How Much Does a Pest Inspection Cost? [2025 Data]

What’s Included in a Pest Inspection?

During a pest inspection, a pest inspector will check the exterior and interior of a property for signs of pest problems, such as piles of wings, tunneling, dropping, and damaged wood. Pest inspectors also look for signs of moisture, which can attract termites and other pests, as well as areas around the home that are at risk for attracting pests in the future. At the end of the pest inspection, the inspector will provide a report detailing their findings and recommending any treatments or preventative measures. 

Pest Inspection Cost Factors

A number of factors can affect the cost of a pest inspection, but expect to pay between $250 and $675. The exact cost for a pest inspection varies, but it generally comes down to the following factors:

• The type of pest inspection

• Frequency 

• Home size

• Location

• Company

Types of Pest Inspections

Pest inspections vary in purpose as well as cost depending on the type, and the type of pest inspection you need can depend on the attached mortgage loan. Before approving a mortgage or mortgage refinance loan, many lenders require pest inspections to identify any hidden removal, extermination, or repair needs. 

The main types of pest inspections and their associated costs include:

• Wood-destroying organisms (WDO): Targeted at all wood-destroying organisms, including termites, certain fungi, and carpenter ants, WDO pest inspections are a common lender request. They average at $150.

• Termite letter/report: Targeted solely at termites, termite inspections are standard requirements for most lending companies and loan types. This inspection and subsequent report verify that a home doesn’t have an infestation. Depending on the type you need, a termite inspection cost is about $150.

• Termite bond: If a home has a termite infestation but the buyer still wants it, lenders often require a termite bond before the sale can proceed. Averaging between $500 and $2,000, termite bonds function as a game plan for termite extermination and prevention.

• Veterans Affairs (VA) loan: For approval of a VA loan, lenders usually require a pest inspection to check for existing or potential issues at an average cost of $50 to $150.

• FHA loan: For the approval of an FHA loan, you only need a pest infestation if there is already evidence of an active infestation if mandated by the state, or at the lender’s discretion. The average cost is $100 to $200.

• Conventional loan: Some states may require the home to undergo a pest inspection with an average cost of $160 to $170.

• CL-100: Averaging at $160, this type of pest inspection is only applicable to homes in South Carolina as they’re subject to a variety of damaging pests. A number of other states, mainly southern, may also require a pest inspection report in certain cases.

Frequency

If a home requires frequent pest inspections, it makes sense that pest inspection costs will be higher. Some companies offer ongoing pest control services that may bundle a certain number of inspections per year for a lower rate per inspection.

Home Size

The square footage of your home and the property it sits on can affect your final pest inspection costs. For example, a larger home means that an inspector requires more time to perform a thorough assessment, and this extra time is reflected on their invoice.

Location

A home’s location influences what types of pests it may be at risk. Different locations are home to more or fewer pests, which can also influence the overall likelihood of an infestation. For example, homes in rainy and humid climates are more likely to have cockroaches and termites, while cold climates can cause pests and rodents to seek shelter inside your home.

Company

With varying skills, experience, supply and demand, and other factors, pest inspection companies may offer different rates. It’s a good idea to get a few quotes from different companies before you commit to booking your inspection.

Other Pest Inspection Expenses

Depending on your circumstances, you may be on the hook for extra pest inspection-related expenses. Even if the pest inspection itself doesn’t carry additional expenses, the results of it can lead to other costs, such as pest control or repairs. 

Home Sale vs. Preventative Inspection

In some cases, the circumstances of the inspection can affect the end cost. Home sale pest inspections, for example, are meant to verify the state of the home to the buyer and lender. 

These inspections carry greater weight since they can result in the cancelation or renegotiation of a deal. This means that they tend to be slightly more expensive on average than annual preventative pest inspections that are meant to recommend maintenance services.

Pest Control

If a pest inspection does identify any active or potential pest issues, pest control is the next step. Pest control costs can vary depending on the type of pest and severity of the infestation. It can be as simple as setting traps or removing nests, or it could be as extensive as fumigating the building and having to stay with friends or at a hotel until it’s finished. 

If pests are found, here are some of the lowest and highest costs you can anticipate:

Damage Repair

After pests and infestations are gone, you’ll need to repair any damages they may have caused to the home to maintain its state and prevent future pest issues. Costs can vary widely depending on the type of pest, severity of infestation, and the extent of the damage.

DIY Pest Inspection vs. Hiring a Pro

As a homeowner, it’s important to keep an eye out for and mitigate potential pest issues before they escalate into a serious problem. Pro pest inspectors have the dedicated knowledge and experience that comes with their profession, and it’s a good idea to have them visit once every year or two to provide reassurance that your home is pest-free.

Keep in mind that a DIY pest inspection is unlikely to satisfy potential buyers and lenders. Hiring a pest inspector can verify the state of your home and help encourage buyers toward a sale.

Cost of Common Pest Inspection Add-Ons

Make sure to budget for pest inspection add-ons, such as:

4 Tips to Reduce Costs for Pest Inspections

Pest inspections can get pricey, but there are a few simple strategies you can use to keep costs down. 

1. Take preventative measures: Certain factors, such as open food, standing water, and overflowing garbage bins can attract pests. Keep things tidy and repaired to discourage pests.

2. Use DIY methods and tools: Take advantage of DIY methods such as traps, repellants, and baits to deter pests.

3. Address pest issues right away: If you notice potential or active pest issues, don’t let them linger. Infestations only get worse when they’re left untreated, and addressing them immediately with a local pest inspection pro near you can help reduce the cost of pest control and inspections.

4. Complete pest control treatment and maintenance: Many treatments are effective, but you may require several rounds to completely eradicate pests. Pest control maintenance can help keep the problem from recurring, and many professionals offer a complimentary yearly inspection with pest control maintenance plans.