Who does property appraisals?

<div><p>A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering <a href="https://www.angi.com/angi-license-check.htm">has the proper licensing</a> from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.</p></div>

Who hires a property appraiser?

<div><p>Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.</p></div>

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Verified Reviews for Property Appraisal pros in Monument, CO

*The Angi rating for Property Appraisal companies in Monument, CO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Monument, CO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on April 05, 2025

Reviewed in August 2020
Great! Have worked with Mike Murgatory and his wonderful team, on many occassions. They have always come through in a timely manner. Very helpful for seniors that aren't that computer savvy. Original loan was 3.5 and financed down to 2.5%. Completed all the paperwork at home and never saw anyone...
Mike Murgatroy CrossCountry Mortgage
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Reviewed in January 2015
Sharon was excellent. She explained the process up front. Told me what I needed to do in order for the process to go smoothly and what the timelines were. Everything happened exactly as she said it would and I received the appraisal by the following week. Sharon was very conscientious and...
Accurate Appraisals Inc
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Reviewed in May 2013
Nova Financial Service was thorough, knowledgeable, helpful and they went to the process step by step. They contacted me if there are any more information that they need to know.
NOVA FINANCIAL SVC INC
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Reviewed in March 2015
I contemplated whether or not I wanted to pay for an appraisal before putting it on the market. I am glad I did. I have a much more concrete knowledge of the value of my home. I definitley got my moneys worth. Sharon responded the same day and worked with my schedule well. She gave what I feel...
Accurate Appraisals Inc
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Reviewed in June 2014
Sharon Edwards did the appraisal on our home. I was impressed with the level of detail she provided on her report and the time she took to explain it all. She was prompt, courteous and professional.
Accurate Appraisals Inc
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Reviewed in September 2013
Sharon helped us tremendously in our preparations to negotiate a deal for the home we are renting. We got so much more than an appraisal! Sharon gave us an intelligent understanding of our area and home. She educated us on broader real estate trends and how to position ourselves for...
Accurate Appraisals Inc
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Reviewed in April 2015
Ms. Edwards was punctual, polite and professional. She did a thorough job evaluating our home and even offered her opinion on ways we had not realized would benefit us. We would recommend her to anyone looking for a real estate appraisal.
Accurate Appraisals Inc
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Reviewed in February 2014
We were very happy with the work of Accurate Appraisals. She called and made an appointment with us promptly. She was on time and professional. The appraisal was delivered to us on the date promised. She was very helpful, professional and answered all of my follow up questions.
Accurate Appraisals Inc
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Reviewed in May 2013
She arrived when she said she would and did the measurements and pictures in a timely fashion. Explained the time line as to when to expect the forms back and how to read them. Everything was done within the time she had given me. No bad experiences or surprises. She was very knowledgeable...
Accurate Appraisals Inc
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Reviewed in March 2014
We called Sharon and scheduled an appointment before flying to CSC to take care of our parents' house. She e-mailed us information and a contract, was right on time for the appointment, and spent a lot of time looking over the house and answering all the questions we have since we don't live...
Accurate Appraisals Inc
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Property appraisals FAQs

An appraisal is an opinion of value, so anything that is expected to boost your home value is likely to work in your favor when it comes to the appraisal. Things like improving your curb appeal, painting, refinishing floors, and taking care of minor repairs are all good investments prior to ordering an appraisal. It’s also a good idea to clear out any clutter and complete a deep clean beforehand to show your property in the best light possible.

Appraisals aren’t required by law to complete a real estate transaction, but it’s unlikely that a lender will allow a buyer to close on a property without an appraisal, so, effectively, they are usually required. Your mortgage lender uses the property as collateral for your loan, and the appraisal is what the lender will base the mortgage on to confirm the value is there to justify their investment.

The average cost of a property appraisal is around $355, but different appraisers in your area could charge anywhere from $250 to $500. Appraisals for larger properties will often cost more, as will valuations for older properties. Appraisers will use homes in the surrounding area to help determine a valuation as well, so if your home doesn’t conform to the neighborhood standards, the valuation will require more work and will likely cost more.

A licensed appraiser is the only individual that can carry out a property appraisal. You should always check to ensure an appraiser you’re considering has the proper licensing from your state. Additionally, since an appraisal is meant to be an unbiased opinion of a property’s value, you should confirm that the appraiser doesn’t have ties to any other party in the sale of the property.

Anyone can hire a property appraiser to confirm the inherent value of a property, but the buyer or buyer’s lender will usually choose the appraiser and pay the individual for their opinion. It’s also not uncommon for the seller’s side in a real estate transaction to hire an appraiser in order to justify an asking price or negotiate a higher selling price.

The homeowners guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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Dec 12, 2024

FHA Appraisal Guidelines and Requirements

FHA loans are backed by the government and come with specific FHA appraisal guidelines and requirements. Learn what an FHA appraisal entails in this guide.