Who does property appraisals?

<div><p>A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering <a href="https://www.angi.com/angi-license-check.htm">has the proper licensing</a> from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.</p></div>

Who hires a property appraiser?

<div><p>Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.</p></div>

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Verified Reviews for Property Appraisal pros in Surfside, FL

*The Angi rating for Property Appraisal companies in Surfside, FL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Surfside, FL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on March 30, 2025

Reviewed in June 2019
It could not have been quicker or easier. Mike did everything he said he could do, and the refinance was complete in less than 30 days. There were no surprises. I am 58, I have obtained many home mortgages in my life, and this experience was by far the best. Credit to angies list otherwise I...
Mike Murgatroy CrossCountry Mortgage
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Reviewed in May 2014
He arrived very promptly and walked through my condo answering any questions I had and providing alot of feedback for me a well, I was concerned with certain upgrades I was considering and that I was indecisive as to whether it wa recommended to do. He was extremely helpful and patient...
FTS Real Estate Appraisers
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Reviewed in July 2013
Fred always answered the phone and was at the appointment early, worked very quickly and professionally. Got the appraisal early and all went very well, very happy with the service!
FTS Real Estate Appraisers
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Reviewed in February 2018
It was so refreshing to deal with a true professional who responded quickly, answered all of my questions and was respectful of my time. His report was thorough and emailed to me promptly. The cost of the appraisal included the Angie's List Discount which was an added bonus. I will certainly use...
FTS Real Estate Appraisers
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Reviewed in April 2013
The process from start to finish could not have been better. Fred was totally professional in all respects. Set up was very easy. He came to the house on time. Answered any and all questions I had. He delivered the appraisal when promised. He discounted his fees being I was a member of...
FTS Real Estate Appraisers
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Reviewed in April 2014
Mr. Smith arrived on time at the site. He walked around the house and then walked through the house and inspected all of the rooms and garage. He took photographs of the interior and exterior and noted the condition of both. The property had a peculiar situation that impacted the appraisal and...
FTS Real Estate Appraisers
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Reviewed in April 2014
The vendor assigned a resource working in our immediate area, Bruce Gubnitsky. The main provider, Fred, was very prompt and called the next day after I sent a request through Angie's List. He advised that Bruce would be calling, which he did, in the same prompt manner. Bruce called and set a...
FTS Real Estate Appraisers
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Reviewed in December 2012
I was a realtor for 11 years, and I've seen a lot of appraisals. Fred was very thorough, very thoughtful, very professional. Can't recommend him highly enough.
FTS Real Estate Appraisers
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Reviewed in April 2015
Mr. Smith was very punctual, pleasant to work with, competent, and professional. I would recommend him to anyone looking for a reliable real estate appraisal.
FTS Real Estate Appraisers
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Reviewed in January 2014
Frank was very accommodating, punctual and professional. The appraisal was provided when needed even thought my time frame was extremely short.
FTS Real Estate Appraisers
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Property appraisers in Surfside

Property appraisals FAQs

An appraisal is an opinion of value, so anything that is expected to boost your home value is likely to work in your favor when it comes to the appraisal. Things like improving your curb appeal, painting, refinishing floors, and taking care of minor repairs are all good investments prior to ordering an appraisal. It’s also a good idea to clear out any clutter and complete a deep clean beforehand to show your property in the best light possible.

Appraisals aren’t required by law to complete a real estate transaction, but it’s unlikely that a lender will allow a buyer to close on a property without an appraisal, so, effectively, they are usually required. Your mortgage lender uses the property as collateral for your loan, and the appraisal is what the lender will base the mortgage on to confirm the value is there to justify their investment.

The average cost of a property appraisal is around $355, but different appraisers in your area could charge anywhere from $250 to $500. Appraisals for larger properties will often cost more, as will valuations for older properties. Appraisers will use homes in the surrounding area to help determine a valuation as well, so if your home doesn’t conform to the neighborhood standards, the valuation will require more work and will likely cost more.

A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering has the proper licensing from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.

Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.

The homeowners guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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FHA Appraisal Guidelines and Requirements

FHA loans are backed by the government and come with specific FHA appraisal guidelines and requirements. Learn what an FHA appraisal entails in this guide.