CROSSON & KOROPP

The lender required an appraisal of the property to be purchased. Crosson & Korop were hired by the lender to do the appraisal. They sent out Daphine Koropp for the actual appraisal. This was an appraisal for purchase not refinance, but that should be irrelevant to the value of the house or the appraisal process. My ex-girlfriend and I purchased a house together, but the house was in her name. We have since ended our romantic relationship but remain on good terms. She did not want to keep the house so I decided to purchase it from her. We had worked out the terms and I contacted my lender to start the process. The problem with the appraiser, Daphine Koropp, was she make some assumptions about our relationship. She put in her paperwork that my ex-girlfriend was selling the house to her boyfriend. I am no longer her boyfriend, and who I am purchasing the house from is not a factor in the value of the house. She did not even ask if we were still in a relationship or if we were going to co-habitat, she just assumed. This created a problem because now the bank thinks that this is some kind of bailout. I feel she way overstepped ber boundaries in this situation and the loan officer agreed. She was there to appraise the house not to evaluate our relationship. I did not think I needed to clarify our relationship status. It really is none of her business: She did make a comment during the walk through that this is a great time to refinance, but I did not feel it necessary to correct her. She was there to appraise the house. This is the account of my very good friend. It was he and his ex-girlfriend involved in the transaction, not myself, however I have been very close to the entire process. He is not a member of Angie's List, but I felt this transgression should be publicized because of the obvious arrogance of the appraiser and it caused unnecessary hardship. After providing additional clarifying information the sale is proceeding.