Pros and Cons of Filling In a Pool With Dirt
Here’s the dirt on filling in your unwanted backyard oasis
Highlights
Homeowners insurance rates are higher for homes with pools.
Filling in a pool can save hundreds on monthly maintenance costs.
Inground pools have the potential to be a safety hazard.
Inground pool repairs cost an average of $655 each.
Some inground pools add 5%–8% to a home’s value.
For some, a backyard pool is a source of fun and relaxation, but for others, it’s a high-maintenance feature they could live without. Reviewing the pros and cons of filling in a pool can help you decide whether to keep or ditch yours. Maybe repair costs and higher homeowner’s insurance premiums are worth it, or you might think of your pool as an expensive luxury and a potential safety hazard. Here are some factors to consider before investing in the cost to fill in a pool with dirt.
6 Benefits to Filling In Your Pool
The reasons to bury that backyard concrete pool range from saving money on insurance, maintenance, and repairs to eliminating the safety risks that a pool carries with it. Here are all of the advantages of filling in your pool.
Save on Homeowners Insurance
While pools can be a source of comfort and relaxation, they also present a significant hazard to those who can’t swim. Pools cause nearly 400 drownings each year and are why drowning is the number one cause of death in young children.
Given those grim statistics, it's no wonder insurance companies see a swimming pool as a significant liability. Most charge higher homeowners insurance rates for homes with a backyard pool. That increase can be as low as $50 a year or as high as several hundred dollars a year, depending on the insurance company. By filling that pool in with dirt, you can fill your pockets with the money you save on your homeowner’s insurance.
Save Time and Money on Monthly Maintenance
Many people underestimate the cost of maintaining a pool, which can be pretty steep. If you pay a pool maintenance company, you’re likely forking over between $150 and $260 each month to maintain your pool, depending on its size and whether it’s salt water or chlorine. You’re also paying an additional $30 to $50 per month in utilities for running the pool’s pump for the required eight hours a day.
You can cut those costs down by doing it yourself, but you’ll still spend around $50 per month on chemicals (not to mention all the time you’ll be spending testing pool water, cleaning the pool filter, and adding chemicals).
You can eliminate those maintenance costs altogether and take back your free time if you decide to bury that pool.
Eliminate Safety Issues and Concerns
If you’re a pool owner, you’re responsible for ensuring that it's safe for your family and any other swimmers. That’s because most jurisdictions consider the pool an “attractive nuisance,” a legal term that means the landowner is responsible for an object on their land that may attract a child, such as a pool.
That means if you’re a pool owner, you must fence it in and make sure the gate remains locked when it's not in use. Even when you’re monitoring a pool, there’s still the risk of slips and falls that can lead to injuries. Hiring a pool removal company near you to fill the pool with dirt eliminates that threat and the worry that someone could be seriously injured.
Add Living Space to Your Backyard
Swimming pools take up a significant chunk of your backyard real estate, with the average pool occupying some 600 square feet. That’s a lot of land to sacrifice, especially if your family only uses the pool occasionally. By filling it in, you can reclaim your yard for other purposes, such as a garden, play set, deck, or patio.
Avoid the Risk of Serious Repairs
While you might be shocking your pool when it needs a chlorine treatment, you’ll be shocked when it demands a costly repair. Generally, you can expect to pay around $655 for the average cost of swimming pool repairs.
The cost gets steeper when you need to replace equipment. The average pool pump lasts between eight and 12 years before you’ll need to replace it for $700 to $1,300. You can expect to replace the pool filter every five to seven years to the tune of $1,500 to $2,000.
Then there’s the potential for leaks in the plumbing, which can cost anywhere from $350 to $2,700 to fix. If you fill in your pool, you can avoid a hefty unexpected repair bill.
May Help Sell Your Home Faster
While some dream of owning a home with a swimming pool in the backyard, a swimming pool can make it harder to sell your home. Unless you live in a climate where pools are the norm, most potential buyers view them as a liability.
If your pool is poorly maintained or detracts from the yard’s aesthetics, it could be doing even more damage to your home’s value. While filling in a pool is a significant expense, it may be worth it if you're planning to sell your home in a market that doesn’t value these luxury items.
3 Drawbacks to Filling In Your Pool
Given the cost of filling in a pool and potential restrictions on the land your pool occupies, there are also good reasons to consider keeping your pool. Here are the drawbacks to filling in your backyard watering hole.
Cost to Remove Your Pool
You may save money in the long run by filling in an inground pool, but you’ll pay a lot up-front to do it. The cost of filling in a pool with dirt varies depending on the size and location of the pool. You can expect to pay an average of $5,000 for a partial removal, where a pro removes part of the pool, collapses in the rest, and backfills it with dirt. If you want a full removal of the pool, expect to pay about twice that amount.
While you’ll eventually recoup that money in savings on homeowner’s insurance, pool maintenance, and utilities, it could take years to do so.
Pools Can Increase Your Property Value
If you live in a warmer climate—such as Florida, Texas, or Southern California—chances are an inground pool is actually adding to the value of your home. If your inground pool is in good shape and you live in a warm region, it will add between 5% and 8% to the value of your home.
Given this added value plus the high cost to fill in a pool, it may make sense to keep the pool to avoid a financial loss.
Possible Land Use Restrictions
Though your pool may be dead and buried, it can continue to haunt you with land use restrictions. Some cities restrict what you can and can’t do with the ground after you remove an inground pool.
Building codes may prevent you from building anything on the ground that was once the site of a pool, limiting its use to basic landscaping. Other municipalities vary these land use restrictions on whether you completed a full or partial pool removal. How you dispose of the pool could also impact the future sale of the home, as you’re required to disclose a partial pool fill-in to any potential buyers.
Should You Remove Your Swimming Pool?
As with many decisions involving renovating your property, deciding whether to remove a swimming pool is a question of money, safety, and convenience. If the pool isn’t something your family uses, and you don’t live in an area where it adds value to the home, it may make sense to spend the money to fill it with dirt. This is especially true if you're concerned about the liability that comes with pool ownership or you’d like to stop paying for regular pool maintenance.
If you happen to live in a warm climate where pools are in demand, your pool is in good condition, and you don’t mind the safety concerns, it probably doesn’t make sense to spend thousands of dollars to remove something that adds value to your property.