How to Calculate the Right Breaker Size For Your Water Heater

Learn how to calculate the right water heater breaker size to avoid costly problems

Woman holding child is filling up the bathtub
Photo: svetikd / E+ / Getty Images
Woman holding child is filling up the bathtub
Photo: svetikd / E+ / Getty Images
C.E. Larusso
Written by C.E. Larusso
Contributing Writer
Updated May 14, 2024

Highlights

  • Circuit breakers that aren't sized properly can lead to expensive damage.

  • The NEC requires circuit breakers to be sized at 125% of the intended load.

  • Most residential water heaters require a 30-amp circuit breaker.

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Water heaters draw quite a bit of electricity during operation, so they need a breaker size that can adequately meet their demands. Breakers that are too small for the water heater will frequently trip, turning your water heater off, while breakers that are too large won't trip when they should, which can lead to fires and other damage. Use this guide to learn everything you need to know to find the right breaker size for your water heater. 

What's the Role of a Circuit Breaker for a Water Heater?

Circuit breakers can help to prevent electrical overloads and short circuits. They work by interrupting the flow of electricity when they find that the circuit has faulted or overloaded. Circuit breakers can help to prevent costly and potentially dangerous problems, like fires, equipment damage, and other electrical hazards.

Why Does the Circuit Breaker's Size Matter?

If a circuit breaker isn't properly sized for your water heater's wattage and voltage requirements, it can lead to safety problems. Breakers that are too small will cause the water heater breaker to trip too often, which means it will turn your water heater off even if it's functioning properly. And breakers that are too large won't trip when they should, which can lead to electrical fires.

Plus, under- and oversized breakers will make your water heater less efficient. So finding the right size can help you save on your monthly energy bills.

Factors That Affect Breaker Sizing

Technician inspecting water heater
Photo: Minerva Studio / iStock / Getty Images Plus / Getty Images
  • Voltage Rating: Water heaters have voltage ratings, which impact how much amperage they need to operate. Most residential water heaters operate at 240 volts, or 240V.

  • Wattage Rating: Your water heater's wattage refers to the amount of electrical power it uses to operate. This rating will directly impact the size of the breaker you need. 

  • Amperage: Amperage refers to how much electricity a water heater draws to operate. This rating will also impact what size breaker you need.

  • Continuous Load: Since water heaters often operate for three hours or more at a time, they're considered continuous load devices. The National Electric Code (NEC) mandates that continuous load circuits shouldn't be loaded to more than 80% of the breaker's amperage rating.

  • Wire Gauge: Different wire gauges, or sizes, can handle different amperages. So the size of the wires that connect your water heater to the breaker can affect what size breaker you need. 

  • Electrical Codes: Some buildings and municipalities require certain breaker sizes to ensure safety. Before investing in a breaker, contact your local authority to learn about any electrical code requirements. 

  • Ambient Temperature: The ambient temperature, aka the temperature of the environment that surrounds your breaker, can affect its performance, so make sure the breaker you choose is designed for the temperature ranges of the room where you install it.

  • Presence of Other Loads: If other household systems or appliances are sharing your water heater's breaker, you'll need to factor their electrical draw into the circuit breaker size in addition to the water heater's draw. 

How to Calculate the Right Size Circuit Breaker 

1. Find the Water Heater's Voltage and Wattage Ratings

You'll need the voltage and wattage ratings to calculate amperage. You can typically find these ratings in the water heater's manual, on a sticker attached to the tank, or on the thermostat. 

2. Calculate the Amperage

Once you have the water heater's voltage and wattage ratings, you can find its amperage by dividing the wattage by the voltage. So if your water heater has a 5,000 wattage rating and 240 voltage, you'd divide 5,000 by 240 to arrive at 20.83 amps. 

3. Calculate the Breaker Size

The NEC Code dictates that a circuit breaker must be sized at 125% of the intended load. So, whatever figure you arrived at during step two, you'd multiply by 1.25 to find your breaker size. For example, a water heater that uses 20.83 amps will require a circuit breaker of at least 26.03 amps since 20.83 x 1.25 = 26.03. 

Common Breaker Sizes by Gallon

Most residential water heaters require a 30-amp circuit breaker. But if your water heater has a 90-gallon capacity or more, you might need a bigger one. Here's a breakdown of common circuit breaker sizes based on gallon capacity.

Water Heater SizeCircuit Breaker Size
10 gallon water heater20 or 30 amps
20 gallon water heater20 or 30 amps
30 gallon water heater30 amps
40 gallon water heater30 amps
50 gallon water heater30 amps
60 gallon water heater30 amps
70 gallon water heater30 amps
80 gallon water heater30 amps
90 gallon water heater30 or 40 amps
100 gallon water heater30 or 40 amps

Frequently Asked Questions

Installing a circuit breaker is best handled by a local professional electrician. This project requires following strict electrical codes, and might even involve permits. Not only can electrical work be dangerous, but without the proper training that a pro will have, you could cause further damage to your home’s electrical system.

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Learn more about our contributor
C.E. Larusso
Written by C.E. Larusso
Contributing Writer
A professional content writer, C.E. has written about all things home, family, and wellness for a variety of publications, including HomeLight, Noodle, and Mimi. A third-generation Los Angeleno, she is always looking for ways to make the most of the sun, whether it be building an urban garden or decorating with the help of some low-maintenance, air-purifying plants.
A professional content writer, C.E. has written about all things home, family, and wellness for a variety of publications, including HomeLight, Noodle, and Mimi. A third-generation Los Angeleno, she is always looking for ways to make the most of the sun, whether it be building an urban garden or decorating with the help of some low-maintenance, air-purifying plants.
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