HOMEBANC - Mortgage Divison

Mortgage Companies, Financial Planning

About us

HomeBanc is a local community bank with serveal branches around Florida. We offer single family home, multi family and condo financing. We offer conventional, FHA, VA and Jumbo financing. We also offer financing to Canadians and UK citizens. We do all work in-house so closign are fast and professional. We also use local Appraisers unlike big banks where the appraisers can come from up to 90 miles away. You can get pre-approved by going to our secure website www.johnnycardosi.com and click on Loan Application. I will call you within hours to review and get you approved. There is NO FEE to apply or make Application. Most banks have a fee for these things. I am avaiable weekends and most holidays.

Business highlights

26 years of trusted experience

Services we offer

HOME, CONDO, & Mulit family financing. FHA, VA, Jumbo and HomePath financing available. We finance primary homes/condos as well as second homes and investment property.

Services we don't offer

Currently we do not offer Construction financing

Amenities

Free Estimates
Yes


Accepted payment methods

Check

Reviews

5.03 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
100%
4
0%
3
0%
2
0%
1
0%


Rating CategoryRating out of 5
quality
5.0
value
4.7
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Showing 1-3 of 3 reviews

ILANA F.
06/2010
5.0
mortgage broker
  + -1 more
Excellent from start to finsh. HomeBanc was efficient, expeditious, pleasant to work with, professional at all times. Kudos to management and staff.
Description of Work: Provided mortgage for new home purchase.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,500

ROBERT B.
08/2008
5.0
mortgage broker
  + -1 more
I did not enter an approximate cost, but Angie's list required it, so I entered $1. I believe for something like my mortgage, this is private info. :-) The price was fair and lower than the incompetent broker's price was going to be.
Description of Work: My mortgage broker (also hired off of Angie's List) was completely over his head for the job. I had a week to go before closing and was still awaiting financing. I found Johnny and he got me closed in time! My Realtors (both long-term people who told me AFTER I fired the previous broker) that they were amazingly impressed with Johnny (and had been secretly wishing I would fire the other one). Thanks, Johnny. You really pulled this one out of the fire.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1

HEATHER F.
01/2008
5.0
mortgage broker
  + -1 more
I contacted Johnny, and he immediately started work on finding a mortgage with the best benefits that met our criteria. There was a short time frame to accomplish the task. He worked tirelessly on it until the job was done. He was in constant contact with us. Anytime we called he answered. He gave us his cell and work phone so he could always be reached. He went above and beyond the call of duty. There were times he even came to my house to get papers signed to make sure they were submitted in time. To top it all off, he even came to the closing to make sure it went off without a hitch. Mortgage brokers never come to closings. Johnny did!
Description of Work: I hired Johnny to find a mortgage for my daughter who was to be a first time home-buyer. He found us a great mortgage with a lot of added benefits. We did not pay him out of pocket. His commission was paid in full by the lenders. The only reason I put a figure in the space above is because it is required in order to continue with the submission to Angies' list.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

    Contact information

    2973 West Bay Drive, Largo, FL 33770

    www.JohnnyCardosi.com

    Licensing

    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies,
    Financial Planning

    FAQ

    HOMEBANC - Mortgage Divison is currently rated 5 overall out of 5.
    HOMEBANC - Mortgage Divison accepts the following forms of payment: Check
    Yes, HOMEBANC - Mortgage Divison offers free project estimates.
    No, HOMEBANC - Mortgage Divison does not offer eco-friendly accreditations.
    No, HOMEBANC - Mortgage Divison does not offer a senior discount.
    No, HOMEBANC - Mortgage Divison does not offer emergency services.
    No, HOMEBANC - Mortgage Divison does not offer warranties.
    HOMEBANC - Mortgage Divison offers the following services: HOME, CONDO, & Mulit family financing. FHA, VA, Jumbo and HomePath financing available. We finance primary homes/condos as well as second homes and investment property.
    Currently we do not offer Construction financing

    Contact information

    2973 West Bay Drive, Largo, FL 33770

    www.JohnnyCardosi.com