4 Types of Heat Pumps to Consider for Your Home

Keep cool or warm all year long with heat pumps

American house exterior with double garage
Photo: Iriana Shiyan / Adobe Stock
American house exterior with double garage
Photo: Iriana Shiyan / Adobe Stock
Get quotes from up to 3 pros!
Enter a zip below and get matched to top-rated pros near you.
Geo Icon

Choosing the right type of heat pump will ensure that you can enjoy your home’s temperature year-round, regardless of the weather outside. If you’re considering heat pumps, you may have noticed that there are a lot of options to choose from. Read on to find out more about the different types of heat pumps available to you and when to hire a local heat pump professional.

4 heat pump types compared, including air source, water source, and hybrid

Air Source

Air-source heat pumps use the air in and around your home to heat and cool it. In the winter, these units pull the heat from the air outside and bring it inside. And in the summer, the heat pump pulls the heat from inside your house and takes it outside.

This is the most commonly installed type of heat pump on the market. Ducted heat pumps cost $4,500 to $8,000.

Mini-Split Heat Pump

If you’re looking for a straightforward and quick installation, mini-splits are usually the best option out of all the different types of heat pumps. You install the compressor and condenser outside, while the main unit goes inside.

These are also ductless, which gives you a lot of flexibility on where you want to install the unit. Additionally, mini-splits can be multi-zone systems. You can expect to pay $1,300 to $8,000 for mini-splits.

ProsCons
Flexibility with installationHigh upfront cost
High energy efficiencyNoisier
Low maintenanceLess efficient in cold climates

Best for: New homes in moderate climates

Water Source

While air-source heat pumps extract heat from the air, water-source heat pumps extract and disperse heat via water. This system requires you to take advantage of a large body of water nearby, like a lake, river, aquifer, or ocean. This heat pump type is not commonly used in residences and runs from $10,000 to $20,000.

ProsCons
Consistent performanceHigh upfront cost
Longer lifespanMust have access to major water source
Sustainable May require a permit

Best for: Modern, energy-efficient homes with a well, lake, river, or pond

Ground Source

Ground-source heat pumps, also called geothermal heat pumps, use the earth to absorb and disperse heat. Temperatures change a lot on the surface, but they’re fairly stable 10 feet beneath the ground. Pipes or ground loops are installed underground with heat-transferring liquid inside. This allows the unit to pull or disperse heat into and from the ground, which is carried into the home for heating or cooling.

The complex installation means you’ll have higher up-front costs compared to air-source units, as these systems cost $6,000 to $20,000. However, the long-term advantages often outweigh the costs. They last twice as long as air-source heat pumps and can help decrease your utility bills by a whopping 70%.

ProsCons
DurableHigh cost upfront
QuietComplex installation
Provide heating and coolingRisk of contaminating water or soil

Best for: Homes in extreme climates with ample land

Hybrid Heat Pump

Hybrid heat pumps are sometimes called dual-fuel heat pumps. These systems combine both your heat pump and a second heating system, like a furnace or boiler. So whenever the temperature dips below a certain threshold, the system switches from using the heat pump to a furnace or boiler.

This is a great option for you if you live in an area that gets below freezing on a regular basis. While some heat pump systems can handle very low temperatures, others cannot. So being able to switch to a furnace or boiler means you’ll enjoy cozy warm temps on the coldest of winter days. This option is available for air and ground-source heat pumps and costs $2,500 to $10,000.

ProsCons
Lower energy billsExpensive to install
Long life expectancyHigh maintenance
SustainableRequires more space

Best for: Well-insulated homes in regions with fluctuating temperatures

Additional Heat Pump Options

Heat pump standing in backyard during summer
Photo: Westend61 / Adobe Stock

In addition to choosing between air, water, and ground-source heat pumps, there are several heat pump sub-types to consider. Once you’ve looked at your options, you should consult and hire a heat pump installer near you to make sure that the heat pump type you’re leaning toward will work well for your home.

Ductless vs. Ducted vs. Short-Run Ducted

One of the biggest decisions you’ll need to make is whether you want a ductless, ducted, or short-run ducted system. Not all types of heat pumps are compatible with each type. For example, ground-source and water-source heat pumps require ducts.

Ductless heat pumps don’t require a ducting system, so you can install the unit anywhere in your home. The downside is that you’ll need to install separate indoor units for every room that you want to heat or cool.

Ducted systems require ducts. These systems are whole-home systems and are typically more powerful than ductless ones. It can be costly to install ducts in a home if you don’t have them already, but if you already have ducts, it’ll be a better choice for you to go with a ducted heat pump system.

Short-run ducted systems are the middle ground between ductless and ducted. These systems are ducted, but only in a limited area in your home.

Multi-Zone vs. Single-Zone

Single-zone heat pumps heat and cool just one room in your home. You’ll have one outdoor unit and one indoor unit.

On the other hand, multi-zone heat pumps allow you to connect four to eight (or more) indoor units to one outdoor unit. You can use these for ducted or ductless systems, although it’s most commonly used for ductless units. You can set varying temperatures throughout the house depending on factors like occupancy and time of day.

Single-Stage vs. Two-Stage vs. Variable-Speed

Single-stage heat pumps only have two settings: on and off. Two-stage heat pumps have high, low, and off settings. The most sophisticated option is a variable-speed system because it will adjust its power output from between 25% to 100% of its capacity depending on factors like temperature and humidity.

Variable-speed pumps allow you to save on your electric bills and give you the most control over temperature and humidity levels in your home.

Alternative Energy Sources for Heat Pumps

Your air, water, and ground-source heat pumps run on electricity. However, there are other energy options available, depending on your heat pump type.

Solar

You may be able to couple solar power with your air-source or ground-source heat pumps to save money on your electric bills. Whether you’ll be able to successfully use solar to power your heat pump depends on how much electricity you can generate.

As a general rule of thumb, you’ll need to generate 1,500 watts of power per every 1 ton of your heat pump rating. To achieve this, you can expect to pay $18,000 to $39,000 just for the solar panels.

Absorption Heat Pump

While air-source heat pumps are usually powered by electricity, air-source absorption heat pumps are powered by other energy sources, including natural gas and propane. Sometimes, people use solar or geothermal-heated water, but natural gas is the most common.

Frequently Asked Questions

Your heat pump may not be able to handle certain temperatures in the winter. The actual temperature at which your heat pump stops being useful will depend on your unit type and model. Generally, your heat pump loses steam when it’s 25 to 40 degrees Fahrenheit.

However, some heat pump models can handle extremely cold weather, including temps as low as minus 22 degrees Fahrenheit. You should check your owner’s manual for exact information on your system.

Generally speaking, a heat pump will be cheaper to run because it’s more energy-efficient compared to a furnace. For example, you can expect to pay around $1,850 annually for a heat pump in cold weather, while you’d only spend $345 to run it in warm weather. On the other hand, a natural gas furnace can cost $2,540 annually in cold weather and $470 in warm weather.

Your heat pump should last you around 15 years depending on how well you take care of it and the climate you live in. For the longest life span possible, you should conduct regular maintenance on your heat pump twice a year and clean or replace filters monthly. Keep the evaporator coils clean, and remove all debris from your heat pump whenever you see it building up.

Need professional help with your project?
Get quotes from top-rated pros.
The homeowners guide to HVAC contractors
From average costs to expert advice, get all the answers you need to get your job done.
The exterior of a window AC unit
Mar 4, 2024
Mar 4, 2024
Before summer comes, be ready to keep your home cool with air conditioning. Find window AC unit costs, including installation costs, to prepare for the heat.
Air vents for heating
Jul 26, 2024
Jul 26, 2024
Curious about how much it will cost to add a return air vent? Our guide will help you discover the cost factors and ways to save on this project.
Woman using mobile phone in living room
Aug 27, 2024
Aug 27, 2024
Curious about your home’s radiator replacement cost? Let’s discuss what affects the price of a new unit and how to determine if repairing or replacing is in order.
Family laughing  while sitting on couch
Aug 26, 2024
Aug 26, 2024
Learning how to cut ductwork in place isn’t particularly hard if you have the right tools at the ready. Keep reading for a step-by-step guide.
Man adjusting heating thermostat
Sep 11, 2024
Sep 11, 2024
Baseboard heaters are simple to operate. Learn how to turn on baseboard heaters, how to maintain them, and important safety tips.
Woman in the living room relaxing after work
Sep 6, 2024
Sep 6, 2024
A fresh air intake HVAC system helps clean the air in your home and provides a source of oxygen for your furnace. Learn how an intake works in this guide.