How Much Does Hail, Wind, or Storm Damage Repair Cost? [2024 Data]
Normal range: $2,696 - $21,975
Storm damage repairs cost $12,308 on average but can go as low as $2,696 or as high as $21,975.
Mother Nature can do a number on your home during a storm, leaving you stuck with the bill for fixing the damage. The national average to repair your home from extreme weather damage is $12,308, with a low of $2,696 to a high of $21,975. Do not worry, though. You weathered that storm and you will weather this one too. Find out average repair costs for hail, wind, or storm damage in this cost guide.
- Average
- $12,308
- Low end
- $249
- high end
- $60,000
Storm Damage Repair Cost Factors
Storm damage repair costs depend on a number of factors—mainly, the extent of the damage and where it is located. Different types of storms create different types of damage. For example, there is a certain amount of hail damage a roof can handle, but once you cross a threshold, you may be looking at costly storm damage repairs.
Type of Damage
Different storms damage your home in different ways, and the cost depends on the type of damage. For example, hurricanes and thunderstorms can cause significant water damage, and water damage restoration costs $1,350 to $6,000 on average. Tornadoes can cause broken windows and hail-damaged roofing, but they can also lead to severe structural damage.
Location
Storms can damage all different areas of your home, from your roof to your basement. Repairs to exterior elements like gutters, windows, and siding are usually more affordable than damage to a roof, basement, or foundation. Damage in these locations is usually much more extensive, but it does depend on the storm. Extreme damage to siding would, for example, probably cost more than minor damage to a roof.
The cost of repairs can also depend on where you live. The following shows how the average cost varies in different cities:
| Location | Average Cost of Storm and Wind Repairs |
|---|---|
| Chicago | $3,780 |
| Denver | $6,020 |
| Houston | $18,390 |
| Napa Valley, California | $6,780 |
| New Orleans | $12,630 |
| New York | $8,050 |
| Tampa, Florida | $32,300 |
Storm Damage Inspection
If your home has weathered a particularly bad storm and has visible signs of damage, it is a good idea to get a storm damage inspection. This can help diagnose issues before they become major problems. Most home inspections cost between $250 and $450.
Labor
Labor is one of the heftiest costs. Expect to spend $50 to $150 per hour on a storm damage repair professional. Roof and water damage fall to the high end of the spectrum, especially if it requires two workers. Foundation repair tends to be the most expensive.
Storm Damage Insurance
Home insurance may cover some or all of your storm damage costs. It depends on your individual policy and your location, so make sure to check before starting repairs. If you live in an area prone to extreme weather, and damage is not covered by your normal home insurance policy, you may want to take out hazard insurance.
For most homeowners, hazard insurance costs anywhere from $400 to $4,300 annually. Your premiums may be higher if you live in an area with frequent flooding, tornados, hurricanes, or wildfires.
Roof Replacement vs. Repair
Whether or not you need to repair or replace your roof depends on a number of different factors. Some repairs may be more economical, while others (like putting new shingles over old shingles) can break building codes. As a general rule, you should replace your roof if more than 30% is damaged, but a pro roofer can help you weigh your options.
Storm and Wind Repair Cost by Type of Damage
Though storm repairs cost the average homeowner around $11,700, the cost can vary greatly based on the type of storm. Each storm causes different issues, and each fix comes with a different price tag. You could end up spending a lot more than average if a storm damages multiple parts of your home. Here are some common storm damage repair costs associated with different types of storms. Keep in mind that these are very broad ranges.
| Type of Damage | Typical Repair Cost |
|---|---|
| Hail, Ice, or Snow | $150–$13,000 |
| Tornado or Wind | $180–$17,600 |
| Thunderstorm or Hurricane | $180–17,600 |
| Tree | $200–$13,000 |
| Mold | $1,125–$20,000 |
| Water | $450–$15,000+ |
| Smoke and Fire | $200–$16,000 |
Hail, Ice, and Snow
Hail is somewhat of a wild card. It can be really tiny and barely make a dent, or it can be so large and heavy that it punctures almost anything it hits. Most commonly, hail will damage roofing or shatter windows, but that is not the only type of winter storm.
Ice and snow do damage, too. Freezing temperatures, in particular, can freeze your pipes, cause them to split, and lead to costly plumbing emergencies. The sheer weight of snow can damage the structure of your roof, so you may need to get the snow removed.
Here are some common winter storm damage repair costs:
Ice dam removal costs: $600–$1,800
Hail damage repair costs: $380–$13,000
Window replacement cost: $175–$1,800
Snow removal cost: $200–$3,000
Snow-related roofing leaks: $400–$1,900
Roof replacement: $5,900–$13,000
Burst pipe repair: $150–$5,000
Tree removal or related repairs: $200–$5,000
Tornados and Winds
Like other storms, there is no limit on how much a tornado can damage your home. If your home is hit directly by a F5 tornado, you could be looking at a total rebuild, which could cost $117,00 to $500,000 if you do not have home insurance. Most of the time, though, damage is not so extreme. Tornados and high winds can blow away shingles, siding, shudders, gutters, and trees.
Siding repair costs: $400–$1,450
Siding replacement costs: $5,600–$17,600
Roof repair: $400–$1,900
Roof replacement cost: $5,900–$13,000
Shutter repair or replacement: $300–$1,200
Gutter repair or replacement: $180–$1,750
Tree removal or related repairs: $200–$5,000
Thunderstorms and Hurricanes
Thunderstorms and hurricanes can cause damage from flooding and high winds. In general, water damage remediation from storm-related damage costs $450 to $6,000, but you could pay more than $15,000 to fix issues from severe flooding. This type of flooding is often mixed with sewage, which costs more to remediate.
Besides flooding, you are looking at similar issues as tornados and high winds. Cracked windows, broken shutters, fallen trees, roof leaks or shingle damage, and siding damage are all possible. Typically, these types of repairs cost $180 to $17,600 each, but they can cost more. In rare cases, a hurricane can completely destroy a home and require a total rebuild.
Trees
Winter storms, lightning, and high winds can knock over trees or large branches. These can hit your home and cause damage to your roof, siding, and windows. In general, tree removal costs $200 to $2,000, and you could spend $1,500 to $5,000 on repairs to your home. In a worst-case scenario, you may need to replace your roof. This typically costs up to $13,000, but could cost as much as $46,000, depending on the type.
Mold
For most homeowners, mold remediation costs $1,125 to $3,350, but it could cost more than $20,000 if you need to remove a significant amount of mold from behind your walls.
Mold is often the result of flood damage or persistent leaks. It is important to take care of this issue promptly because it can compromise the structural integrity of the affected wood and cause health issues, especially among those who are allergic or have a compromised immune system. Black mold is a serious issue, but even less hazardous types of mold can cause problems if left to grow.
Water
One of the biggest impacts on a storm damage estimate is the extent of water damage. Whether from melting snow, hurricane-level flooding, or a window that started leaking during a relatively mild thunderstorm, water damage can be costly to fix. Most people end up spending somewhere between $1,350 and $6,000. Smaller jobs could cost as little as $450, while significant issues could cost more than $15,000.
Smoke and Fire
In some cases, a storm can cause smoke and fire damage. This is usually the result of lightning or high winds mixed with electrical surges and downed power lines. Fire damage restoration typically costs $4 to $6.50 per square foot. The average homeowner will pay somewhere between $4,000 and $16,000, depending on the extent of the damage, though it could cost more for large homes that sustain significant damage. Smoke damage restoration alone costs $200 to $1,200 per room.
Storm and Wind Damage Estimates by Type of Repair
Rain, sleet, wind, and other environmental aggressors can take a toll on your home during a storm. Below are the average costs for each type of repair.
| Type of Repair | Cost |
|---|---|
| Roof | $1,100 |
| Siding | $900 |
| Deck/porch | $670 – $3,000+ |
| Water damage | $1,350–$6,000 |
| Other | $500–$650+ |
Roof Repair Costs
Repairing roof damage after a storm costs around $1,100 on average, though roof repair costs vary greatly based on the type of roof and the extent of the damage. For example, roof repair for hail damage can cost as little as $20 for small repairs or as much as $7,400 for extensive repairs. Here are some estimates by size and type:
Asphalt shingles: $1–$5 per square foot or $1,700–$8,400 for full replacement
Metal roof repairs: $300
Tile roofs: $700–$800 per roofing square (equal to 100 square feet)
Siding Repair Costs
Siding repairs average around $900, but the final cost will depend on the siding type as well as the extent of the damage. Here are the average prices for these siding materials:
Wood siding: $9 per square foot
Aluminum/metal siding: $3–$6 per square foot
Vinyl siding: $2–$12 per square foot
Contact a local siding repair contractor to get a specific cost estimate for siding repairs after a storm.
Deck or Porch Repair Costs
If your porch or deck gets ravaged during a storm, you will pay anywhere from $670 to $3,000 or higher, depending on the damage. Here are the average ranges:
Concrete slab patio: $50–$800
Tile patio: $100–$900
Wooden or composite deck: $790–$3,000+
Get in touch with a local deck or porch repair contractor for the most precise estimate.
Water Damage Repair Costs
Water damage from storms and flooding can warp floors, damage walls, and cause a ceiling to bend or buckle. Here are the average costs for repairing the aftermath:
Ceiling: $450–$1,600
Drywall: $300–$850
Floor: $200–$550
In addition to these costs, you may need to factor in mold remediation for about $2,225 on average. Remember, wherever there is water damage, mold is a concern. Spores can begin growing in as little as 24 to 48 hours, so it is important to call in a local mold inspector if cleanup does not happen right away. If an inspector uncovers any growth, a mold removal pro near you can help remove it and repair the damage.
Other Repair Costs
Aside from damage to your roof, siding, and exterior structures, a few other miscellaneous storm repairs could come up. Here are cost estimates for the most common ones:
Gas pipe repairs: $500
Broken window glass repairs: $100–$650
Gutter and downspout repairs: $180–$570
Tree damage: Varies
DIY Storm Damage Repairs vs. Hiring a Pro
Whether or not you want to perform DIY repairs depends on the extent of the storm damage. A storm may only knock off a shutter or litter your property with small tree branches, in which case you may be able to handle repair and cleanup on your own. In this scenario, you will just pay for tools and materials.
If your home has significant damage, it is best to call a storm damage repair company near you. You may want to tap a pro if your home has the type of damage that can get worse over time, such as water damage and potential mold growth. A pro can also set your home up to better handle future storms.
Common Storm Damage Repair Add-Ons
If you live in an area that experiences powerful storms on a regular basis, you may want to take steps to prevent future storm damage. These common add-ons can help you save money in the long run by protecting your home and reducing the need for repairs down the line.
Basement Waterproofing
If you regularly have storms that flood your basement, it is a good idea to invest in waterproofing. For most homeowners, basement waterproofing costs $2,350 to $7,650. It depends on the size of your basement, but expect to pay around $5 to $10 per square foot. Interior waterproofing is typically more affordable than exterior waterproofing.
Storm Windows
Storm windows are impact-resistant windows that are designed to withstand damage from high winds, debris, and projectiles. They may be a worthy investment if you live in an area with extreme weather, especially hurricanes or tornadoes. Costs vary based on the size of your windows, but most homeowners spend $3,800 to $19,000 outfitting their home with storm windows.
Hurricane Shutters
Hurricane shutters typically cost $1,950 to $5,800 to install. This solution is similar to storm windows, but a little more affordable. Unlike storm windows, you have to be at home to close the shutters for them to actually work.
Lighting Rods
For most homeowners, lightning protection systems cost between $450 and $2,650. The most popular (and affordable) type are lightning rods made from either copper or aluminum. You can also install early streamer emission (ESE) air terminals which cover your whole home, as opposed to needing to use multiple lightning rods.
Backup Generator Installation
If you live in an area that regularly experiences blackouts from storms, you may want to invest in a backup generator. A whole house generator costs between $1,550 and $8,650, but you will spend less on a partial generator or a portable generator.
How Angi Gets Its Cost Data
Home is the most important place on earth, which is why Angi has helped more than 150 million homeowners transform their houses into homes they adore. To help homeowners with their next project, Angi provides readers with the most accurate cost data and upholds strict editorial standards. We survey real Angi customers about their project costs to develop the pricing data you see, so you can make the best decisions for you and your home. We pair this data with research from reputable sources, including the U.S. Bureau of Labor Statistics, academic journals, market studies, and interviews with industry experts—all to ensure our prices reflect real-world projects.
Want to help us improve our cost data? Send us a recent project quote to costquotes@angi.com. Quotes and personal information will not be shared publicly.
Frequently Asked Questions
Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.
If your roof has storm damage, there will be some telltale signs. These include missing, loose, or damaged shingles. You may notice cracks or dents on the metal parts of your roof, like flashing, gutters, or metal panels. Water leaks are another big indicator. So are visible signs of impact. Rather than climb up on your roof to check, hire a professional to inspect the area safely.
Water damage is bad for walls. You may notice that the walls are warped, buckled, or crumbling. Even if water does not cause an immediate structural issue, you still may notice bubbling or peeling paint and wallpaper. You may also notice stains. The real issue, though, is mold growth. Mold can wreak havoc on the wood behind your walls and cause health issues, particularly for those who are allergic or vulnerable.
If a storm or other natural disaster occurs in your area, you may not have immediate access to help. According to the U.S. Federal Emergency Management Agency, keep a disaster preparedness kit in your home with enough essentials to sustain your family for at least 72 hours. Put this in an easily accessible location to have it handy in case anything unthinkable happens.