They provided us with our mortgage services.

Rating CategoryRating out of 5
quality
2.0
value
2.0
professionalism
4.0
responsiveness
4.0
punctuality
4.0


Ron C.
09/2013
5.0
insurance companies, mortgage broker
  + 0 more
The employees at Ruoff have always been friendly and helpful for all of our insurance and mortgage needs. We have our auto and home owners insurance with them. We have also purchased a mortage and refinanced with them and they are very thorough and knowledgeable. We are very happy with all of the staff.
Description of Work: Ruoff is both our insurance agent and mortage agent.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Ruoff Home Mortgage
Ruoff Home Mortgage appreciates the business and continued support of [member name removed].

    Contact information

    1110 E DUPONT RD, Fort Wayne, IN 46825

    http://ruoff.com

    Service hours

    Sunday:
    Closed
    Monday:
    8:00 AM - 5:00 PM
    Tuesday:
    8:00 AM - 5:00 PM
    Wednesday:
    8:00 AM - 5:00 PM
    Thursday:
    8:00 AM - 5:00 PM
    Friday:
    8:00 AM - 5:00 PM
    Saturday:
    Closed

    Licensing

    Bonded

    Eco-friendly Accreditations

    LEED Accredited Professional
    No
    Energy Star Partner
    No
    EPA Lead-Safe Certified
    No
    Use Green Products or Work Practices
    Yes
    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies,
    Insurance Agencies,
    Real Estate Appraisals

    FAQ

    Ruoff Home Mortgage is currently rated 4.1 overall out of 5.

    Sunday: Closed

    Monday: 8:00 AM - 5:00 PM

    Tuesday: 8:00 AM - 5:00 PM

    Wednesday: 8:00 AM - 5:00 PM

    Thursday: 8:00 AM - 5:00 PM

    Friday: 8:00 AM - 5:00 PM

    Saturday: Closed

    Ruoff Home Mortgage accepts the following forms of payment: American Express,Check,Discover,Financing Available,MasterCard,Visa
    Yes, Ruoff Home Mortgage offers free project estimates.
    Yes, Ruoff Home Mortgage offers eco-friendly accreditations.
    No, Ruoff Home Mortgage does not offer a senior discount.
    No, Ruoff Home Mortgage does not offer emergency services.
    No, Ruoff Home Mortgage does not offer warranties.
    Ruoff Home Mortgage offers the following services: Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank committed to helping you find the right mortgage product for your needs. We are licensed in Indiana, Illinois and Michigan. Because we understand that every borrower is different, we offer a variety of products to meet your individual requirements such as conventional mortgages, FHA mortgages, VA mortgages, new construction mortgages, and home equity loans. We also offer first-time homebuyer programs through

    Contact information

    1110 E DUPONT RD, Fort Wayne, IN 46825

    http://ruoff.com

    Service hours

    Sunday:
    Closed
    Monday:
    8:00 AM - 5:00 PM
    Tuesday:
    8:00 AM - 5:00 PM
    Wednesday:
    8:00 AM - 5:00 PM
    Thursday:
    8:00 AM - 5:00 PM
    Friday:
    8:00 AM - 5:00 PM
    Saturday:
    Closed